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        <title>YOUR HOME-YOUR MONEY - the Real Scoop!</title>
        <link>http://www.talkshoe.com/talkshoe/web/tscmd/tc/1009</link>
        <language>en-us</language>
        <copyright>This work is licensed under a Creative Commons License - Attribution-NonCommercial-ShareAlike - http://creativecommons.org/licenses/by-nc-sa/2.0/</copyright>
        <category>Business</category>
        <description>Real Estate Radio Meets Podcasting! Need FREE info about your money? Want INSIDER SECRETS for your biggest financial decisions? Then join Bill Quigley as this savvy real estate finance guy share his tips, expertise, opinions, humor, and conversation with you - and a truth-starved real estate world. 

Tune in for the awesome info, kewl guests, and some really lively talk!. . . . . 

You really CAN find yourself laughing all the way to the bank - or broker! . . . . 


Recorded live radio broadcasts from his popular weekly show in Madison, Wisconsin - the Hub of MidAmerican Culture.

www.YourHome-YourMoney.com/TalkShoe
This Podcast was created using www.talkshoe.com</description>
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            <title>YOUR HOME-YOUR MONEY - the Real Scoop!</title>
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        <itunes:author>Bill Quigley</itunes:author>
        <itunes:subtitle>YOUR HOME-YOUR MONEY - the Real Scoop!</itunes:subtitle>
        <itunes:summary>Real Estate Radio Meets Podcasting! Need FREE info about your money? Want INSIDER SECRETS for your biggest financial decisions? Then join Bill Quigley as this savvy real estate finance guy share his tips, expertise, opinions, humor, and conversation with you - and a truth-starved real estate world. 

Tune in for the awesome info, kewl guests, and some really lively talk!. . . . . 

You really CAN find yourself laughing all the way to the bank - or broker! . . . . 


Recorded live radio broadcasts from his popular weekly show in Madison, Wisconsin - the Hub of MidAmerican Culture.

www.YourHome-YourMoney.com/TalkShoe
This Podcast was created using www.talkshoe.com</itunes:summary>
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            <itunes:name>Bill Quigley</itunes:name>
            <itunes:email>info@yourhome-yourmoney.com</itunes:email>
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        <itunes:category text="Business" />
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        <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE132 - HOPE For Homeowners!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-152941.mp3</guid>
            <pubDate>Sat, 04 Oct 2008 10:05:07 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-152941.mp3</link>
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            <description>Are you or do you know someone who is in a mortgage that they cannot afford? There may be help for you under the new FHA HOPE program that became effective this week. Tune in and lets see what this program can do for you!</description>
            <category>Business</category>
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            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE132 - HOPE For Homeowners!</itunes:subtitle>
            <itunes:summary>Are you or do you know someone who is in a mortgage that they cannot afford? There may be help for you under the new FHA HOPE program that became effective this week. Tune in and lets see what this program can do for you!</itunes:summary>
            <itunes:duration>25:07</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE130 - Fannie Mae &amp; Freddie Mac to be seized</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-145113.mp3</guid>
            <pubDate>Sat, 06 Sep 2008 10:05:03 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-145113.mp3</link>
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            <description>It looks as though the Government Sponsored Enterprises Fannie Mae and Freddie Mac will in deed be seized by the Government; what does this mean to you? Tune in, lets look at the future of these Mortgage Giants.</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE130 - Fannie Mae &amp; Freddie Mac to be seized</itunes:subtitle>
            <itunes:summary>It looks as though the Government Sponsored Enterprises Fannie Mae and Freddie Mac will in deed be seized by the Government; what does this mean to you? Tune in, lets look at the future of these Mortgage Giants.</itunes:summary>
            <itunes:duration>23:33</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE129 - Buying a home &quot;As-Is&quot;; what are you getting into?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-143034.mp3</guid>
            <pubDate>Sat, 30 Aug 2008 09:59:02 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-143034.mp3</link>
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            <description>In today&apos;s real estate market, many homes are being sold &quot;as-is&quot; by distressed homeowners and lenders; what does this mean to you and how can you prepare for this? We will discuss some tips to help you purchase a home &quot;as-is&quot;!</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE129 - Buying a home &quot;As-Is&quot;; what are you getting into?</itunes:subtitle>
            <itunes:summary>In today&apos;s real estate market, many homes are being sold &quot;as-is&quot; by distressed homeowners and lenders; what does this mean to you and how can you prepare for this? We will discuss some tips to help you purchase a home &quot;as-is&quot;!</itunes:summary>
            <itunes:duration>30:53</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE127 - 8 Simple Steps To Home Ownership!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-141156.mp3</guid>
            <pubDate>Sat, 23 Aug 2008 09:58:31 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-141156.mp3</link>
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            <description>There have been many news reports recently about the shortgage of mortgage money in the market; Warren Buffet stated on CNBC today that there is plenty of mortgage funds available for home buyers in this market; I Agree! Let&apos;s take a look at how to make a plan to purchase your first or next home for you and your family.</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE127 - 8 Simple Steps To Home Ownership!</itunes:subtitle>
            <itunes:summary>There have been many news reports recently about the shortgage of mortgage money in the market; Warren Buffet stated on CNBC today that there is plenty of mortgage funds available for home buyers in this market; I Agree! Let&apos;s take a look at how to make a plan to purchase your first or next home for you and your family.</itunes:summary>
            <itunes:duration>31:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE126 - $7,500 Tax Credit if you Purchase a Home?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-139649.mp3</guid>
            <pubDate>Sat, 16 Aug 2008 10:00:22 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-139649.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-139649.mp3" length="12224364" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-139649.mp3</comments>
            <description>The Housing and Economic Recovery Act off 2008 was reently passed and allows for a $7,500 tax credit to 1st time home buyers. Join us as we take a look at the intricacies of this program.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE126 - $7,500 Tax Credit if you Purchase a Home?</itunes:subtitle>
            <itunes:summary>The Housing and Economic Recovery Act off 2008 was reently passed and allows for a $7,500 tax credit to 1st time home buyers. Join us as we take a look at the intricacies of this program.</itunes:summary>
            <itunes:duration>29:06</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE125 - 5 Mistakes to avoid in a Home Purchase.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-138107.mp3</guid>
            <pubDate>Sat, 09 Aug 2008 09:56:39 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-138107.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-138107.mp3" length="14702262" type="audio/mpeg" />
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            <description>Considering a home purchase? Whether you are a 1st time buyer or seasoned home owner, here are 5 things to avoid that will make your home purchase a success!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE125 - 5 Mistakes to avoid in a Home Purchase.</itunes:subtitle>
            <itunes:summary>Considering a home purchase? Whether you are a 1st time buyer or seasoned home owner, here are 5 things to avoid that will make your home purchase a success!</itunes:summary>
            <itunes:duration>35:00</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE121 - The New Housing Rescue Plan!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-128510.mp3</guid>
            <pubDate>Sat, 28 Jun 2008 09:58:12 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-128510.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-128510.mp3" length="13354239" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-128510.mp3</comments>
            <description>Our lawmakers are trying again to come up with a plan to help homeowners who are in mortgage trouble and face foreclosure; let&apos;s take a look at what they are proposing and who will be paying for it.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE121 - The New Housing Rescue Plan!</itunes:subtitle>
            <itunes:summary>Our lawmakers are trying again to come up with a plan to help homeowners who are in mortgage trouble and face foreclosure; let&apos;s take a look at what they are proposing and who will be paying for it.</itunes:summary>
            <itunes:duration>31:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE120 - Bill answers your email questions!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-126466.mp3</guid>
            <pubDate>Sat, 21 Jun 2008 10:00:31 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-126466.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-126466.mp3" length="12381622" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-126466.mp3</comments>
            <description>I received a lot of email this week with specific questions about your mortgage and real estate needs; I will share these questions and the answers with our &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; audience.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE120 - Bill answers your email questions!</itunes:subtitle>
            <itunes:summary>I received a lot of email this week with specific questions about your mortgage and real estate needs; I will share these questions and the answers with our &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; audience.</itunes:summary>
            <itunes:duration>29:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE119 -Pending Home Sales &amp; Mortgages Up!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-124745.mp3</guid>
            <pubDate>Sat, 14 Jun 2008 10:02:31 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-124745.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-124745.mp3" length="11506650" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-124745.mp3</comments>
            <description>Reports from Wall Street this week showed that pending home sales and purchase mortgage applications are up; Market activity is getting stronger; listen in and lets look at the market and the numbers!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE119 -Pending Home Sales &amp; Mortgages Up!</itunes:subtitle>
            <itunes:summary>Reports from Wall Street this week showed that pending home sales and purchase mortgage applications are up; Market activity is getting stronger; listen in and lets look at the market and the numbers!</itunes:summary>
            <itunes:duration>27:24</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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            <!-- begin RSS 2.0 tags -->
            <title>EPISODE118 - GM Janesville is closing; what will happen to Real Estate?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-122745.mp3</guid>
            <pubDate>Sat, 07 Jun 2008 10:00:28 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-122745.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-122745.mp3" length="12370467" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-122745.mp3</comments>
            <description>General Motors announced that they will be closing the plant in Janesville, WI. What will happen to the Real Estate market in Southern Wisconsin? Anda O&apos;Connell of Realty Executives joins us to take a look at this market&apos;s past, present and future.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE118 - GM Janesville is closing; what will happen to Real Estate?</itunes:subtitle>
            <itunes:summary>General Motors announced that they will be closing the plant in Janesville, WI. What will happen to the Real Estate market in Southern Wisconsin? Anda O&apos;Connell of Realty Executives joins us to take a look at this market&apos;s past, present and future.</itunes:summary>
            <itunes:duration>29:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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            <!-- begin RSS 2.0 tags -->
            <title>EPISODE117 - Actual Home Purchase Case Studies!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-121092.mp3</guid>
            <pubDate>Sat, 31 May 2008 09:58:23 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-121092.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-121092.mp3" length="13298650" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-121092.mp3</comments>
            <description>What do you do when you want to purchase a home and your bank turns you away? How can you get a great rate with zero down? Listen in and check out some actual transactions where we have helped buyers capture their dreams!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE117 - Actual Home Purchase Case Studies!</itunes:subtitle>
            <itunes:summary>What do you do when you want to purchase a home and your bank turns you away? How can you get a great rate with zero down? Listen in and check out some actual transactions where we have helped buyers capture their dreams!</itunes:summary>
            <itunes:duration>31:39</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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            <!-- begin RSS 2.0 tags -->
            <title>EPISODE116 - How to purchase an expensive home with inexpensive money!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-119325.mp3</guid>
            <pubDate>Sat, 24 May 2008 09:59:38 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-119325.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-119325.mp3" length="12915199" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-119325.mp3</comments>
            <description>The economic stimulus package inclused a lot more than just sending you a check; find out how you can purchase an expensive home with a conforming or FHA mortgage.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE116 - How to purchase an expensive home with inexpensive money!</itunes:subtitle>
            <itunes:summary>The economic stimulus package inclused a lot more than just sending you a check; find out how you can purchase an expensive home with a conforming or FHA mortgage.</itunes:summary>
            <itunes:duration>30:44</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE115 - What is DTI and how do I qualify for a mortgage?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-113133.mp3</guid>
            <pubDate>Sat, 03 May 2008 10:01:44 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-113133.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-113133.mp3" length="11899610" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-113133.mp3</comments>
            <description>Debt to income, front ratios, back ratios; what does it all mean? How do I really qualify for a home mortgage? Listen in to the Mortgage Guys and get the facts!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE115 - What is DTI and how do I qualify for a mortgage?</itunes:subtitle>
            <itunes:summary>Debt to income, front ratios, back ratios; what does it all mean? How do I really qualify for a home mortgage? Listen in to the Mortgage Guys and get the facts!</itunes:summary>
            <itunes:duration>28:19</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>EPISODE114 - Did an &quot;on-line&quot; Lender lose your personal information?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-111313.mp3</guid>
            <pubDate>Sat, 26 Apr 2008 10:01:07 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-111313.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-111313.mp3" length="12396433" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-111313.mp3</comments>
            <description>We have issued the warnings many times; DO NOT PROVIDE YOUR PRIVATE INFORMATION TO AN ON-LINE LENDER!&quot; Did employees of Lending Tree illegally sell your info?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE114 - Did an &quot;on-line&quot; Lender lose your personal information?</itunes:subtitle>
            <itunes:summary>We have issued the warnings many times; DO NOT PROVIDE YOUR PRIVATE INFORMATION TO AN ON-LINE LENDER!&quot; Did employees of Lending Tree illegally sell your info?</itunes:summary>
            <itunes:duration>29:31</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE113 - Is this the best time to purchase a home?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-109353.mp3</guid>
            <pubDate>Sat, 19 Apr 2008 09:58:13 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-109353.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-109353.mp3" length="13310353" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-109353.mp3</comments>
            <description>This could be the best opportunity this decade to purchase a home; there is plenty of inventory, prices a low and interest rates are fantastic. Listen in and discover how to make you dream of home ownership a reality.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE113 - Is this the best time to purchase a home?</itunes:subtitle>
            <itunes:summary>This could be the best opportunity this decade to purchase a home; there is plenty of inventory, prices a low and interest rates are fantastic. Listen in and discover how to make you dream of home ownership a reality.</itunes:summary>
            <itunes:duration>31:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE112 - How Do You Get Free Down Payment Assistance?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-107440.mp3</guid>
            <pubDate>Sat, 12 Apr 2008 10:01:02 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-107440.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-107440.mp3" length="12160364" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-107440.mp3</comments>
            <description>Buying a home but do not have the funds for a down payment or the closing costs? Check into obtaining a grant from a non-profit Down Payment Assistance Program!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE112 - How Do You Get Free Down Payment Assistance?</itunes:subtitle>
            <itunes:summary>Buying a home but do not have the funds for a down payment or the closing costs? Check into obtaining a grant from a non-profit Down Payment Assistance Program!</itunes:summary>
            <itunes:duration>28:57</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE113 - How to purchase a home with Zero Down using an FHA Mortgage!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-103559.mp3</guid>
            <pubDate>Sat, 29 Mar 2008 10:00:38 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-103559.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-103559.mp3" length="12156342" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-103559.mp3</comments>
            <description>Who said 100% home financing with low fixed rates didn&apos;t exist? Tune in and find out how to work with an FHA Approved Lender and Housing Grant Foundations to purchase your dream home with zero down at a low fixed rate.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE113 - How to purchase a home with Zero Down using an FHA Mortgage!</itunes:subtitle>
            <itunes:summary>Who said 100% home financing with low fixed rates didn&apos;t exist? Tune in and find out how to work with an FHA Approved Lender and Housing Grant Foundations to purchase your dream home with zero down at a low fixed rate.</itunes:summary>
            <itunes:duration>28:56</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE112 - Where is 100% Home Financing? Right Here!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-101722.mp3</guid>
            <pubDate>Sat, 22 Mar 2008 10:00:24 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-101722.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-101722.mp3" length="12482924" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-101722.mp3</comments>
            <description>Are you a 1st time homebuyer that has the income to purhcase a home, but you have not been able to build a large down payment? Many Lenders have dropped any chance of providing 100% financing; but we still have it. Listen in and find out to get a great mortgage with zero money down!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE112 - Where is 100% Home Financing? Right Here!</itunes:subtitle>
            <itunes:summary>Are you a 1st time homebuyer that has the income to purhcase a home, but you have not been able to build a large down payment? Many Lenders have dropped any chance of providing 100% financing; but we still have it. Listen in and find out to get a great mortgage with zero money down!</itunes:summary>
            <itunes:duration>29:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE109 - The Spring Home Buying Season is here!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-95909.mp3</guid>
            <pubDate>Sat, 01 Mar 2008 09:59:59 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-95909.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-95909.mp3" length="12839496" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-95909.mp3</comments>
            <description>Spring is here and it is time to get pre-approved for your home financing and start looking for that dream home! If you are selling, get your home ready to sell. Victoria Herold, Broker/Owner of Realty Executives of Madison, WI will join us to help buyers and sellers get on the right track this spring.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE109 - The Spring Home Buying Season is here!</itunes:subtitle>
            <itunes:summary>Spring is here and it is time to get pre-approved for your home financing and start looking for that dream home! If you are selling, get your home ready to sell. Victoria Herold, Broker/Owner of Realty Executives of Madison, WI will join us to help buyers and sellers get on the right track this spring.</itunes:summary>
            <itunes:duration>30:33</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE108 - Home Refinaces and Purchases</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-93810.mp3</guid>
            <pubDate>Sat, 23 Feb 2008 09:59:31 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-93810.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-93810.mp3" length="12948844" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-93810.mp3</comments>
            <description>In a market where interest rates and mortgage programs are all over the place; how do you know if you are getting the right mortgage for you? Tune in as we discuss a few home purchase and refiance scenarios.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE108 - Home Refinaces and Purchases</itunes:subtitle>
            <itunes:summary>In a market where interest rates and mortgage programs are all over the place; how do you know if you are getting the right mortgage for you? Tune in as we discuss a few home purchase and refiance scenarios.</itunes:summary>
            <itunes:duration>30:49</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE107 - The Economic Stimulus Package &amp; Home Financing.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-91693.mp3</guid>
            <pubDate>Sat, 16 Feb 2008 09:59:12 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-91693.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-91693.mp3" length="12877164" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-91693.mp3</comments>
            <description>The economic stimulus package has been approved, everyone is going to get a check; but did you know that this package has provisions that will make is eaiser for you to purchase or refinance a home at lower rates? Tune in to find out how!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE107 - The Economic Stimulus Package &amp; Home Financing.</itunes:subtitle>
            <itunes:summary>The economic stimulus package has been approved, everyone is going to get a check; but did you know that this package has provisions that will make is eaiser for you to purchase or refinance a home at lower rates? Tune in to find out how!</itunes:summary>
            <itunes:duration>30:39</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE105 - Your Mortgage &amp; Financial Planning</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-87963.mp3</guid>
            <pubDate>Sat, 02 Feb 2008 10:02:18 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-87963.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-87963.mp3" length="11556022" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-87963.mp3</comments>
            <description>Home financing meets financial planning. Financial planning expert Louise Googins lends her expertise regarding your home finaincing.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE105 - Your Mortgage &amp; Financial Planning</itunes:subtitle>
            <itunes:summary>Home financing meets financial planning. Financial planning expert Louise Googins lends her expertise regarding your home finaincing.</itunes:summary>
            <itunes:duration>27:30</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE104 - Fed rate cuts &amp; home mortgage rates.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-85956.mp3</guid>
            <pubDate>Sat, 26 Jan 2008 10:01:27 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-85956.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-85956.mp3" length="14964844" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-85956.mp3</comments>
            <description>The Fed just cut rates a whopping 3/4 point; what will happen to mortgage rates? How will this affect the housing market? Tune in and find out!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE104 - Fed rate cuts &amp; home mortgage rates.</itunes:subtitle>
            <itunes:summary>The Fed just cut rates a whopping 3/4 point; what will happen to mortgage rates? How will this affect the housing market? Tune in and find out!</itunes:summary>
            <itunes:duration>35:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE102 - Countrywide Mortgage-The rise and fall of a Mortgage Empire.</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-82143.mp3</guid>
            <pubDate>Sat, 12 Jan 2008 10:06:33 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-82143.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-82143.mp3" length="9902810" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-82143.mp3</comments>
            <description>Bank of America purchases Countrywide Mortgage for $4 Billion; what is the financial markets reactions and how will this affect you?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE102 - Countrywide Mortgage-The rise and fall of a Mortgage Empire.</itunes:subtitle>
            <itunes:summary>Bank of America purchases Countrywide Mortgage for $4 Billion; what is the financial markets reactions and how will this affect you?</itunes:summary>
            <itunes:duration>23:34</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#98 - Home Inspection for the Holidays!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-30164.mp3</guid>
            <pubDate>Sat, 15 Dec 2007 10:01:04 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-30164.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-30164.mp3" length="12188524" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-30164.mp3</comments>
            <description>Kimberly St. Louis of A-1 Home Inspection Services will help us be safe in our own homes over the holiday season! Winter months are great hunker-down months, but follow these guidelines and they&apos;ll be even safer, warmer, and cozier.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#98 - Home Inspection for the Holidays!</itunes:subtitle>
            <itunes:summary>Kimberly St. Louis of A-1 Home Inspection Services will help us be safe in our own homes over the holiday season! Winter months are great hunker-down months, but follow these guidelines and they&apos;ll be even safer, warmer, and cozier.</itunes:summary>
            <itunes:duration>29:02</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#97 - What is the &quot;No Cost&quot; Mortgage?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-72952.mp3</guid>
            <pubDate>Sat, 08 Dec 2007 10:01:00 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-72952.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-72952.mp3" length="12301896" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-72952.mp3</comments>
            <description>You have seen and heard the advertisements from Lenders promising the world - now the &quot;no-cost&quot; refi is out there. What is it and is it really free? Also, the latest scoop on the ARM freeze plan.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#97 - What is the &quot;No Cost&quot; Mortgage?</itunes:subtitle>
            <itunes:summary>You have seen and heard the advertisements from Lenders promising the world - now the &quot;no-cost&quot; refi is out there. What is it and is it really free? Also, the latest scoop on the ARM freeze plan.</itunes:summary>
            <itunes:duration>29:17</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#96 - NEW - Adjustable Rate Mortgage Freeze; Will this reduce foreclosures?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-57612.mp3</guid>
            <pubDate>Sat, 01 Dec 2007 10:01:35 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-57612.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-57612.mp3" length="12029073" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-57612.mp3</comments>
            <description>OK. In addition to an appraisal (for the lender) and a Home Inspection (for you), now it appears you&apos;ll be needing a &quot;Mortgage Inspection&quot; (definitely for you). Ross Lewin of Wisconsin is leading the charge in consumer lending protection with his unique, but needed, service. Ross, President of Mortgage Loan Inspection LLC, says in a recent press release that his company can save consumers hundreds, if not thousands, of dollars with a mortgage loan inspection designed to protect the consumer. Bill Quigley and Art Blanchet will interview Ross Lewin about this niche service this week and see what this is all about. For more details on how this works, go to www.mortgageloaninspection.com</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#96 - NEW - Adjustable Rate Mortgage Freeze; Will this reduce foreclosures?</itunes:subtitle>
            <itunes:summary>OK. In addition to an appraisal (for the lender) and a Home Inspection (for you), now it appears you&apos;ll be needing a &quot;Mortgage Inspection&quot; (definitely for you). Ross Lewin of Wisconsin is leading the charge in consumer lending protection with his unique, but needed, service. Ross, President of Mortgage Loan Inspection LLC, says in a recent press release that his company can save consumers hundreds, if not thousands, of dollars with a mortgage loan inspection designed to protect the consumer. Bill Quigley and Art Blanchet will interview Ross Lewin about this niche service this week and see what this is all about. For more details on how this works, go to www.mortgageloaninspection.com</itunes:summary>
            <itunes:duration>28:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#95 - Opportunities in THE NEW Real Estate Market - Interview</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-65565.mp3</guid>
            <pubDate>Sat, 17 Nov 2007 10:00:07 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-65565.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-65565.mp3" length="12597576" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-65565.mp3</comments>
            <description>Opportunities in today&apos;s Real Estate Market; Bill &amp; Art interview Local Experts Kevin Mikrut and Brett Jenny of Realty Executives! Hear their insights and ideas on how to apply the new rules of credit and down payment to your real estate world, whethee for investments or your own home,</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#95 - Opportunities in THE NEW Real Estate Market - Interview</itunes:subtitle>
            <itunes:summary>Opportunities in today&apos;s Real Estate Market; Bill &amp; Art interview Local Experts Kevin Mikrut and Brett Jenny of Realty Executives! Hear their insights and ideas on how to apply the new rules of credit and down payment to your real estate world, whethee for investments or your own home,</itunes:summary>
            <itunes:duration>29:59</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#93 - Teaching Credit and Homeownership to Teens</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-58109.mp3</guid>
            <pubDate>Sat, 03 Nov 2007 09:59:34 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-58109.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-58109.mp3" length="12789759" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-58109.mp3</comments>
            <description>What do teenagers know about credit and home-buying? - Not much. And the need plenty. YHYM Co-Host Art Blanchet recenly spent two days teaching these concepts to High Schoolers - 160 kids total - and gave them plenty to think about. Bill Quigley interviews Art today about that experience - and the results.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#93 - Teaching Credit and Homeownership to Teens</itunes:subtitle>
            <itunes:summary>What do teenagers know about credit and home-buying? - Not much. And the need plenty. YHYM Co-Host Art Blanchet recenly spent two days teaching these concepts to High Schoolers - 160 kids total - and gave them plenty to think about. Bill Quigley interviews Art today about that experience - and the results.</itunes:summary>
            <itunes:duration>30:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#92 - Lenders Are Standing By to Help YOU!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-53007.mp3</guid>
            <pubDate>Sat, 27 Oct 2007 10:00:00 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-53007.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-53007.mp3" length="13069347" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-53007.mp3</comments>
            <description>The U.S. Government intervention into lending - in an attempt to boost the economy and bolster confidence in the housing market - has been lots of talk, some action, and had little actual lender participation. Finally! Lenders are starting to offer the FHASecure programs and there&apos;s an effort being made to play. We&apos;ll talk about it here - and how it affects you in your life.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#92 - Lenders Are Standing By to Help YOU!</itunes:subtitle>
            <itunes:summary>The U.S. Government intervention into lending - in an attempt to boost the economy and bolster confidence in the housing market - has been lots of talk, some action, and had little actual lender participation. Finally! Lenders are starting to offer the FHASecure programs and there&apos;s an effort being made to play. We&apos;ll talk about it here - and how it affects you in your life.</itunes:summary>
            <itunes:duration>31:07</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#91 - Interview with Author/TV Host???</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-30480.mp3</guid>
            <pubDate>Sat, 20 Oct 2007 09:59:19 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-30480.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-30480.mp3" length="20196570" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-30480.mp3</comments>
            <description>Got a good one lined up - SHe hosts a popular TV series, is a guest-starrin actress on TV, and has just written a popular Real Estate Book. Join us for a VERY fast-paced half-hour with great info and talk. Name TBA when schedule finalized.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#91 - Interview with Author/TV Host???</itunes:subtitle>
            <itunes:summary>Got a good one lined up - SHe hosts a popular TV series, is a guest-starrin actress on TV, and has just written a popular Real Estate Book. Join us for a VERY fast-paced half-hour with great info and talk. Name TBA when schedule finalized.</itunes:summary>
            <itunes:duration>48:05</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#90 - Scott Bilker and the NEW Credit Rules</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-49138.mp3</guid>
            <pubDate>Sat, 13 Oct 2007 09:58:58 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-49138.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-49138.mp3" length="13139199" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-49138.mp3</comments>
            <description>Every industry has its leaders and pace setters, but only a few really stand out as truly being in touch with their field. When it comes to consumer credit and debt finance, the man the experts ask for advice is author and guide Scott Bilker. Scott knows credit and how to deal with it - from his early days in college to today. This week Bill Quigley and Art Blanchet talk to Scott about the new credit rules, negotiating debt, and how to help YOU master your money in a world of tightening credit.
Listen in for sure, but also get yourself subscribed to Scott Bilker&apos;s newsletter and FREE reports at www.debtsmart.com.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#90 - Scott Bilker and the NEW Credit Rules</itunes:subtitle>
            <itunes:summary>Every industry has its leaders and pace setters, but only a few really stand out as truly being in touch with their field. When it comes to consumer credit and debt finance, the man the experts ask for advice is author and guide Scott Bilker. Scott knows credit and how to deal with it - from his early days in college to today. This week Bill Quigley and Art Blanchet talk to Scott about the new credit rules, negotiating debt, and how to help YOU master your money in a world of tightening credit.
Listen in for sure, but also get yourself subscribed to Scott Bilker&apos;s newsletter and FREE reports at www.debtsmart.com.</itunes:summary>
            <itunes:duration>31:17</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#88 - The New FHASecure program</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-41554.mp3</guid>
            <pubDate>Sat, 29 Sep 2007 09:59:28 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-41554.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-41554.mp3" length="15161964" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-41554.mp3</comments>
            <description>FHA Secure-is your mortgage adjusting out of control? Listen to Bill 7 Art, the mortgage experts show you how new enhancements to FHA mortgages will help homeowners keep teir homes!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#88 - The New FHASecure program</itunes:subtitle>
            <itunes:summary>FHA Secure-is your mortgage adjusting out of control? Listen to Bill 7 Art, the mortgage experts show you how new enhancements to FHA mortgages will help homeowners keep teir homes!</itunes:summary>
            <itunes:duration>36:05</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#84 - What IS Going on in Mortgages - Is It Time to Panic?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-41559.mp3</guid>
            <pubDate>Sat, 25 Aug 2007 09:58:08 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-41559.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-41559.mp3" length="13382947" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-41559.mp3</comments>
            <description>The Mortgage Meltdown! The Subprime Debacle! The End of Real Estate as We Know It! Are Stated Income Loans gone forever? Bill Quigley and Art Blanchet combine a little research with some history with basic some economics and tell you what the REAL experts are saying about the real estate world - and what needs to happen to cure it - in some pretty simple terms (ones WE understand). We talk about what YOU can do as well.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#84 - What IS Going on in Mortgages - Is It Time to Panic?</itunes:subtitle>
            <itunes:summary>The Mortgage Meltdown! The Subprime Debacle! The End of Real Estate as We Know It! Are Stated Income Loans gone forever? Bill Quigley and Art Blanchet combine a little research with some history with basic some economics and tell you what the REAL experts are saying about the real estate world - and what needs to happen to cure it - in some pretty simple terms (ones WE understand). We talk about what YOU can do as well.</itunes:summary>
            <itunes:duration>31:52</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#83 - Short Sales and Title Work - with Ben Smaglick</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-30924.mp3</guid>
            <pubDate>Sat, 18 Aug 2007 09:58:35 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-30924.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-30924.mp3" length="13146330" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-30924.mp3</comments>
            <description>Ben Smaglick returns to clarify some issues on Short Sales - the acceptance by a lender of a mortgage settlement for LESS than what is owned (they get &quot;shorted&quot; - or maybe take it in the shorts). What are the steps to a Short Sale vs a Foreclosure for the Seller.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#83 - Short Sales and Title Work - with Ben Smaglick</itunes:subtitle>
            <itunes:summary>Ben Smaglick returns to clarify some issues on Short Sales - the acceptance by a lender of a mortgage settlement for LESS than what is owned (they get &quot;shorted&quot; - or maybe take it in the shorts). What are the steps to a Short Sale vs a Foreclosure for the Seller.</itunes:summary>
            <itunes:duration>31:18</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#81 - Foreclosures and Short Sales - Part Two</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-39164.mp3</guid>
            <pubDate>Sat, 11 Aug 2007 09:58:43 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-39164.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-39164.mp3" length="15795382" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-39164.mp3</comments>
            <description>Kevin Mikrut rejoins Art and Bill to continue the discussion about Short Sales. As a Homeowner, how does that affect you? What IS a short sale? WHen do you NEED a Short Sale? Kevin is a helping lots of folks at Realty Executives here in Madison. He can be reached at 608-829-4040 and at BuyaHomeWith Kevin@aol.com.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#81 - Foreclosures and Short Sales - Part Two</itunes:subtitle>
            <itunes:summary>Kevin Mikrut rejoins Art and Bill to continue the discussion about Short Sales. As a Homeowner, how does that affect you? What IS a short sale? WHen do you NEED a Short Sale? Kevin is a helping lots of folks at Realty Executives here in Madison. He can be reached at 608-829-4040 and at BuyaHomeWith Kevin@aol.com.</itunes:summary>
            <itunes:duration>37:37</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#78 - FORECLOSURES and SHORT SALES - What You Need to Know</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-36814.mp3</guid>
            <pubDate>Sat, 28 Jul 2007 09:59:11 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-36814.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-36814.mp3" length="12845347" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-36814.mp3</comments>
            <description>Foreclosure - top headlines these days in economic news. WHat does that do to your rights of ownership? And for investors, how does that affect you? WHat on Earth is a short sale? Find out today as YHYM talks with Ben Smaglick of First American Title and SHORT SALE Specialist Kevin D Mikrut of Realty Executives here in Madison.................... Hosted by Bill QUigley and Art Blanchet of Robbins and Lloyd Mortgage Corporation.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#78 - FORECLOSURES and SHORT SALES - What You Need to Know</itunes:subtitle>
            <itunes:summary>Foreclosure - top headlines these days in economic news. WHat does that do to your rights of ownership? And for investors, how does that affect you? WHat on Earth is a short sale? Find out today as YHYM talks with Ben Smaglick of First American Title and SHORT SALE Specialist Kevin D Mikrut of Realty Executives here in Madison.................... Hosted by Bill QUigley and Art Blanchet of Robbins and Lloyd Mortgage Corporation.</itunes:summary>
            <itunes:duration>30:34</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#77 - Home Inspection - What Can You Do if it&apos;s YOUR Home? Interview</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-30921.mp3</guid>
            <pubDate>Sat, 21 Jul 2007 09:30:54 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-30921.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-30921.mp3" length="24969142" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-30921.mp3</comments>
            <description>A DOUBLE SHOW - The first half hour is with Louise Googins of Straight Talk About Money - she asks about some goofy mortgages - and we answer dutifully. THEN on our show, WE UNCORK a FUN ONE about Home Inspections with 3-time guest Kimberly. But we gotta be serious when we describe it (but don&apos;t be fooled) .........................................Selling your home? A home inspection is part of the contract? What should you - the home OWNER - expect? What do you do to prepare? What are they looking for? Our World Class Home Inspector expert- Kimberly St. Louis of A-Pro Home Inspection returns again to give us the tips and info we need for a smooth inspection and to avoid delays. Listen to the pro from A-Pro - and of course Bill and Art will be there, too.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#77 - Home Inspection - What Can You Do if it&apos;s YOUR Home? Interview</itunes:subtitle>
            <itunes:summary>A DOUBLE SHOW - The first half hour is with Louise Googins of Straight Talk About Money - she asks about some goofy mortgages - and we answer dutifully. THEN on our show, WE UNCORK a FUN ONE about Home Inspections with 3-time guest Kimberly. But we gotta be serious when we describe it (but don&apos;t be fooled) .........................................Selling your home? A home inspection is part of the contract? What should you - the home OWNER - expect? What do you do to prepare? What are they looking for? Our World Class Home Inspector expert- Kimberly St. Louis of A-Pro Home Inspection returns again to give us the tips and info we need for a smooth inspection and to avoid delays. Listen to the pro from A-Pro - and of course Bill and Art will be there, too.</itunes:summary>
            <itunes:duration>59:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#74 - Canadian Mortgage Professional Interview!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-31494.mp3</guid>
            <pubDate>Sat, 30 Jun 2007 10:02:05 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-31494.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-31494.mp3" length="16255450" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-31494.mp3</comments>
            <description>Bill and Art were recently interviewed by Canadian Mortgage Professional magazine about the use of radio, blogging, and podcasting in business. We got the nod because the article&apos;s author - Vanessa Chris - and the staff couldn&apos;t find any Canadians doing what Bill and I do - use these digital tools to impart information to our listeners and to promote our business. The article turned out pretty darn good (http://www.canadianmortgageprofessional.com/detail_article.cfm?articleID=273). We recorded the interview - with Vanessa&apos;s knowledge - to play for you here. A change of pace, but entertaining.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#74 - Canadian Mortgage Professional Interview!</itunes:subtitle>
            <itunes:summary>Bill and Art were recently interviewed by Canadian Mortgage Professional magazine about the use of radio, blogging, and podcasting in business. We got the nod because the article&apos;s author - Vanessa Chris - and the staff couldn&apos;t find any Canadians doing what Bill and I do - use these digital tools to impart information to our listeners and to promote our business. The article turned out pretty darn good (http://www.canadianmortgageprofessional.com/detail_article.cfm?articleID=273). We recorded the interview - with Vanessa&apos;s knowledge - to play for you here. A change of pace, but entertaining.</itunes:summary>
            <itunes:duration>38:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#73 - You&apos;ve Just Been TRIGGERED!</title>
            <guid>http://recordings.talkshoe.com/TS-6067.mp3</guid>
            <pubDate>Sat, 23 Jun 2007 09:59:06 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6067.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6067.mp3" length="12929096" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6067.mp3</comments>
            <description>Looking fo Insurance? Buying a car? Shopping for a new mortgage? Well, if your credit has been pulled, expect to hear from a WHOLE BUNCH of people you didn&apos;t even know existed - and will eventually wish DIDN&apos;T. The Fair Credit Reporting Act allows credit repositiries to sell your personal credit information - to get you a competitive deal, of course - to companies that want your business. Fair enough - but HOW they try to get it is the problem. Listen to this enhanced expose on Trigger Leads and learn what they do - and how YOU ccan protect YOURSELF. The government won&apos;t be helping you just yet but Bill and Art will. Please listen to this impotant show - listeners wanted more, and we&apos;re delivering. Thanks.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#73 - You&apos;ve Just Been TRIGGERED!</itunes:subtitle>
            <itunes:summary>Looking fo Insurance? Buying a car? Shopping for a new mortgage? Well, if your credit has been pulled, expect to hear from a WHOLE BUNCH of people you didn&apos;t even know existed - and will eventually wish DIDN&apos;T. The Fair Credit Reporting Act allows credit repositiries to sell your personal credit information - to get you a competitive deal, of course - to companies that want your business. Fair enough - but HOW they try to get it is the problem. Listen to this enhanced expose on Trigger Leads and learn what they do - and how YOU ccan protect YOURSELF. The government won&apos;t be helping you just yet but Bill and Art will. Please listen to this impotant show - listeners wanted more, and we&apos;re delivering. Thanks.</itunes:summary>
            <itunes:duration>30:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#72 - STAGING for DOLLARS - with Shell Brodnax</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-28796.mp3</guid>
            <pubDate>Sat, 16 Jun 2007 09:59:35 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-28796.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-28796.mp3" length="12849370" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-28796.mp3</comments>
            <description>Tis the season to be Selling...and there&apos;s lots of competition in home sales this year. One underused weapon in your Home Selling Arsenal is staging - which is the art of presenting your home in its best light. To help us out we&apos;ve invited Staging Marketing and Business Coach Shell Brodnax of the Staging Career Center to share ideas and tips about how to stage your home for maximum selling impact. Shell also founded RESA - the Real Estate Staging Association - and knows her stuff. Join us in this live feed from WTDY, Madison 1670 - The Pulse.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#72 - STAGING for DOLLARS - with Shell Brodnax</itunes:subtitle>
            <itunes:summary>Tis the season to be Selling...and there&apos;s lots of competition in home sales this year. One underused weapon in your Home Selling Arsenal is staging - which is the art of presenting your home in its best light. To help us out we&apos;ve invited Staging Marketing and Business Coach Shell Brodnax of the Staging Career Center to share ideas and tips about how to stage your home for maximum selling impact. Shell also founded RESA - the Real Estate Staging Association - and knows her stuff. Join us in this live feed from WTDY, Madison 1670 - The Pulse.</itunes:summary>
            <itunes:duration>30:36</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#71 - Credit Agencies are Selling You Out!!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-25796.mp3</guid>
            <pubDate>Sat, 09 Jun 2007 10:02:33 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-25796.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-25796.mp3" length="11546147" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-25796.mp3</comments>
            <description>Apply for a mortgage, car loan, or department store card lately? Notice all the calls, emails, and mailers coming your way nearly immediately? That&apos;s because you&apos;ve been triggered - and everyone wants a piece of the hot buyer -YOU. And they will do whatever it takes, because the Credit Repositories - Equifax, Transunion, and Experian have sold your info to the highers bidders. Find out more - HERE - and what you can do about it!! (But first listen to a victim&apos;s story about Online Lenders...in a live phone interview).</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#71 - Credit Agencies are Selling You Out!!</itunes:subtitle>
            <itunes:summary>Apply for a mortgage, car loan, or department store card lately? Notice all the calls, emails, and mailers coming your way nearly immediately? That&apos;s because you&apos;ve been triggered - and everyone wants a piece of the hot buyer -YOU. And they will do whatever it takes, because the Credit Repositories - Equifax, Transunion, and Experian have sold your info to the highers bidders. Find out more - HERE - and what you can do about it!! (But first listen to a victim&apos;s story about Online Lenders...in a live phone interview).</itunes:summary>
            <itunes:duration>27:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#70 - THESE BORROWERS SAVED MONEY AND AGGRAVATION!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-25798.mp3</guid>
            <pubDate>Sat, 02 Jun 2007 10:00:10 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-25798.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-25798.mp3" length="11598810" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-25798.mp3</comments>
            <description>$ure there&apos;s a lot of info out there about mortgage finance - but does it really work? Today we go over some actual case studies - some current and in process and some earlier - where folks in very unusual and diverse situations solved their mortgage problems. Solid info here by Bill and Art.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#70 - THESE BORROWERS SAVED MONEY AND AGGRAVATION!</itunes:subtitle>
            <itunes:summary>$ure there&apos;s a lot of info out there about mortgage finance - but does it really work? Today we go over some actual case studies - some current and in process and some earlier - where folks in very unusual and diverse situations solved their mortgage problems. Solid info here by Bill and Art.</itunes:summary>
            <itunes:duration>27:36</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#69 - BANKS vs BROKERS - Apples and Oranges</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-24892.mp3</guid>
            <pubDate>Sat, 26 May 2007 09:51:55 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-24892.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-24892.mp3" length="11939656" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-24892.mp3</comments>
            <description>Banks are banks - they got all the money (yours) and press, and clout to paint their picture as your financial friend. Are they? Do you get your best deal there? Find out today!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#69 - BANKS vs BROKERS - Apples and Oranges</itunes:subtitle>
            <itunes:summary>Banks are banks - they got all the money (yours) and press, and clout to paint their picture as your financial friend. Are they? Do you get your best deal there? Find out today!</itunes:summary>
            <itunes:duration>28:25</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#68 - How to Shop Your Lender - Without Getting Burned!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-23531.mp3</guid>
            <pubDate>Sat, 19 May 2007 09:47:48 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-23531.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-23531.mp3" length="11425644" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-23531.mp3</comments>
            <description>Got a loan? Not sure it&apos;s the best deal? Think there&apos;s smoke and mirrors? Listen here as we relate a realilife adventure of a client/friend as we explain how to compare-shop and keep the credit unscathed. Reality Radio at its best!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#68 - How to Shop Your Lender - Without Getting Burned!</itunes:subtitle>
            <itunes:summary>Got a loan? Not sure it&apos;s the best deal? Think there&apos;s smoke and mirrors? Listen here as we relate a realilife adventure of a client/friend as we explain how to compare-shop and keep the credit unscathed. Reality Radio at its best!</itunes:summary>
            <itunes:duration>27:12</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#67 - Better to BUY than RENT - Here are a Few Numbers</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-22264.mp3</guid>
            <pubDate>Sat, 12 May 2007 10:01:49 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-22264.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-22264.mp3" length="11902719" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-22264.mp3</comments>
            <description>The SECOND most controversial discussion (behind Roe vs Wade) is RENT vs BUY. Although the Federal Reserve estimates home owners have 36 times the net worth of renters, many folks still wonder if home buying is REALLY the way to go. We take a hard look at the topic, crunch a few numbers, and give you our answers here. Tune in. Thanks.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#67 - Better to BUY than RENT - Here are a Few Numbers</itunes:subtitle>
            <itunes:summary>The SECOND most controversial discussion (behind Roe vs Wade) is RENT vs BUY. Although the Federal Reserve estimates home owners have 36 times the net worth of renters, many folks still wonder if home buying is REALLY the way to go. We take a hard look at the topic, crunch a few numbers, and give you our answers here. Tune in. Thanks.</itunes:summary>
            <itunes:duration>28:20</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#66 - The BAITnSWITCH LENDERS WANT TO DO YOUR LOAN!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-20982.mp3</guid>
            <pubDate>Sat, 05 May 2007 09:59:39 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-20982.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-20982.mp3" length="13858742" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-20982.mp3</comments>
            <description>Every week we get stories of heartache and anger from people who are duped by ads they get for cheap mortgages. Bait and Switch is one of the oldest tricks in the books - and we STILL fall prey to it. SO we took a couple of flyers and mailers and called the lenders - what a range of results! Listen here for the scoop on this poop.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#66 - The BAITnSWITCH LENDERS WANT TO DO YOUR LOAN!</itunes:subtitle>
            <itunes:summary>Every week we get stories of heartache and anger from people who are duped by ads they get for cheap mortgages. Bait and Switch is one of the oldest tricks in the books - and we STILL fall prey to it. SO we took a couple of flyers and mailers and called the lenders - what a range of results! Listen here for the scoop on this poop.</itunes:summary>
            <itunes:duration>32:59</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#64 - HomeBuyers Roundtable - LIVE!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-19806.mp3</guid>
            <pubDate>Sat, 28 Apr 2007 09:58:20 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-19806.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-19806.mp3" length="13378924" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-19806.mp3</comments>
            <description>Bill and Art bring you live coverage of the early going at the annual Home Buyer&apos;s Roundtable - good stuff.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#64 - HomeBuyers Roundtable - LIVE!</itunes:subtitle>
            <itunes:summary>Bill and Art bring you live coverage of the early going at the annual Home Buyer&apos;s Roundtable - good stuff.</itunes:summary>
            <itunes:duration>31:50</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#63 Three NO DOWN PAYMENT Loans</title>
            <guid>http://recordings.talkshoe.com/TS-7734.mp3</guid>
            <pubDate>Sat, 21 Apr 2007 09:59:57 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7734.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7734.mp3" length="12563930" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7734.mp3</comments>
            <description>The Mortgage Guys - Bill and Art - discuss three programs that can get you into a home with no down payment - and you do NOT need perfect credit! And we remind the Option ARM victims of an excellent way to use FHA to refinance out of the ALLIGATOR ARM - the one that keeps chewing up your equity!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#63 Three NO DOWN PAYMENT Loans</itunes:subtitle>
            <itunes:summary>The Mortgage Guys - Bill and Art - discuss three programs that can get you into a home with no down payment - and you do NOT need perfect credit! And we remind the Option ARM victims of an excellent way to use FHA to refinance out of the ALLIGATOR ARM - the one that keeps chewing up your equity!</itunes:summary>
            <itunes:duration>29:55</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#64 - WHEDA - Low Cost Zero-Down Loans</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-17349.mp3</guid>
            <pubDate>Sat, 14 Apr 2007 09:58:47 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-17349.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-17349.mp3" length="16370650" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-17349.mp3</comments>
            <description>Every state has them - low and zero down programs for low to middle income borrowers. In Wisconsin, there&apos;s WHEDA - the Wisconsin Housing and Economic Development Authority - and the rules need to be known. Learn here.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#64 - WHEDA - Low Cost Zero-Down Loans</itunes:subtitle>
            <itunes:summary>Every state has them - low and zero down programs for low to middle income borrowers. In Wisconsin, there&apos;s WHEDA - the Wisconsin Housing and Economic Development Authority - and the rules need to be known. Learn here.</itunes:summary>
            <itunes:duration>38:58</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#62 - Will FHA Loans FIll the SubPrime Gap?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-16051.mp3</guid>
            <pubDate>Sat, 07 Apr 2007 10:00:17 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-16051.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-16051.mp3" length="12606536" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-16051.mp3</comments>
            <description>Subprime mortgages are under attack from all fronts. Investors are withdrawing support, lenders are filing bankruptcy, programs are being eliminated, credit is tightening, and Congress is being pressured into action. So what do borrowers with less-than-perfect-credit and minimal downpayment money do? They look at FHA mortgages! FHA is kinder toward credit, is underwritten by &quot;people,&quot; and has some terrific programs for purchases AND refinances. This episode of Your Home-Your Money will give you the goods on Federal Housing Authority loans. Join Bill and Art today.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#62 - Will FHA Loans FIll the SubPrime Gap?</itunes:subtitle>
            <itunes:summary>Subprime mortgages are under attack from all fronts. Investors are withdrawing support, lenders are filing bankruptcy, programs are being eliminated, credit is tightening, and Congress is being pressured into action. So what do borrowers with less-than-perfect-credit and minimal downpayment money do? They look at FHA mortgages! FHA is kinder toward credit, is underwritten by &quot;people,&quot; and has some terrific programs for purchases AND refinances. This episode of Your Home-Your Money will give you the goods on Federal Housing Authority loans. Join Bill and Art today.</itunes:summary>
            <itunes:duration>30:01</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#61 - MORTGAGE GOLIATH TROUNCED - LIve Interview with DAVEY</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-14889.mp3</guid>
            <pubDate>Sat, 31 Mar 2007 09:59:53 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-14889.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-14889.mp3" length="11791911" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-14889.mp3</comments>
            <description>This mortgage-gone-bad story is getting attention across the US as it applies to borrowers everywhere. According to an article in the Washington Post, Susan and Bryan Andrews of Cedarburg, Wisconsin refinanced their home in 2004 into what was explained - and reportedly documented - to be a 1.95% interest rate that was to be fixed for five years. It was not. The Andrews family decided to fight and eventually took the lender - Chevy Chase Bank - to court and WON, setting the table for a class action lawsuit by thousands of borrowers in the same boat. This is their story - and their caution - to the listeners of Your Home-Your Money as related in this excellent live interview.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#61 - MORTGAGE GOLIATH TROUNCED - LIve Interview with DAVEY</itunes:subtitle>
            <itunes:summary>This mortgage-gone-bad story is getting attention across the US as it applies to borrowers everywhere. According to an article in the Washington Post, Susan and Bryan Andrews of Cedarburg, Wisconsin refinanced their home in 2004 into what was explained - and reportedly documented - to be a 1.95% interest rate that was to be fixed for five years. It was not. The Andrews family decided to fight and eventually took the lender - Chevy Chase Bank - to court and WON, setting the table for a class action lawsuit by thousands of borrowers in the same boat. This is their story - and their caution - to the listeners of Your Home-Your Money as related in this excellent live interview.</itunes:summary>
            <itunes:duration>28:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#60- The Subprime Debacle - What It Means to Your Future</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-13616.mp3</guid>
            <pubDate>Sat, 24 Mar 2007 09:59:50 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-13616.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-13616.mp3" length="12733804" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-13616.mp3</comments>
            <description>Investors pulling their funds, lenders going belly-up, Option ARMs and Pick-A-Payment loans recasting to higher rates, Freddie Mac hammering in the last nail - What is going on with the Subprime Lending Market?!?! And those borrowers - with credit tightening up and real estate values flatlined - where can they turn for relief? Subprime lending is on its ear and we are going to talk about it - and what it means to YOU - on Madison 1670-the Pulse as we simulcast live from Wisconsin. Tune in - and throw your two cents in, too.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#60- The Subprime Debacle - What It Means to Your Future</itunes:subtitle>
            <itunes:summary>Investors pulling their funds, lenders going belly-up, Option ARMs and Pick-A-Payment loans recasting to higher rates, Freddie Mac hammering in the last nail - What is going on with the Subprime Lending Market?!?! And those borrowers - with credit tightening up and real estate values flatlined - where can they turn for relief? Subprime lending is on its ear and we are going to talk about it - and what it means to YOU - on Madison 1670-the Pulse as we simulcast live from Wisconsin. Tune in - and throw your two cents in, too.</itunes:summary>
            <itunes:duration>30:19</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#59 - Debt, Credit, &amp; MAXED OUT - Scott Bilker Interview</title>
            <guid>http://recordings.talkshoe.com/TS-12286.mp3</guid>
            <pubDate>Sat, 17 Mar 2007 10:00:56 -0700</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-12286.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-12286.mp3" length="12274102" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-12286.mp3</comments>
            <description>Scott Bilker is Back! Been trying to get this busy man - advisor to dozens of finance columnists and media - for months. Scott, author of three books on credit debt, will talk with Bill Quigley about his latest work, his perspective on the dealing with credit card companies, and the new docu-movie, Maxed Out. Check out his info-packed website - www.debtsmart.com - then check in with us for this excellent interview. Don&apos;t be late - we&apos;re thinking about charging admission next time.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#59 - Debt, Credit, &amp; MAXED OUT - Scott Bilker Interview</itunes:subtitle>
            <itunes:summary>Scott Bilker is Back! Been trying to get this busy man - advisor to dozens of finance columnists and media - for months. Scott, author of three books on credit debt, will talk with Bill Quigley about his latest work, his perspective on the dealing with credit card companies, and the new docu-movie, Maxed Out. Check out his info-packed website - www.debtsmart.com - then check in with us for this excellent interview. Don&apos;t be late - we&apos;re thinking about charging admission next time.</itunes:summary>
            <itunes:duration>29:13</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#58 - FSBO RADIO - Listing Your Home on the Net - for FREE </title>
            <guid>http://recordings.talkshoe.com/TS-11618.mp3</guid>
            <pubDate>Sat, 10 Mar 2007 09:58:52 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-11618.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-11618.mp3" length="13253484" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-11618.mp3</comments>
            <description>In this last show of our 2007 FSBO Home-Selling series, we tell you where to go(!!) to list your home for sale on the internet for FREE - or nearly free.  Grab a pen and paper because we are giving you the names and web addresses and details of several FSBO and non-FSBO sites we&apos;ve investigated.  Chime in to self yourself some search time and some of that hard-earned cash as the FSBO RADIO series rolls to a close, but YHYM marches on.   </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#58 - FSBO RADIO - Listing Your Home on the Net - for FREE </itunes:subtitle>
            <itunes:summary>In this last show of our 2007 FSBO Home-Selling series, we tell you where to go(!!) to list your home for sale on the internet for FREE - or nearly free.  Grab a pen and paper because we are giving you the names and web addresses and details of several FSBO and non-FSBO sites we&apos;ve investigated.  Chime in to self yourself some search time and some of that hard-earned cash as the FSBO RADIO series rolls to a close, but YHYM marches on.   </itunes:summary>
            <itunes:duration>31:32</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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            <title>#57 FSBO RADIO - CURB APPEAL &amp; THE OPEN HOUSE by Darren Kittleson</title>
            <guid>http://recordings.talkshoe.com/TS-7731.mp3</guid>
            <pubDate>Sat, 03 Mar 2007 09:59:11 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7731.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7731.mp3" length="13773164" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7731.mp3</comments>
            <description>OK Mr. Seller - know this about your FSBO:  If it don&apos;t look good from the OUTSIDE, ain&apos;t nobody goin&apos; INSIDE/  Period.  And when you DO get them INSIDE, do you know what to do?  Darren Kittleson does, and as he is Madison&apos;s Keller-Williams ace, when he talks, you should listen.  He&apos;s talking today.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#57 FSBO RADIO - CURB APPEAL &amp; THE OPEN HOUSE by Darren Kittleson</itunes:subtitle>
            <itunes:summary>OK Mr. Seller - know this about your FSBO:  If it don&apos;t look good from the OUTSIDE, ain&apos;t nobody goin&apos; INSIDE/  Period.  And when you DO get them INSIDE, do you know what to do?  Darren Kittleson does, and as he is Madison&apos;s Keller-Williams ace, when he talks, you should listen.  He&apos;s talking today.</itunes:summary>
            <itunes:duration>32:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#56 FSBO RADIO - MARKET VS ASSESSED VALUE by Appraisal Company</title>
            <guid>http://recordings.talkshoe.com/TS-7730.mp3</guid>
            <pubDate>Sat, 24 Feb 2007 09:52:26 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7730.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7730.mp3" length="13100252" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7730.mp3</comments>
            <description>What&apos;s your home worth?  You have an Appraised Value, a Market Value, and Assessed Value, and a Comparative Market Analysis - and they don&apos;t match up at all.  Our guest appraiser will explain what the difference is, what he does, and what that means to your wallet.  Take notes.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#56 FSBO RADIO - MARKET VS ASSESSED VALUE by Appraisal Company</itunes:subtitle>
            <itunes:summary>What&apos;s your home worth?  You have an Appraised Value, a Market Value, and Assessed Value, and a Comparative Market Analysis - and they don&apos;t match up at all.  Our guest appraiser will explain what the difference is, what he does, and what that means to your wallet.  Take notes.</itunes:summary>
            <itunes:duration>27:44</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#55 FSBO RADIO - Your BUYER needs a Pre-APPROVAL by Bill and Art</title>
            <guid>http://recordings.talkshoe.com/TS-7729.mp3</guid>
            <pubDate>Sat, 17 Feb 2007 09:52:43 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7729.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7729.mp3" length="10710124" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7729.mp3</comments>
            <description>Are you crazy? Would you REALLY waste your time on a home buyer that is neither Pre-Qualified nor Pre-Approved?!? Are you showing your home to Suspects, Prospects, or Convicts? Ask the right questions BEFORE they enter your DOOR. We&apos;ll help you - and we&apos;ll tell you about the most important date on that Offer to Purchase- and why. The Mortgage Guys from Capital Mortgage Advisors are here to help...</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#55 FSBO RADIO - Your BUYER needs a Pre-APPROVAL by Bill and Art</itunes:subtitle>
            <itunes:summary>Are you crazy? Would you REALLY waste your time on a home buyer that is neither Pre-Qualified nor Pre-Approved?!? Are you showing your home to Suspects, Prospects, or Convicts? Ask the right questions BEFORE they enter your DOOR. We&apos;ll help you - and we&apos;ll tell you about the most important date on that Offer to Purchase- and why. The Mortgage Guys from Capital Mortgage Advisors are here to help...</itunes:summary>
            <itunes:duration>25:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#54 FSBO RADIO - CLOSE EM WITH A HOME WARRANTY by Karen Starich</title>
            <guid>http://recordings.talkshoe.com/TS-7728.mp3</guid>
            <pubDate>Sat, 10 Feb 2007 09:49:49 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7728.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7728.mp3" length="12158719" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7728.mp3</comments>
            <description>Selling your FSBO?  Want a competitive edge? - How about providing a Home Warranty for your Buyer!  Karen Starich of First American Home Warranty explains the power and utility of this excellent home-selling tool that will turn Browsers into Buyers quicker than you can say, &quot;The appliances all work - I hope.&quot;  Get the skinny here.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#54 FSBO RADIO - CLOSE EM WITH A HOME WARRANTY by Karen Starich</itunes:subtitle>
            <itunes:summary>Selling your FSBO?  Want a competitive edge? - How about providing a Home Warranty for your Buyer!  Karen Starich of First American Home Warranty explains the power and utility of this excellent home-selling tool that will turn Browsers into Buyers quicker than you can say, &quot;The appliances all work - I hope.&quot;  Get the skinny here.</itunes:summary>
            <itunes:duration>28:56</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#53 FSBO RADIO - CONTRACTS &amp; CLOSING by Jessica Zerbst</title>
            <guid>http://recordings.talkshoe.com/TS-7715.mp3</guid>
            <pubDate>Sat, 03 Feb 2007 09:50:18 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7715.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7715.mp3" length="13264902" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7715.mp3</comments>
            <description>Selling your home without a Realtor?  Just a little confused?  Lucky for you real estate attorney Jessica Zerbst is here to set you straight on key points of contracts and closing that FSBO deal.  When was the last time you got some great advice from a sharp lawyer for FREE?  If you&apos;re smart - TODAY!  </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#53 FSBO RADIO - CONTRACTS &amp; CLOSING by Jessica Zerbst</itunes:subtitle>
            <itunes:summary>Selling your home without a Realtor?  Just a little confused?  Lucky for you real estate attorney Jessica Zerbst is here to set you straight on key points of contracts and closing that FSBO deal.  When was the last time you got some great advice from a sharp lawyer for FREE?  If you&apos;re smart - TODAY!  </itunes:summary>
            <itunes:duration>28:04</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#52 FSBO RADIO - PRICING, STAGING &amp; MARKETING by Darren Kittleson</title>
            <guid>http://recordings.talkshoe.com/TS-6852.mp3</guid>
            <pubDate>Sat, 27 Jan 2007 09:59:15 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6852.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6852.mp3" length="14538792" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6852.mp3</comments>
            <description>Darren Kittleson of Keller-Williams knows how to sell homes.  He also knows the Wisconsin real estate market.  So If YOU want to sell your FSBO, listen to the Best of the Best in this live simulcast interview.  Don&apos;t miss it.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#52 FSBO RADIO - PRICING, STAGING &amp; MARKETING by Darren Kittleson</itunes:subtitle>
            <itunes:summary>Darren Kittleson of Keller-Williams knows how to sell homes.  He also knows the Wisconsin real estate market.  So If YOU want to sell your FSBO, listen to the Best of the Best in this live simulcast interview.  Don&apos;t miss it.</itunes:summary>
            <itunes:duration>27:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#51 - FSBO RADIO - TITLE NEEDS by Ben Smaglick</title>
            <guid>http://recordings.talkshoe.com/TS-6851.mp3</guid>
            <pubDate>Sat, 20 Jan 2007 09:59:56 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6851.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6851.mp3" length="25933763" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6851.mp3</comments>
            <description>Over one-third of homes will be sold &quot;By Owner&quot; this year - at least they&apos;ll try.  One reason for failure - ignorance.  You have to know the rules.  Ben Smaglick from First American Title knows the rules and will save you lots of aggravation.  Listen in...</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#51 - FSBO RADIO - TITLE NEEDS by Ben Smaglick</itunes:subtitle>
            <itunes:summary>Over one-third of homes will be sold &quot;By Owner&quot; this year - at least they&apos;ll try.  One reason for failure - ignorance.  You have to know the rules.  Ben Smaglick from First American Title knows the rules and will save you lots of aggravation.  Listen in...</itunes:summary>
            <itunes:duration>27:00</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#49 - Choosing a Lender - Six Mistakes to Avoid</title>
            <guid>http://recordings.talkshoe.com/TS-6848.mp3</guid>
            <pubDate>Sat, 13 Jan 2007 10:01:26 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6848.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6848.mp3" length="12490970" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6848.mp3</comments>
            <description>Choosing a Mortgage Lender:  If the first words that come out of your mouth are, &quot;What&apos;s Your Interest Rate?&quot; - you&apos;re in trouble.  If your potential lender ANSWERS that question, you are BOTH in trouble.  Listen to find out why...</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#49 - Choosing a Lender - Six Mistakes to Avoid</itunes:subtitle>
            <itunes:summary>Choosing a Mortgage Lender:  If the first words that come out of your mouth are, &quot;What&apos;s Your Interest Rate?&quot; - you&apos;re in trouble.  If your potential lender ANSWERS that question, you are BOTH in trouble.  Listen to find out why...</itunes:summary>
            <itunes:duration>29:44</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#48 - FORECAST 2007 - Remeniscing About Our Financial Future</title>
            <guid>http://recordings.talkshoe.com/TS-5310.mp3</guid>
            <pubDate>Sat, 06 Jan 2007 09:00:00 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-5310.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-5310.mp3" length="25227818" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-5310.mp3</comments>
            <description>We&apos;ll kick off the new year with the real estate outlook for 2007.  What will happen to rates and residential home values here in Madison and across America?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#48 - FORECAST 2007 - Remeniscing About Our Financial Future</itunes:subtitle>
            <itunes:summary>We&apos;ll kick off the new year with the real estate outlook for 2007.  What will happen to rates and residential home values here in Madison and across America?</itunes:summary>
            <itunes:duration>26:16</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Art Blanchet, Bill Quigley, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#47 Top Stories 0f 2006 - The Real Estate Recap</title>
            <guid>http://recordings.talkshoe.com/TS-1538.mp3</guid>
            <pubDate>Sat, 30 Dec 2006 10:06:47 -0800</pubDate>
            <author>info@yourhome-yourmoney.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1538.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1538.mp3" length="10711039" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1538.mp3</comments>
            <description>We have some fun (along with Murph) highlighting the significant - at least to us - events and headlines in the 2006 Real Estate World.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#47 Top Stories 0f 2006 - The Real Estate Recap</itunes:subtitl