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        <title>MORTGAGE &amp; REAL ESTATE RADIO</title>
        <link>http://www.talkshoe.com/talkshoe/web/tscmd/tc/1009</link>
        <language>en-us</language>
        <copyright>This work is licensed under a Creative Commons License - Attribution-NonCommercial-ShareAlike - http://creativecommons.org/licenses/by-nc-sa/2.0/</copyright>
        <category>Business</category>
        <description>Tune in to the &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; program, every Saturday at 9AM CST in Madison, WI on 1670AM. Expert guidance and a bit of reality from your host Bill Quigley and his guests on local and national mortgage &amp; real estate market activity.
This Podcast was created using www.talkshoe.com</description>
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            <title>MORTGAGE &amp; REAL ESTATE RADIO</title>
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        <itunes:author>Bill Quigley</itunes:author>
        <itunes:subtitle>MORTGAGE &amp; REAL ESTATE RADIO</itunes:subtitle>
        <itunes:summary>Tune in to the &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; program, every Saturday at 9AM CST in Madison, WI on 1670AM. Expert guidance and a bit of reality from your host Bill Quigley and his guests on local and national mortgage &amp; real estate market activity.
This Podcast was created using www.talkshoe.com</itunes:summary>
        <itunes:owner>
            <itunes:name>Bill Quigley</itunes:name>
            <itunes:email>Bill@MadTownMortgage.com</itunes:email>
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        <itunes:category text="Business" />
        <itunes:explicit>clean</itunes:explicit>
        <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>PENDING HOME SALES ON THE RISE!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-232211.mp3</guid>
            <pubDate>Sat, 06 Jun 2009 10:05:30 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-232211.mp3</link>
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            <description>The latest report on pending home sales shows that the 1st Time Home Buyer is responding to low home prices, low mortgage rates and a nice tax credit. I will take a look at the numbers and review a few actual case studies of 1st time home buyers that I have helped recently.</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>PENDING HOME SALES ON THE RISE!</itunes:subtitle>
            <itunes:summary>The latest report on pending home sales shows that the 1st Time Home Buyer is responding to low home prices, low mortgage rates and a nice tax credit. I will take a look at the numbers and review a few actual case studies of 1st time home buyers that I have helped recently.</itunes:summary>
            <itunes:duration>24:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>The &quot;Up Front&quot; Home Buyer Tax Credit is back!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-229654.mp3</guid>
            <pubDate>Sat, 30 May 2009 10:05:31 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-229654.mp3</link>
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            <description>We received some clarifications to the proposed $8,000 1st Time Home Buyer Tax Credit. There have been some conflicting reports over the past few weeks regarding this proposal. Today I will provide clairfication to the program and how it will work. If time allows, I will take a look at some actual case studies where I have helped people that were previously turned down by other Banks or Mortgage Companies, get a mortgage for their home.</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>The &quot;Up Front&quot; Home Buyer Tax Credit is back!</itunes:subtitle>
            <itunes:summary>We received some clarifications to the proposed $8,000 1st Time Home Buyer Tax Credit. There have been some conflicting reports over the past few weeks regarding this proposal. Today I will provide clairfication to the program and how it will work. If time allows, I will take a look at some actual case studies where I have helped people that were previously turned down by other Banks or Mortgage Companies, get a mortgage for their home.</itunes:summary>
            <itunes:duration>24:26</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>HAVING TROUBLE GETTING A CONFORMING MORTGAGE?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-227356.mp3</guid>
            <pubDate>Sat, 23 May 2009 10:05:05 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-227356.mp3</link>
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            <description>We are getting a lot of feedback from consumers and Real Estate Professionals about the difficulty they are having in getting a conforming (Fannie/Freddie) type mortgage for a home purchase or refinance. This morning we will look at some great alternatives.</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>HAVING TROUBLE GETTING A CONFORMING MORTGAGE?</itunes:subtitle>
            <itunes:summary>We are getting a lot of feedback from consumers and Real Estate Professionals about the difficulty they are having in getting a conforming (Fannie/Freddie) type mortgage for a home purchase or refinance. This morning we will look at some great alternatives.</itunes:summary>
            <itunes:duration>34:22</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>NEED A DOWN PAYMENT? USE THE 1ST TIME BUYER TAX CREDIT!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-224840.mp3</guid>
            <pubDate>Sat, 16 May 2009 10:05:01 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-224840.mp3</link>
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            <description>Over the past few weeks, we have discussed ways to get a home down payment and get ready for your home purchase. Today we will discuss a new proposal that will allow you to use your 1st time home buyer tax credit as your down payment. Tune in at 9AM CST!</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>NEED A DOWN PAYMENT? USE THE 1ST TIME BUYER TAX CREDIT!</itunes:subtitle>
            <itunes:summary>Over the past few weeks, we have discussed ways to get a home down payment and get ready for your home purchase. Today we will discuss a new proposal that will allow you to use your 1st time home buyer tax credit as your down payment. Tune in at 9AM CST!</itunes:summary>
            <itunes:duration>24:41</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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        <item>
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            <title>10 ways to get a down payment for your home purchase!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-222230.mp3</guid>
            <pubDate>Sat, 09 May 2009 10:06:07 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-222230.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-222230.mp3" length="10046170" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-222230.mp3</comments>
            <description>Do you or someone you know want to take advantage of these low mortgage rates, great home prices and the 1st time buyer tax credit, but don&apos;t know how or where t get the down payment? Tune in as I explore 10 ways to obtain your home down payment.</description>
            <category>Business</category>
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            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>10 ways to get a down payment for your home purchase!</itunes:subtitle>
            <itunes:summary>Do you or someone you know want to take advantage of these low mortgage rates, great home prices and the 1st time buyer tax credit, but don&apos;t know how or where t get the down payment? Tune in as I explore 10 ways to obtain your home down payment.</itunes:summary>
            <itunes:duration>23:55</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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            <title>Great time to purchase or refinance your home!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-219745.mp3</guid>
            <pubDate>Sat, 02 May 2009 10:05:34 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-219745.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-219745.mp3" length="12753004" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-219745.mp3</comments>
            <description>Bill is back on the air on Madison&apos;s 1670AM WTDY after a much needed hiatus! Tune in at 9AM CST as we look at some great reasons why you should purchase a home now, or refinance your existing mortgage. Listen in on 1670AM or through my website MadTownMortgage.com!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Great time to purchase or refinance your home!</itunes:subtitle>
            <itunes:summary>Bill is back on the air on Madison&apos;s 1670AM WTDY after a much needed hiatus! Tune in at 9AM CST as we look at some great reasons why you should purchase a home now, or refinance your existing mortgage. Listen in on 1670AM or through my website MadTownMortgage.com!</itunes:summary>
            <itunes:duration>30:21</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>Top things to know when preparing for a home purchase.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-202667.mp3</guid>
            <pubDate>Sat, 14 Mar 2009 10:05:02 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-202667.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-202667.mp3" length="10297964" type="audio/mpeg" />
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            <description>Are you ready to make the move and become a homeowner? Let&apos;s go over some things you need to prepare for; making your plan, picking your team and finding the home you want.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Top things to know when preparing for a home purchase.</itunes:subtitle>
            <itunes:summary>Are you ready to make the move and become a homeowner? Let&apos;s go over some things you need to prepare for; making your plan, picking your team and finding the home you want.</itunes:summary>
            <itunes:duration>24:31</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>The &quot;Home Affordable Modification Program&quot;</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-200224.mp3</guid>
            <pubDate>Sat, 07 Mar 2009 10:05:01 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-200224.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-200224.mp3" length="10451199" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-200224.mp3</comments>
            <description>The Administration introduced it&apos;s mortgage relief program that is designed to help homeowners who are at risk of foreclosure. We will take a look at the details of this program to see if it will help you, your friends &amp; neighbors.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>The &quot;Home Affordable Modification Program&quot;</itunes:subtitle>
            <itunes:summary>The Administration introduced it&apos;s mortgage relief program that is designed to help homeowners who are at risk of foreclosure. We will take a look at the details of this program to see if it will help you, your friends &amp; neighbors.</itunes:summary>
            <itunes:duration>24:53</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>6 reasons to purchase a home now!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-197760.mp3</guid>
            <pubDate>Sat, 28 Feb 2009 10:05:02 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-197760.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-197760.mp3" length="10691290" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-197760.mp3</comments>
            <description>Thinking of purchasing a home? Here are six fundamental reasons home buyers need to make a move now; not including receiving free money from the Government!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>6 reasons to purchase a home now!</itunes:subtitle>
            <itunes:summary>Thinking of purchasing a home? Here are six fundamental reasons home buyers need to make a move now; not including receiving free money from the Government!</itunes:summary>
            <itunes:duration>25:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>1st Time Buyer Tax Credit &amp; Housing Reovery Act.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-195332.mp3</guid>
            <pubDate>Sat, 21 Feb 2009 10:05:07 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-195332.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-195332.mp3" length="10240182" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-195332.mp3</comments>
            <description>Know any 1st time home buyers? Now is the time for them to purchase as they can get up to $8,000 for purchasing a home. We will look at the tax credit and the Housing Recovery Act which is designed to help those having trouble makng their mortgage payments.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>1st Time Buyer Tax Credit &amp; Housing Reovery Act.</itunes:subtitle>
            <itunes:summary>Know any 1st time home buyers? Now is the time for them to purchase as they can get up to $8,000 for purchasing a home. We will look at the tax credit and the Housing Recovery Act which is designed to help those having trouble makng their mortgage payments.</itunes:summary>
            <itunes:duration>24:23</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>Stimulus Bill &amp; Private Mortgage Insurance</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-192730.mp3</guid>
            <pubDate>Sat, 14 Feb 2009 10:05:03 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-192730.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-192730.mp3" length="10754924" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-192730.mp3</comments>
            <description>The Economic Stimulus Bill is about to become law; is there anything in it to help homebuyers? There are also changes on the way with Private Mortgage Insurance that you need to be aware of; we will break down the changes for you this morning.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Stimulus Bill &amp; Private Mortgage Insurance</itunes:subtitle>
            <itunes:summary>The Economic Stimulus Bill is about to become law; is there anything in it to help homebuyers? There are also changes on the way with Private Mortgage Insurance that you need to be aware of; we will break down the changes for you this morning.</itunes:summary>
            <itunes:duration>25:36</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>Home Ownership vs. Renting</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-190251.mp3</guid>
            <pubDate>Sat, 07 Feb 2009 10:05:01 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-190251.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-190251.mp3" length="10476250" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-190251.mp3</comments>
            <description>This week we take a look at the benefits of homeownership vs. renting.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Home Ownership vs. Renting</itunes:subtitle>
            <itunes:summary>This week we take a look at the benefits of homeownership vs. renting.</itunes:summary>
            <itunes:duration>24:57</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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            <!-- begin RSS 2.0 tags -->
            <title>6 mistakes to avoid when obtaining a home mortgage.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-187505.mp3</guid>
            <pubDate>Sat, 31 Jan 2009 10:05:00 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-187505.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-187505.mp3" length="10353553" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-187505.mp3</comments>
            <description>With interest rates dropping and you are thinking about purchasing or refinancing your home, here are 6 mistakes to avoid when getting your financing.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>6 mistakes to avoid when obtaining a home mortgage.</itunes:subtitle>
            <itunes:summary>With interest rates dropping and you are thinking about purchasing or refinancing your home, here are 6 mistakes to avoid when getting your financing.</itunes:summary>
            <itunes:duration>24:39</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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            <title>More on refinancing or purchasing a home.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-184949.mp3</guid>
            <pubDate>Sat, 24 Jan 2009 10:05:04 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-184949.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-184949.mp3" length="10263953" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-184949.mp3</comments>
            <description>This week we continue our discussion of what you need for refinancing your home and some great tips and ideas about purchasing a home of your own.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>More on refinancing or purchasing a home.</itunes:subtitle>
            <itunes:summary>This week we continue our discussion of what you need for refinancing your home and some great tips and ideas about purchasing a home of your own.</itunes:summary>
            <itunes:duration>24:26</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>Refinancing and home purchase tips.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-182514.mp3</guid>
            <pubDate>Sat, 17 Jan 2009 10:05:07 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-182514.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-182514.mp3" length="10345507" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-182514.mp3</comments>
            <description>With interest rates dropping, it is a great time to refinance your mortgage; here are some tips on traps to watch out for. Thinking of purchasing? We will continue our series on preparing for your home purchase.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Refinancing and home purchase tips.</itunes:subtitle>
            <itunes:summary>With interest rates dropping, it is a great time to refinance your mortgage; here are some tips on traps to watch out for. Thinking of purchasing? We will continue our series on preparing for your home purchase.</itunes:summary>
            <itunes:duration>24:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>New series about purchasing a home of your own!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-180098.mp3</guid>
            <pubDate>Sat, 10 Jan 2009 10:05:21 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-180098.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-180098.mp3" length="10329782" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-180098.mp3</comments>
            <description>This week we start a series of shows where we will look at what you need to purchase your own home; from budgets, down payments, financing, the pre-qual vs. pre-approval, etc., we will sort this out and help make sense of this process!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>New series about purchasing a home of your own!</itunes:subtitle>
            <itunes:summary>This week we start a series of shows where we will look at what you need to purchase your own home; from budgets, down payments, financing, the pre-qual vs. pre-approval, etc., we will sort this out and help make sense of this process!</itunes:summary>
            <itunes:duration>24:35</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>Welcome to 2009! Who will be buying Real Estate this year?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-177704.mp3</guid>
            <pubDate>Sat, 03 Jan 2009 10:05:00 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-177704.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-177704.mp3" length="10852570" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-177704.mp3</comments>
            <description>Will the wave of 1st time home buyers who are waiting on the sideline decide to get into their home as prices stabilize and interest rates drop?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Welcome to 2009! Who will be buying Real Estate this year?</itunes:subtitle>
            <itunes:summary>Will the wave of 1st time home buyers who are waiting on the sideline decide to get into their home as prices stabilize and interest rates drop?</itunes:summary>
            <itunes:duration>25:50</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>2008 Year End Summary</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-175900.mp3</guid>
            <pubDate>Sat, 27 Dec 2008 10:05:09 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-175900.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-175900.mp3" length="10369644" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-175900.mp3</comments>
            <description>What a year for the Mortgage &amp; Real Estate Industry! Let&apos;s take a brief look at where we were, and more importantly, where we are going!!!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>2008 Year End Summary</itunes:subtitle>
            <itunes:summary>What a year for the Mortgage &amp; Real Estate Industry! Let&apos;s take a brief look at where we were, and more importantly, where we are going!!!</itunes:summary>
            <itunes:duration>24:41</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>Home Purchase &amp; Refinance Mortgage rates drop again!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-174377.mp3</guid>
            <pubDate>Sat, 20 Dec 2008 10:05:08 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-174377.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-174377.mp3" length="10695862" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-174377.mp3</comments>
            <description>With the actions and comments by the Fed this week, mortgage rates have dropped again. Today we take a look at how to use this to your benefit for your home purchase or refiance.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Home Purchase &amp; Refinance Mortgage rates drop again!</itunes:subtitle>
            <itunes:summary>With the actions and comments by the Fed this week, mortgage rates have dropped again. Today we take a look at how to use this to your benefit for your home purchase or refiance.</itunes:summary>
            <itunes:duration>25:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>Answers to 5 key refinance questions.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-170490.mp3</guid>
            <pubDate>Sat, 06 Dec 2008 10:05:00 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-170490.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-170490.mp3" length="10551587" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-170490.mp3</comments>
            <description>Mortgage rates are near historic lows; to help you through the process, I will answer some key questions regarding the process</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>Answers to 5 key refinance questions.</itunes:subtitle>
            <itunes:summary>Mortgage rates are near historic lows; to help you through the process, I will answer some key questions regarding the process</itunes:summary>
            <itunes:duration>25:06</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>MORTGAGE &amp; REAL ESTATE RADIO.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-166232.mp3</guid>
            <pubDate>Sat, 22 Nov 2008 10:05:03 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-166232.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-166232.mp3" length="10367450" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-166232.mp3</comments>
            <description>This week Bill welcomes Attorney James Graham to the &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; program to discuss the importance of using a Real Estate Attorney for your home purchase or sale. Tune in this Saturday at 9AM CST on Madison&apos;s 1670AM!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>MORTGAGE &amp; REAL ESTATE RADIO.</itunes:subtitle>
            <itunes:summary>This week Bill welcomes Attorney James Graham to the &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; program to discuss the importance of using a Real Estate Attorney for your home purchase or sale. Tune in this Saturday at 9AM CST on Madison&apos;s 1670AM!</itunes:summary>
            <itunes:duration>24:41</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE137 - FHA Mortgages; so many possibilities!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-164796.mp3</guid>
            <pubDate>Sat, 15 Nov 2008 10:05:01 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-164796.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-164796.mp3" length="10461987" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-164796.mp3</comments>
            <description>There are so many ways to utilize an FHA Mortgage; home purchases, streamline refinance, reverse mortgage and FHA Secure; we will take a look at all of your options.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE137 - FHA Mortgages; so many possibilities!</itunes:subtitle>
            <itunes:summary>There are so many ways to utilize an FHA Mortgage; home purchases, streamline refinance, reverse mortgage and FHA Secure; we will take a look at all of your options.</itunes:summary>
            <itunes:duration>24:55</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE136 - What is a &quot;Mortgage Modification&quot;?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-162561.mp3</guid>
            <pubDate>Sat, 08 Nov 2008 10:05:04 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-162561.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-162561.mp3" length="10398353" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-162561.mp3</comments>
            <description>Homeowners that have an ARM with payments that are increasing or owe more on their home than it is worth may be eligible for a Mortgage Modification. Tune in as I break down what this is and how it may help homeowners.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE136 - What is a &quot;Mortgage Modification&quot;?</itunes:subtitle>
            <itunes:summary>Homeowners that have an ARM with payments that are increasing or owe more on their home than it is worth may be eligible for a Mortgage Modification. Tune in as I break down what this is and how it may help homeowners.</itunes:summary>
            <itunes:duration>24:45</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE135 - What&apos;s up with mortgage rates?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-160612.mp3</guid>
            <pubDate>Sat, 01 Nov 2008 10:05:05 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-160612.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-160612.mp3" length="10291747" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-160612.mp3</comments>
            <description>The Fed cut a key interest rate again this week, but mortgage rates inched up again; what happened? Tune in and Lets take a look at the details.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE135 - What&apos;s up with mortgage rates?</itunes:subtitle>
            <itunes:summary>The Fed cut a key interest rate again this week, but mortgage rates inched up again; what happened? Tune in and Lets take a look at the details.</itunes:summary>
            <itunes:duration>24:30</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE133 - Current events in mortgage and real estate.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-155058.mp3</guid>
            <pubDate>Sat, 11 Oct 2008 10:04:58 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-155058.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-155058.mp3" length="10225004" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-155058.mp3</comments>
            <description>Today I will look at current events in the mortgage and real estate industry and answer your email questions.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE133 - Current events in mortgage and real estate.</itunes:subtitle>
            <itunes:summary>Today I will look at current events in the mortgage and real estate industry and answer your email questions.</itunes:summary>
            <itunes:duration>24:20</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE132 - HOPE For Homeowners!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-152941.mp3</guid>
            <pubDate>Sat, 04 Oct 2008 10:05:07 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-152941.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-152941.mp3" length="10547930" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-152941.mp3</comments>
            <description>Are you or do you know someone who is in a mortgage that they cannot afford? There may be help for you under the new FHA HOPE program that became effective this week. Tune in and lets see what this program can do for you!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE132 - HOPE For Homeowners!</itunes:subtitle>
            <itunes:summary>Are you or do you know someone who is in a mortgage that they cannot afford? There may be help for you under the new FHA HOPE program that became effective this week. Tune in and lets see what this program can do for you!</itunes:summary>
            <itunes:duration>25:07</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE130 - Fannie Mae &amp; Freddie Mac to be seized</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-145113.mp3</guid>
            <pubDate>Sat, 06 Sep 2008 10:05:03 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-145113.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-145113.mp3" length="9893850" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-145113.mp3</comments>
            <description>It looks as though the Government Sponsored Enterprises Fannie Mae and Freddie Mac will in deed be seized by the Government; what does this mean to you? Tune in, lets look at the future of these Mortgage Giants.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE130 - Fannie Mae &amp; Freddie Mac to be seized</itunes:subtitle>
            <itunes:summary>It looks as though the Government Sponsored Enterprises Fannie Mae and Freddie Mac will in deed be seized by the Government; what does this mean to you? Tune in, lets look at the future of these Mortgage Giants.</itunes:summary>
            <itunes:duration>23:33</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE129 - Buying a home &quot;As-Is&quot;; what are you getting into?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-143034.mp3</guid>
            <pubDate>Sat, 30 Aug 2008 09:59:02 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-143034.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-143034.mp3" length="12975724" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-143034.mp3</comments>
            <description>In today&apos;s real estate market, many homes are being sold &quot;as-is&quot; by distressed homeowners and lenders; what does this mean to you and how can you prepare for this? We will discuss some tips to help you purchase a home &quot;as-is&quot;!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE129 - Buying a home &quot;As-Is&quot;; what are you getting into?</itunes:subtitle>
            <itunes:summary>In today&apos;s real estate market, many homes are being sold &quot;as-is&quot; by distressed homeowners and lenders; what does this mean to you and how can you prepare for this? We will discuss some tips to help you purchase a home &quot;as-is&quot;!</itunes:summary>
            <itunes:duration>30:53</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE127 - 8 Simple Steps To Home Ownership!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-141156.mp3</guid>
            <pubDate>Sat, 23 Aug 2008 09:58:31 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-141156.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-141156.mp3" length="13225690" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-141156.mp3</comments>
            <description>There have been many news reports recently about the shortgage of mortgage money in the market; Warren Buffet stated on CNBC today that there is plenty of mortgage funds available for home buyers in this market; I Agree! Let&apos;s take a look at how to make a plan to purchase your first or next home for you and your family.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE127 - 8 Simple Steps To Home Ownership!</itunes:subtitle>
            <itunes:summary>There have been many news reports recently about the shortgage of mortgage money in the market; Warren Buffet stated on CNBC today that there is plenty of mortgage funds available for home buyers in this market; I Agree! Let&apos;s take a look at how to make a plan to purchase your first or next home for you and your family.</itunes:summary>
            <itunes:duration>31:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE126 - $7,500 Tax Credit if you Purchase a Home?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-139649.mp3</guid>
            <pubDate>Sat, 16 Aug 2008 10:00:22 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-139649.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-139649.mp3" length="12224364" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-139649.mp3</comments>
            <description>The Housing and Economic Recovery Act off 2008 was reently passed and allows for a $7,500 tax credit to 1st time home buyers. Join us as we take a look at the intricacies of this program.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE126 - $7,500 Tax Credit if you Purchase a Home?</itunes:subtitle>
            <itunes:summary>The Housing and Economic Recovery Act off 2008 was reently passed and allows for a $7,500 tax credit to 1st time home buyers. Join us as we take a look at the intricacies of this program.</itunes:summary>
            <itunes:duration>29:06</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE125 - 5 Mistakes to avoid in a Home Purchase.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-138107.mp3</guid>
            <pubDate>Sat, 09 Aug 2008 09:56:39 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-138107.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-138107.mp3" length="14702262" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-138107.mp3</comments>
            <description>Considering a home purchase? Whether you are a 1st time buyer or seasoned home owner, here are 5 things to avoid that will make your home purchase a success!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE125 - 5 Mistakes to avoid in a Home Purchase.</itunes:subtitle>
            <itunes:summary>Considering a home purchase? Whether you are a 1st time buyer or seasoned home owner, here are 5 things to avoid that will make your home purchase a success!</itunes:summary>
            <itunes:duration>35:00</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE121 - The New Housing Rescue Plan!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-128510.mp3</guid>
            <pubDate>Sat, 28 Jun 2008 09:58:12 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-128510.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-128510.mp3" length="13354239" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-128510.mp3</comments>
            <description>Our lawmakers are trying again to come up with a plan to help homeowners who are in mortgage trouble and face foreclosure; let&apos;s take a look at what they are proposing and who will be paying for it.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE121 - The New Housing Rescue Plan!</itunes:subtitle>
            <itunes:summary>Our lawmakers are trying again to come up with a plan to help homeowners who are in mortgage trouble and face foreclosure; let&apos;s take a look at what they are proposing and who will be paying for it.</itunes:summary>
            <itunes:duration>31:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE120 - Bill answers your email questions!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-126466.mp3</guid>
            <pubDate>Sat, 21 Jun 2008 10:00:31 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-126466.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-126466.mp3" length="12381622" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-126466.mp3</comments>
            <description>I received a lot of email this week with specific questions about your mortgage and real estate needs; I will share these questions and the answers with our &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; audience.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE120 - Bill answers your email questions!</itunes:subtitle>
            <itunes:summary>I received a lot of email this week with specific questions about your mortgage and real estate needs; I will share these questions and the answers with our &quot;Your Home-Your Money, Mortgage &amp; Real Estate Radio&quot; audience.</itunes:summary>
            <itunes:duration>29:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE119 -Pending Home Sales &amp; Mortgages Up!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-124745.mp3</guid>
            <pubDate>Sat, 14 Jun 2008 10:02:31 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-124745.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-124745.mp3" length="11506650" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-124745.mp3</comments>
            <description>Reports from Wall Street this week showed that pending home sales and purchase mortgage applications are up; Market activity is getting stronger; listen in and lets look at the market and the numbers!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE119 -Pending Home Sales &amp; Mortgages Up!</itunes:subtitle>
            <itunes:summary>Reports from Wall Street this week showed that pending home sales and purchase mortgage applications are up; Market activity is getting stronger; listen in and lets look at the market and the numbers!</itunes:summary>
            <itunes:duration>27:24</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE118 - GM Janesville is closing; what will happen to Real Estate?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-122745.mp3</guid>
            <pubDate>Sat, 07 Jun 2008 10:00:28 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-122745.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-122745.mp3" length="12370467" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-122745.mp3</comments>
            <description>General Motors announced that they will be closing the plant in Janesville, WI. What will happen to the Real Estate market in Southern Wisconsin? Anda O&apos;Connell of Realty Executives joins us to take a look at this market&apos;s past, present and future.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE118 - GM Janesville is closing; what will happen to Real Estate?</itunes:subtitle>
            <itunes:summary>General Motors announced that they will be closing the plant in Janesville, WI. What will happen to the Real Estate market in Southern Wisconsin? Anda O&apos;Connell of Realty Executives joins us to take a look at this market&apos;s past, present and future.</itunes:summary>
            <itunes:duration>29:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE117 - Actual Home Purchase Case Studies!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-121092.mp3</guid>
            <pubDate>Sat, 31 May 2008 09:58:23 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-121092.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-121092.mp3" length="13298650" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-121092.mp3</comments>
            <description>What do you do when you want to purchase a home and your bank turns you away? How can you get a great rate with zero down? Listen in and check out some actual transactions where we have helped buyers capture their dreams!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE117 - Actual Home Purchase Case Studies!</itunes:subtitle>
            <itunes:summary>What do you do when you want to purchase a home and your bank turns you away? How can you get a great rate with zero down? Listen in and check out some actual transactions where we have helped buyers capture their dreams!</itunes:summary>
            <itunes:duration>31:39</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE116 - How to purchase an expensive home with inexpensive money!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-119325.mp3</guid>
            <pubDate>Sat, 24 May 2008 09:59:38 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-119325.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-119325.mp3" length="12915199" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-119325.mp3</comments>
            <description>The economic stimulus package inclused a lot more than just sending you a check; find out how you can purchase an expensive home with a conforming or FHA mortgage.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE116 - How to purchase an expensive home with inexpensive money!</itunes:subtitle>
            <itunes:summary>The economic stimulus package inclused a lot more than just sending you a check; find out how you can purchase an expensive home with a conforming or FHA mortgage.</itunes:summary>
            <itunes:duration>30:44</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE115 - What is DTI and how do I qualify for a mortgage?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-113133.mp3</guid>
            <pubDate>Sat, 03 May 2008 10:01:44 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-113133.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-113133.mp3" length="11899610" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-113133.mp3</comments>
            <description>Debt to income, front ratios, back ratios; what does it all mean? How do I really qualify for a home mortgage? Listen in to the Mortgage Guys and get the facts!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE115 - What is DTI and how do I qualify for a mortgage?</itunes:subtitle>
            <itunes:summary>Debt to income, front ratios, back ratios; what does it all mean? How do I really qualify for a home mortgage? Listen in to the Mortgage Guys and get the facts!</itunes:summary>
            <itunes:duration>28:19</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE114 - Did an &quot;on-line&quot; Lender lose your personal information?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-111313.mp3</guid>
            <pubDate>Sat, 26 Apr 2008 10:01:07 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-111313.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-111313.mp3" length="12396433" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-111313.mp3</comments>
            <description>We have issued the warnings many times; DO NOT PROVIDE YOUR PRIVATE INFORMATION TO AN ON-LINE LENDER!&quot; Did employees of Lending Tree illegally sell your info?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE114 - Did an &quot;on-line&quot; Lender lose your personal information?</itunes:subtitle>
            <itunes:summary>We have issued the warnings many times; DO NOT PROVIDE YOUR PRIVATE INFORMATION TO AN ON-LINE LENDER!&quot; Did employees of Lending Tree illegally sell your info?</itunes:summary>
            <itunes:duration>29:31</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE113 - Is this the best time to purchase a home?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-109353.mp3</guid>
            <pubDate>Sat, 19 Apr 2008 09:58:13 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-109353.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-109353.mp3" length="13310353" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-109353.mp3</comments>
            <description>This could be the best opportunity this decade to purchase a home; there is plenty of inventory, prices a low and interest rates are fantastic. Listen in and discover how to make you dream of home ownership a reality.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE113 - Is this the best time to purchase a home?</itunes:subtitle>
            <itunes:summary>This could be the best opportunity this decade to purchase a home; there is plenty of inventory, prices a low and interest rates are fantastic. Listen in and discover how to make you dream of home ownership a reality.</itunes:summary>
            <itunes:duration>31:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE112 - How Do You Get Free Down Payment Assistance?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-107440.mp3</guid>
            <pubDate>Sat, 12 Apr 2008 10:01:02 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-107440.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-107440.mp3" length="12160364" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-107440.mp3</comments>
            <description>Buying a home but do not have the funds for a down payment or the closing costs? Check into obtaining a grant from a non-profit Down Payment Assistance Program!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE112 - How Do You Get Free Down Payment Assistance?</itunes:subtitle>
            <itunes:summary>Buying a home but do not have the funds for a down payment or the closing costs? Check into obtaining a grant from a non-profit Down Payment Assistance Program!</itunes:summary>
            <itunes:duration>28:57</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE113 - How to purchase a home with Zero Down using an FHA Mortgage!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-103559.mp3</guid>
            <pubDate>Sat, 29 Mar 2008 10:00:38 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-103559.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-103559.mp3" length="12156342" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-103559.mp3</comments>
            <description>Who said 100% home financing with low fixed rates didn&apos;t exist? Tune in and find out how to work with an FHA Approved Lender and Housing Grant Foundations to purchase your dream home with zero down at a low fixed rate.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE113 - How to purchase a home with Zero Down using an FHA Mortgage!</itunes:subtitle>
            <itunes:summary>Who said 100% home financing with low fixed rates didn&apos;t exist? Tune in and find out how to work with an FHA Approved Lender and Housing Grant Foundations to purchase your dream home with zero down at a low fixed rate.</itunes:summary>
            <itunes:duration>28:56</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE112 - Where is 100% Home Financing? Right Here!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-101722.mp3</guid>
            <pubDate>Sat, 22 Mar 2008 10:00:24 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-101722.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-101722.mp3" length="12482924" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-101722.mp3</comments>
            <description>Are you a 1st time homebuyer that has the income to purhcase a home, but you have not been able to build a large down payment? Many Lenders have dropped any chance of providing 100% financing; but we still have it. Listen in and find out to get a great mortgage with zero money down!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE112 - Where is 100% Home Financing? Right Here!</itunes:subtitle>
            <itunes:summary>Are you a 1st time homebuyer that has the income to purhcase a home, but you have not been able to build a large down payment? Many Lenders have dropped any chance of providing 100% financing; but we still have it. Listen in and find out to get a great mortgage with zero money down!</itunes:summary>
            <itunes:duration>29:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE109 - The Spring Home Buying Season is here!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-95909.mp3</guid>
            <pubDate>Sat, 01 Mar 2008 09:59:59 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-95909.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-95909.mp3" length="12839496" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-95909.mp3</comments>
            <description>Spring is here and it is time to get pre-approved for your home financing and start looking for that dream home! If you are selling, get your home ready to sell. Victoria Herold, Broker/Owner of Realty Executives of Madison, WI will join us to help buyers and sellers get on the right track this spring.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE109 - The Spring Home Buying Season is here!</itunes:subtitle>
            <itunes:summary>Spring is here and it is time to get pre-approved for your home financing and start looking for that dream home! If you are selling, get your home ready to sell. Victoria Herold, Broker/Owner of Realty Executives of Madison, WI will join us to help buyers and sellers get on the right track this spring.</itunes:summary>
            <itunes:duration>30:33</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE108 - Home Refinaces and Purchases</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-93810.mp3</guid>
            <pubDate>Sat, 23 Feb 2008 09:59:31 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-93810.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-93810.mp3" length="12948844" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-93810.mp3</comments>
            <description>In a market where interest rates and mortgage programs are all over the place; how do you know if you are getting the right mortgage for you? Tune in as we discuss a few home purchase and refiance scenarios.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE108 - Home Refinaces and Purchases</itunes:subtitle>
            <itunes:summary>In a market where interest rates and mortgage programs are all over the place; how do you know if you are getting the right mortgage for you? Tune in as we discuss a few home purchase and refiance scenarios.</itunes:summary>
            <itunes:duration>30:49</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE107 - The Economic Stimulus Package &amp; Home Financing.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-91693.mp3</guid>
            <pubDate>Sat, 16 Feb 2008 09:59:12 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-91693.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-91693.mp3" length="12877164" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-91693.mp3</comments>
            <description>The economic stimulus package has been approved, everyone is going to get a check; but did you know that this package has provisions that will make is eaiser for you to purchase or refinance a home at lower rates? Tune in to find out how!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE107 - The Economic Stimulus Package &amp; Home Financing.</itunes:subtitle>
            <itunes:summary>The economic stimulus package has been approved, everyone is going to get a check; but did you know that this package has provisions that will make is eaiser for you to purchase or refinance a home at lower rates? Tune in to find out how!</itunes:summary>
            <itunes:duration>30:39</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE105 - Your Mortgage &amp; Financial Planning</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-87963.mp3</guid>
            <pubDate>Sat, 02 Feb 2008 10:02:18 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-87963.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-87963.mp3" length="11556022" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-87963.mp3</comments>
            <description>Home financing meets financial planning. Financial planning expert Louise Googins lends her expertise regarding your home finaincing.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE105 - Your Mortgage &amp; Financial Planning</itunes:subtitle>
            <itunes:summary>Home financing meets financial planning. Financial planning expert Louise Googins lends her expertise regarding your home finaincing.</itunes:summary>
            <itunes:duration>27:30</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE104 - Fed rate cuts &amp; home mortgage rates.</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-85956.mp3</guid>
            <pubDate>Sat, 26 Jan 2008 10:01:27 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-85956.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-85956.mp3" length="14964844" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-85956.mp3</comments>
            <description>The Fed just cut rates a whopping 3/4 point; what will happen to mortgage rates? How will this affect the housing market? Tune in and find out!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE104 - Fed rate cuts &amp; home mortgage rates.</itunes:subtitle>
            <itunes:summary>The Fed just cut rates a whopping 3/4 point; what will happen to mortgage rates? How will this affect the housing market? Tune in and find out!</itunes:summary>
            <itunes:duration>35:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>EPISODE102 - Countrywide Mortgage-The rise and fall of a Mortgage Empire.</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-82143.mp3</guid>
            <pubDate>Sat, 12 Jan 2008 10:06:33 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-82143.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-82143.mp3" length="9902810" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-82143.mp3</comments>
            <description>Bank of America purchases Countrywide Mortgage for $4 Billion; what is the financial markets reactions and how will this affect you?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>EPISODE102 - Countrywide Mortgage-The rise and fall of a Mortgage Empire.</itunes:subtitle>
            <itunes:summary>Bank of America purchases Countrywide Mortgage for $4 Billion; what is the financial markets reactions and how will this affect you?</itunes:summary>
            <itunes:duration>23:34</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#98 - Home Inspection for the Holidays!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-30164.mp3</guid>
            <pubDate>Sat, 15 Dec 2007 10:01:04 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-30164.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-30164.mp3" length="12188524" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-30164.mp3</comments>
            <description>Kimberly St. Louis of A-1 Home Inspection Services will help us be safe in our own homes over the holiday season! Winter months are great hunker-down months, but follow these guidelines and they&apos;ll be even safer, warmer, and cozier.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#98 - Home Inspection for the Holidays!</itunes:subtitle>
            <itunes:summary>Kimberly St. Louis of A-1 Home Inspection Services will help us be safe in our own homes over the holiday season! Winter months are great hunker-down months, but follow these guidelines and they&apos;ll be even safer, warmer, and cozier.</itunes:summary>
            <itunes:duration>29:02</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#97 - What is the &quot;No Cost&quot; Mortgage?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-72952.mp3</guid>
            <pubDate>Sat, 08 Dec 2007 10:01:00 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-72952.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-72952.mp3" length="12301896" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-72952.mp3</comments>
            <description>You have seen and heard the advertisements from Lenders promising the world - now the &quot;no-cost&quot; refi is out there. What is it and is it really free? Also, the latest scoop on the ARM freeze plan.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#97 - What is the &quot;No Cost&quot; Mortgage?</itunes:subtitle>
            <itunes:summary>You have seen and heard the advertisements from Lenders promising the world - now the &quot;no-cost&quot; refi is out there. What is it and is it really free? Also, the latest scoop on the ARM freeze plan.</itunes:summary>
            <itunes:duration>29:17</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#96 - NEW - Adjustable Rate Mortgage Freeze; Will this reduce foreclosures?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-57612.mp3</guid>
            <pubDate>Sat, 01 Dec 2007 10:01:35 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-57612.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-57612.mp3" length="12029073" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-57612.mp3</comments>
            <description>OK. In addition to an appraisal (for the lender) and a Home Inspection (for you), now it appears you&apos;ll be needing a &quot;Mortgage Inspection&quot; (definitely for you). Ross Lewin of Wisconsin is leading the charge in consumer lending protection with his unique, but needed, service. Ross, President of Mortgage Loan Inspection LLC, says in a recent press release that his company can save consumers hundreds, if not thousands, of dollars with a mortgage loan inspection designed to protect the consumer. Bill Quigley and Art Blanchet will interview Ross Lewin about this niche service this week and see what this is all about. For more details on how this works, go to www.mortgageloaninspection.com</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#96 - NEW - Adjustable Rate Mortgage Freeze; Will this reduce foreclosures?</itunes:subtitle>
            <itunes:summary>OK. In addition to an appraisal (for the lender) and a Home Inspection (for you), now it appears you&apos;ll be needing a &quot;Mortgage Inspection&quot; (definitely for you). Ross Lewin of Wisconsin is leading the charge in consumer lending protection with his unique, but needed, service. Ross, President of Mortgage Loan Inspection LLC, says in a recent press release that his company can save consumers hundreds, if not thousands, of dollars with a mortgage loan inspection designed to protect the consumer. Bill Quigley and Art Blanchet will interview Ross Lewin about this niche service this week and see what this is all about. For more details on how this works, go to www.mortgageloaninspection.com</itunes:summary>
            <itunes:duration>28:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#95 - Opportunities in THE NEW Real Estate Market - Interview</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-65565.mp3</guid>
            <pubDate>Sat, 17 Nov 2007 10:00:07 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-65565.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-65565.mp3" length="12597576" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-65565.mp3</comments>
            <description>Opportunities in today&apos;s Real Estate Market; Bill &amp; Art interview Local Experts Kevin Mikrut and Brett Jenny of Realty Executives! Hear their insights and ideas on how to apply the new rules of credit and down payment to your real estate world, whethee for investments or your own home,</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#95 - Opportunities in THE NEW Real Estate Market - Interview</itunes:subtitle>
            <itunes:summary>Opportunities in today&apos;s Real Estate Market; Bill &amp; Art interview Local Experts Kevin Mikrut and Brett Jenny of Realty Executives! Hear their insights and ideas on how to apply the new rules of credit and down payment to your real estate world, whethee for investments or your own home,</itunes:summary>
            <itunes:duration>29:59</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#93 - Teaching Credit and Homeownership to Teens</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-58109.mp3</guid>
            <pubDate>Sat, 03 Nov 2007 09:59:34 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-58109.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-58109.mp3" length="12789759" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-58109.mp3</comments>
            <description>What do teenagers know about credit and home-buying? - Not much. And the need plenty. YHYM Co-Host Art Blanchet recenly spent two days teaching these concepts to High Schoolers - 160 kids total - and gave them plenty to think about. Bill Quigley interviews Art today about that experience - and the results.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#93 - Teaching Credit and Homeownership to Teens</itunes:subtitle>
            <itunes:summary>What do teenagers know about credit and home-buying? - Not much. And the need plenty. YHYM Co-Host Art Blanchet recenly spent two days teaching these concepts to High Schoolers - 160 kids total - and gave them plenty to think about. Bill Quigley interviews Art today about that experience - and the results.</itunes:summary>
            <itunes:duration>30:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#92 - Lenders Are Standing By to Help YOU!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-53007.mp3</guid>
            <pubDate>Sat, 27 Oct 2007 10:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-53007.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-53007.mp3" length="13069347" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-53007.mp3</comments>
            <description>The U.S. Government intervention into lending - in an attempt to boost the economy and bolster confidence in the housing market - has been lots of talk, some action, and had little actual lender participation. Finally! Lenders are starting to offer the FHASecure programs and there&apos;s an effort being made to play. We&apos;ll talk about it here - and how it affects you in your life.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#92 - Lenders Are Standing By to Help YOU!</itunes:subtitle>
            <itunes:summary>The U.S. Government intervention into lending - in an attempt to boost the economy and bolster confidence in the housing market - has been lots of talk, some action, and had little actual lender participation. Finally! Lenders are starting to offer the FHASecure programs and there&apos;s an effort being made to play. We&apos;ll talk about it here - and how it affects you in your life.</itunes:summary>
            <itunes:duration>31:07</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#91 - Interview with Author/TV Host???</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-30480.mp3</guid>
            <pubDate>Sat, 20 Oct 2007 09:59:19 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-30480.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-30480.mp3" length="20196570" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-30480.mp3</comments>
            <description>Got a good one lined up - SHe hosts a popular TV series, is a guest-starrin actress on TV, and has just written a popular Real Estate Book. Join us for a VERY fast-paced half-hour with great info and talk. Name TBA when schedule finalized.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#91 - Interview with Author/TV Host???</itunes:subtitle>
            <itunes:summary>Got a good one lined up - SHe hosts a popular TV series, is a guest-starrin actress on TV, and has just written a popular Real Estate Book. Join us for a VERY fast-paced half-hour with great info and talk. Name TBA when schedule finalized.</itunes:summary>
            <itunes:duration>48:05</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#90 - Scott Bilker and the NEW Credit Rules</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-49138.mp3</guid>
            <pubDate>Sat, 13 Oct 2007 09:58:58 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-49138.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-49138.mp3" length="13139199" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-49138.mp3</comments>
            <description>Every industry has its leaders and pace setters, but only a few really stand out as truly being in touch with their field. When it comes to consumer credit and debt finance, the man the experts ask for advice is author and guide Scott Bilker. Scott knows credit and how to deal with it - from his early days in college to today. This week Bill Quigley and Art Blanchet talk to Scott about the new credit rules, negotiating debt, and how to help YOU master your money in a world of tightening credit.
Listen in for sure, but also get yourself subscribed to Scott Bilker&apos;s newsletter and FREE reports at www.debtsmart.com.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#90 - Scott Bilker and the NEW Credit Rules</itunes:subtitle>
            <itunes:summary>Every industry has its leaders and pace setters, but only a few really stand out as truly being in touch with their field. When it comes to consumer credit and debt finance, the man the experts ask for advice is author and guide Scott Bilker. Scott knows credit and how to deal with it - from his early days in college to today. This week Bill Quigley and Art Blanchet talk to Scott about the new credit rules, negotiating debt, and how to help YOU master your money in a world of tightening credit.
Listen in for sure, but also get yourself subscribed to Scott Bilker&apos;s newsletter and FREE reports at www.debtsmart.com.</itunes:summary>
            <itunes:duration>31:17</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#88 - The New FHASecure program</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-41554.mp3</guid>
            <pubDate>Sat, 29 Sep 2007 09:59:28 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-41554.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-41554.mp3" length="15161964" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-41554.mp3</comments>
            <description>FHA Secure-is your mortgage adjusting out of control? Listen to Bill 7 Art, the mortgage experts show you how new enhancements to FHA mortgages will help homeowners keep teir homes!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#88 - The New FHASecure program</itunes:subtitle>
            <itunes:summary>FHA Secure-is your mortgage adjusting out of control? Listen to Bill 7 Art, the mortgage experts show you how new enhancements to FHA mortgages will help homeowners keep teir homes!</itunes:summary>
            <itunes:duration>36:05</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#84 - What IS Going on in Mortgages - Is It Time to Panic?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-41559.mp3</guid>
            <pubDate>Sat, 25 Aug 2007 09:58:08 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-41559.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-41559.mp3" length="13382947" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-41559.mp3</comments>
            <description>The Mortgage Meltdown! The Subprime Debacle! The End of Real Estate as We Know It! Are Stated Income Loans gone forever? Bill Quigley and Art Blanchet combine a little research with some history with basic some economics and tell you what the REAL experts are saying about the real estate world - and what needs to happen to cure it - in some pretty simple terms (ones WE understand). We talk about what YOU can do as well.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#84 - What IS Going on in Mortgages - Is It Time to Panic?</itunes:subtitle>
            <itunes:summary>The Mortgage Meltdown! The Subprime Debacle! The End of Real Estate as We Know It! Are Stated Income Loans gone forever? Bill Quigley and Art Blanchet combine a little research with some history with basic some economics and tell you what the REAL experts are saying about the real estate world - and what needs to happen to cure it - in some pretty simple terms (ones WE understand). We talk about what YOU can do as well.</itunes:summary>
            <itunes:duration>31:52</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#83 - Short Sales and Title Work - with Ben Smaglick</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-30924.mp3</guid>
            <pubDate>Sat, 18 Aug 2007 09:58:35 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-30924.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-30924.mp3" length="13146330" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-30924.mp3</comments>
            <description>Ben Smaglick returns to clarify some issues on Short Sales - the acceptance by a lender of a mortgage settlement for LESS than what is owned (they get &quot;shorted&quot; - or maybe take it in the shorts). What are the steps to a Short Sale vs a Foreclosure for the Seller.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#83 - Short Sales and Title Work - with Ben Smaglick</itunes:subtitle>
            <itunes:summary>Ben Smaglick returns to clarify some issues on Short Sales - the acceptance by a lender of a mortgage settlement for LESS than what is owned (they get &quot;shorted&quot; - or maybe take it in the shorts). What are the steps to a Short Sale vs a Foreclosure for the Seller.</itunes:summary>
            <itunes:duration>31:18</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#81 - Foreclosures and Short Sales - Part Two</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-39164.mp3</guid>
            <pubDate>Sat, 11 Aug 2007 09:58:43 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-39164.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-39164.mp3" length="15795382" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-39164.mp3</comments>
            <description>Kevin Mikrut rejoins Art and Bill to continue the discussion about Short Sales. As a Homeowner, how does that affect you? What IS a short sale? WHen do you NEED a Short Sale? Kevin is a helping lots of folks at Realty Executives here in Madison. He can be reached at 608-829-4040 and at BuyaHomeWith Kevin@aol.com.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#81 - Foreclosures and Short Sales - Part Two</itunes:subtitle>
            <itunes:summary>Kevin Mikrut rejoins Art and Bill to continue the discussion about Short Sales. As a Homeowner, how does that affect you? What IS a short sale? WHen do you NEED a Short Sale? Kevin is a helping lots of folks at Realty Executives here in Madison. He can be reached at 608-829-4040 and at BuyaHomeWith Kevin@aol.com.</itunes:summary>
            <itunes:duration>37:37</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#78 - FORECLOSURES and SHORT SALES - What You Need to Know</title>
            <guid>http://recordings.talkshoe.com//TC-1009/TS-36814.mp3</guid>
            <pubDate>Sat, 28 Jul 2007 09:59:11 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com//TC-1009/TS-36814.mp3</link>
            <enclosure url="http://recordings.talkshoe.com//TC-1009/TS-36814.mp3" length="12845347" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com//TC-1009/TS-36814.mp3</comments>
            <description>Foreclosure - top headlines these days in economic news. WHat does that do to your rights of ownership? And for investors, how does that affect you? WHat on Earth is a short sale? Find out today as YHYM talks with Ben Smaglick of First American Title and SHORT SALE Specialist Kevin D Mikrut of Realty Executives here in Madison.................... Hosted by Bill QUigley and Art Blanchet of Robbins and Lloyd Mortgage Corporation.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#78 - FORECLOSURES and SHORT SALES - What You Need to Know</itunes:subtitle>
            <itunes:summary>Foreclosure - top headlines these days in economic news. WHat does that do to your rights of ownership? And for investors, how does that affect you? WHat on Earth is a short sale? Find out today as YHYM talks with Ben Smaglick of First American Title and SHORT SALE Specialist Kevin D Mikrut of Realty Executives here in Madison.................... Hosted by Bill QUigley and Art Blanchet of Robbins and Lloyd Mortgage Corporation.</itunes:summary>
            <itunes:duration>30:34</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#77 - Home Inspection - What Can You Do if it&apos;s YOUR Home? Interview</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-30921.mp3</guid>
            <pubDate>Sat, 21 Jul 2007 09:30:54 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-30921.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-30921.mp3" length="24969142" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-30921.mp3</comments>
            <description>A DOUBLE SHOW - The first half hour is with Louise Googins of Straight Talk About Money - she asks about some goofy mortgages - and we answer dutifully. THEN on our show, WE UNCORK a FUN ONE about Home Inspections with 3-time guest Kimberly. But we gotta be serious when we describe it (but don&apos;t be fooled) .........................................Selling your home? A home inspection is part of the contract? What should you - the home OWNER - expect? What do you do to prepare? What are they looking for? Our World Class Home Inspector expert- Kimberly St. Louis of A-Pro Home Inspection returns again to give us the tips and info we need for a smooth inspection and to avoid delays. Listen to the pro from A-Pro - and of course Bill and Art will be there, too.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#77 - Home Inspection - What Can You Do if it&apos;s YOUR Home? Interview</itunes:subtitle>
            <itunes:summary>A DOUBLE SHOW - The first half hour is with Louise Googins of Straight Talk About Money - she asks about some goofy mortgages - and we answer dutifully. THEN on our show, WE UNCORK a FUN ONE about Home Inspections with 3-time guest Kimberly. But we gotta be serious when we describe it (but don&apos;t be fooled) .........................................Selling your home? A home inspection is part of the contract? What should you - the home OWNER - expect? What do you do to prepare? What are they looking for? Our World Class Home Inspector expert- Kimberly St. Louis of A-Pro Home Inspection returns again to give us the tips and info we need for a smooth inspection and to avoid delays. Listen to the pro from A-Pro - and of course Bill and Art will be there, too.</itunes:summary>
            <itunes:duration>59:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#74 - Canadian Mortgage Professional Interview!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-31494.mp3</guid>
            <pubDate>Sat, 30 Jun 2007 10:02:05 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-31494.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-31494.mp3" length="16255450" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-31494.mp3</comments>
            <description>Bill and Art were recently interviewed by Canadian Mortgage Professional magazine about the use of radio, blogging, and podcasting in business. We got the nod because the article&apos;s author - Vanessa Chris - and the staff couldn&apos;t find any Canadians doing what Bill and I do - use these digital tools to impart information to our listeners and to promote our business. The article turned out pretty darn good (http://www.canadianmortgageprofessional.com/detail_article.cfm?articleID=273). We recorded the interview - with Vanessa&apos;s knowledge - to play for you here. A change of pace, but entertaining.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#74 - Canadian Mortgage Professional Interview!</itunes:subtitle>
            <itunes:summary>Bill and Art were recently interviewed by Canadian Mortgage Professional magazine about the use of radio, blogging, and podcasting in business. We got the nod because the article&apos;s author - Vanessa Chris - and the staff couldn&apos;t find any Canadians doing what Bill and I do - use these digital tools to impart information to our listeners and to promote our business. The article turned out pretty darn good (http://www.canadianmortgageprofessional.com/detail_article.cfm?articleID=273). We recorded the interview - with Vanessa&apos;s knowledge - to play for you here. A change of pace, but entertaining.</itunes:summary>
            <itunes:duration>38:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#73 - You&apos;ve Just Been TRIGGERED!</title>
            <guid>http://recordings.talkshoe.com/TS-6067.mp3</guid>
            <pubDate>Sat, 23 Jun 2007 09:59:06 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6067.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6067.mp3" length="12929096" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6067.mp3</comments>
            <description>Looking fo Insurance? Buying a car? Shopping for a new mortgage? Well, if your credit has been pulled, expect to hear from a WHOLE BUNCH of people you didn&apos;t even know existed - and will eventually wish DIDN&apos;T. The Fair Credit Reporting Act allows credit repositiries to sell your personal credit information - to get you a competitive deal, of course - to companies that want your business. Fair enough - but HOW they try to get it is the problem. Listen to this enhanced expose on Trigger Leads and learn what they do - and how YOU ccan protect YOURSELF. The government won&apos;t be helping you just yet but Bill and Art will. Please listen to this impotant show - listeners wanted more, and we&apos;re delivering. Thanks.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#73 - You&apos;ve Just Been TRIGGERED!</itunes:subtitle>
            <itunes:summary>Looking fo Insurance? Buying a car? Shopping for a new mortgage? Well, if your credit has been pulled, expect to hear from a WHOLE BUNCH of people you didn&apos;t even know existed - and will eventually wish DIDN&apos;T. The Fair Credit Reporting Act allows credit repositiries to sell your personal credit information - to get you a competitive deal, of course - to companies that want your business. Fair enough - but HOW they try to get it is the problem. Listen to this enhanced expose on Trigger Leads and learn what they do - and how YOU ccan protect YOURSELF. The government won&apos;t be helping you just yet but Bill and Art will. Please listen to this impotant show - listeners wanted more, and we&apos;re delivering. Thanks.</itunes:summary>
            <itunes:duration>30:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#72 - STAGING for DOLLARS - with Shell Brodnax</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-28796.mp3</guid>
            <pubDate>Sat, 16 Jun 2007 09:59:35 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-28796.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-28796.mp3" length="12849370" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-28796.mp3</comments>
            <description>Tis the season to be Selling...and there&apos;s lots of competition in home sales this year. One underused weapon in your Home Selling Arsenal is staging - which is the art of presenting your home in its best light. To help us out we&apos;ve invited Staging Marketing and Business Coach Shell Brodnax of the Staging Career Center to share ideas and tips about how to stage your home for maximum selling impact. Shell also founded RESA - the Real Estate Staging Association - and knows her stuff. Join us in this live feed from WTDY, Madison 1670 - The Pulse.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#72 - STAGING for DOLLARS - with Shell Brodnax</itunes:subtitle>
            <itunes:summary>Tis the season to be Selling...and there&apos;s lots of competition in home sales this year. One underused weapon in your Home Selling Arsenal is staging - which is the art of presenting your home in its best light. To help us out we&apos;ve invited Staging Marketing and Business Coach Shell Brodnax of the Staging Career Center to share ideas and tips about how to stage your home for maximum selling impact. Shell also founded RESA - the Real Estate Staging Association - and knows her stuff. Join us in this live feed from WTDY, Madison 1670 - The Pulse.</itunes:summary>
            <itunes:duration>30:36</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#71 - Credit Agencies are Selling You Out!!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-25796.mp3</guid>
            <pubDate>Sat, 09 Jun 2007 10:02:33 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-25796.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-25796.mp3" length="11546147" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-25796.mp3</comments>
            <description>Apply for a mortgage, car loan, or department store card lately? Notice all the calls, emails, and mailers coming your way nearly immediately? That&apos;s because you&apos;ve been triggered - and everyone wants a piece of the hot buyer -YOU. And they will do whatever it takes, because the Credit Repositories - Equifax, Transunion, and Experian have sold your info to the highers bidders. Find out more - HERE - and what you can do about it!! (But first listen to a victim&apos;s story about Online Lenders...in a live phone interview).</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#71 - Credit Agencies are Selling You Out!!</itunes:subtitle>
            <itunes:summary>Apply for a mortgage, car loan, or department store card lately? Notice all the calls, emails, and mailers coming your way nearly immediately? That&apos;s because you&apos;ve been triggered - and everyone wants a piece of the hot buyer -YOU. And they will do whatever it takes, because the Credit Repositories - Equifax, Transunion, and Experian have sold your info to the highers bidders. Find out more - HERE - and what you can do about it!! (But first listen to a victim&apos;s story about Online Lenders...in a live phone interview).</itunes:summary>
            <itunes:duration>27:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#70 - THESE BORROWERS SAVED MONEY AND AGGRAVATION!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-25798.mp3</guid>
            <pubDate>Sat, 02 Jun 2007 10:00:10 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-25798.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-25798.mp3" length="11598810" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-25798.mp3</comments>
            <description>$ure there&apos;s a lot of info out there about mortgage finance - but does it really work? Today we go over some actual case studies - some current and in process and some earlier - where folks in very unusual and diverse situations solved their mortgage problems. Solid info here by Bill and Art.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#70 - THESE BORROWERS SAVED MONEY AND AGGRAVATION!</itunes:subtitle>
            <itunes:summary>$ure there&apos;s a lot of info out there about mortgage finance - but does it really work? Today we go over some actual case studies - some current and in process and some earlier - where folks in very unusual and diverse situations solved their mortgage problems. Solid info here by Bill and Art.</itunes:summary>
            <itunes:duration>27:36</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#69 - BANKS vs BROKERS - Apples and Oranges</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-24892.mp3</guid>
            <pubDate>Sat, 26 May 2007 09:51:55 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-24892.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-24892.mp3" length="11939656" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-24892.mp3</comments>
            <description>Banks are banks - they got all the money (yours) and press, and clout to paint their picture as your financial friend. Are they? Do you get your best deal there? Find out today!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#69 - BANKS vs BROKERS - Apples and Oranges</itunes:subtitle>
            <itunes:summary>Banks are banks - they got all the money (yours) and press, and clout to paint their picture as your financial friend. Are they? Do you get your best deal there? Find out today!</itunes:summary>
            <itunes:duration>28:25</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#68 - How to Shop Your Lender - Without Getting Burned!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-23531.mp3</guid>
            <pubDate>Sat, 19 May 2007 09:47:48 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-23531.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-23531.mp3" length="11425644" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-23531.mp3</comments>
            <description>Got a loan? Not sure it&apos;s the best deal? Think there&apos;s smoke and mirrors? Listen here as we relate a realilife adventure of a client/friend as we explain how to compare-shop and keep the credit unscathed. Reality Radio at its best!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#68 - How to Shop Your Lender - Without Getting Burned!</itunes:subtitle>
            <itunes:summary>Got a loan? Not sure it&apos;s the best deal? Think there&apos;s smoke and mirrors? Listen here as we relate a realilife adventure of a client/friend as we explain how to compare-shop and keep the credit unscathed. Reality Radio at its best!</itunes:summary>
            <itunes:duration>27:12</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#67 - Better to BUY than RENT - Here are a Few Numbers</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-22264.mp3</guid>
            <pubDate>Sat, 12 May 2007 10:01:49 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-22264.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-22264.mp3" length="11902719" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-22264.mp3</comments>
            <description>The SECOND most controversial discussion (behind Roe vs Wade) is RENT vs BUY. Although the Federal Reserve estimates home owners have 36 times the net worth of renters, many folks still wonder if home buying is REALLY the way to go. We take a hard look at the topic, crunch a few numbers, and give you our answers here. Tune in. Thanks.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#67 - Better to BUY than RENT - Here are a Few Numbers</itunes:subtitle>
            <itunes:summary>The SECOND most controversial discussion (behind Roe vs Wade) is RENT vs BUY. Although the Federal Reserve estimates home owners have 36 times the net worth of renters, many folks still wonder if home buying is REALLY the way to go. We take a hard look at the topic, crunch a few numbers, and give you our answers here. Tune in. Thanks.</itunes:summary>
            <itunes:duration>28:20</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#66 - The BAITnSWITCH LENDERS WANT TO DO YOUR LOAN!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-20982.mp3</guid>
            <pubDate>Sat, 05 May 2007 09:59:39 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-20982.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-20982.mp3" length="13858742" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-20982.mp3</comments>
            <description>Every week we get stories of heartache and anger from people who are duped by ads they get for cheap mortgages. Bait and Switch is one of the oldest tricks in the books - and we STILL fall prey to it. SO we took a couple of flyers and mailers and called the lenders - what a range of results! Listen here for the scoop on this poop.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#66 - The BAITnSWITCH LENDERS WANT TO DO YOUR LOAN!</itunes:subtitle>
            <itunes:summary>Every week we get stories of heartache and anger from people who are duped by ads they get for cheap mortgages. Bait and Switch is one of the oldest tricks in the books - and we STILL fall prey to it. SO we took a couple of flyers and mailers and called the lenders - what a range of results! Listen here for the scoop on this poop.</itunes:summary>
            <itunes:duration>32:59</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#64 - HomeBuyers Roundtable - LIVE!</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-19806.mp3</guid>
            <pubDate>Sat, 28 Apr 2007 09:58:20 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-19806.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-19806.mp3" length="13378924" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-19806.mp3</comments>
            <description>Bill and Art bring you live coverage of the early going at the annual Home Buyer&apos;s Roundtable - good stuff.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#64 - HomeBuyers Roundtable - LIVE!</itunes:subtitle>
            <itunes:summary>Bill and Art bring you live coverage of the early going at the annual Home Buyer&apos;s Roundtable - good stuff.</itunes:summary>
            <itunes:duration>31:50</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#63 Three NO DOWN PAYMENT Loans</title>
            <guid>http://recordings.talkshoe.com/TS-7734.mp3</guid>
            <pubDate>Sat, 21 Apr 2007 09:59:57 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7734.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7734.mp3" length="12563930" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7734.mp3</comments>
            <description>The Mortgage Guys - Bill and Art - discuss three programs that can get you into a home with no down payment - and you do NOT need perfect credit! And we remind the Option ARM victims of an excellent way to use FHA to refinance out of the ALLIGATOR ARM - the one that keeps chewing up your equity!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#63 Three NO DOWN PAYMENT Loans</itunes:subtitle>
            <itunes:summary>The Mortgage Guys - Bill and Art - discuss three programs that can get you into a home with no down payment - and you do NOT need perfect credit! And we remind the Option ARM victims of an excellent way to use FHA to refinance out of the ALLIGATOR ARM - the one that keeps chewing up your equity!</itunes:summary>
            <itunes:duration>29:55</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#64 - WHEDA - Low Cost Zero-Down Loans</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-17349.mp3</guid>
            <pubDate>Sat, 14 Apr 2007 09:58:47 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-17349.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-17349.mp3" length="16370650" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-17349.mp3</comments>
            <description>Every state has them - low and zero down programs for low to middle income borrowers. In Wisconsin, there&apos;s WHEDA - the Wisconsin Housing and Economic Development Authority - and the rules need to be known. Learn here.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#64 - WHEDA - Low Cost Zero-Down Loans</itunes:subtitle>
            <itunes:summary>Every state has them - low and zero down programs for low to middle income borrowers. In Wisconsin, there&apos;s WHEDA - the Wisconsin Housing and Economic Development Authority - and the rules need to be known. Learn here.</itunes:summary>
            <itunes:duration>38:58</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#62 - Will FHA Loans FIll the SubPrime Gap?</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-16051.mp3</guid>
            <pubDate>Sat, 07 Apr 2007 10:00:17 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-16051.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-16051.mp3" length="12606536" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-16051.mp3</comments>
            <description>Subprime mortgages are under attack from all fronts. Investors are withdrawing support, lenders are filing bankruptcy, programs are being eliminated, credit is tightening, and Congress is being pressured into action. So what do borrowers with less-than-perfect-credit and minimal downpayment money do? They look at FHA mortgages! FHA is kinder toward credit, is underwritten by &quot;people,&quot; and has some terrific programs for purchases AND refinances. This episode of Your Home-Your Money will give you the goods on Federal Housing Authority loans. Join Bill and Art today.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#62 - Will FHA Loans FIll the SubPrime Gap?</itunes:subtitle>
            <itunes:summary>Subprime mortgages are under attack from all fronts. Investors are withdrawing support, lenders are filing bankruptcy, programs are being eliminated, credit is tightening, and Congress is being pressured into action. So what do borrowers with less-than-perfect-credit and minimal downpayment money do? They look at FHA mortgages! FHA is kinder toward credit, is underwritten by &quot;people,&quot; and has some terrific programs for purchases AND refinances. This episode of Your Home-Your Money will give you the goods on Federal Housing Authority loans. Join Bill and Art today.</itunes:summary>
            <itunes:duration>30:01</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#61 - MORTGAGE GOLIATH TROUNCED - LIve Interview with DAVEY</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-14889.mp3</guid>
            <pubDate>Sat, 31 Mar 2007 09:59:53 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-14889.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-14889.mp3" length="11791911" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-14889.mp3</comments>
            <description>This mortgage-gone-bad story is getting attention across the US as it applies to borrowers everywhere. According to an article in the Washington Post, Susan and Bryan Andrews of Cedarburg, Wisconsin refinanced their home in 2004 into what was explained - and reportedly documented - to be a 1.95% interest rate that was to be fixed for five years. It was not. The Andrews family decided to fight and eventually took the lender - Chevy Chase Bank - to court and WON, setting the table for a class action lawsuit by thousands of borrowers in the same boat. This is their story - and their caution - to the listeners of Your Home-Your Money as related in this excellent live interview.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#61 - MORTGAGE GOLIATH TROUNCED - LIve Interview with DAVEY</itunes:subtitle>
            <itunes:summary>This mortgage-gone-bad story is getting attention across the US as it applies to borrowers everywhere. According to an article in the Washington Post, Susan and Bryan Andrews of Cedarburg, Wisconsin refinanced their home in 2004 into what was explained - and reportedly documented - to be a 1.95% interest rate that was to be fixed for five years. It was not. The Andrews family decided to fight and eventually took the lender - Chevy Chase Bank - to court and WON, setting the table for a class action lawsuit by thousands of borrowers in the same boat. This is their story - and their caution - to the listeners of Your Home-Your Money as related in this excellent live interview.</itunes:summary>
            <itunes:duration>28:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#60- The Subprime Debacle - What It Means to Your Future</title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-13616.mp3</guid>
            <pubDate>Sat, 24 Mar 2007 09:59:50 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-13616.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-13616.mp3" length="12733804" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-13616.mp3</comments>
            <description>Investors pulling their funds, lenders going belly-up, Option ARMs and Pick-A-Payment loans recasting to higher rates, Freddie Mac hammering in the last nail - What is going on with the Subprime Lending Market?!?! And those borrowers - with credit tightening up and real estate values flatlined - where can they turn for relief? Subprime lending is on its ear and we are going to talk about it - and what it means to YOU - on Madison 1670-the Pulse as we simulcast live from Wisconsin. Tune in - and throw your two cents in, too.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#60- The Subprime Debacle - What It Means to Your Future</itunes:subtitle>
            <itunes:summary>Investors pulling their funds, lenders going belly-up, Option ARMs and Pick-A-Payment loans recasting to higher rates, Freddie Mac hammering in the last nail - What is going on with the Subprime Lending Market?!?! And those borrowers - with credit tightening up and real estate values flatlined - where can they turn for relief? Subprime lending is on its ear and we are going to talk about it - and what it means to YOU - on Madison 1670-the Pulse as we simulcast live from Wisconsin. Tune in - and throw your two cents in, too.</itunes:summary>
            <itunes:duration>30:19</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#59 - Debt, Credit, &amp; MAXED OUT - Scott Bilker Interview</title>
            <guid>http://recordings.talkshoe.com/TS-12286.mp3</guid>
            <pubDate>Sat, 17 Mar 2007 10:00:56 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-12286.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-12286.mp3" length="12274102" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-12286.mp3</comments>
            <description>Scott Bilker is Back! Been trying to get this busy man - advisor to dozens of finance columnists and media - for months. Scott, author of three books on credit debt, will talk with Bill Quigley about his latest work, his perspective on the dealing with credit card companies, and the new docu-movie, Maxed Out. Check out his info-packed website - www.debtsmart.com - then check in with us for this excellent interview. Don&apos;t be late - we&apos;re thinking about charging admission next time.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#59 - Debt, Credit, &amp; MAXED OUT - Scott Bilker Interview</itunes:subtitle>
            <itunes:summary>Scott Bilker is Back! Been trying to get this busy man - advisor to dozens of finance columnists and media - for months. Scott, author of three books on credit debt, will talk with Bill Quigley about his latest work, his perspective on the dealing with credit card companies, and the new docu-movie, Maxed Out. Check out his info-packed website - www.debtsmart.com - then check in with us for this excellent interview. Don&apos;t be late - we&apos;re thinking about charging admission next time.</itunes:summary>
            <itunes:duration>29:13</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#58 - FSBO RADIO - Listing Your Home on the Net - for FREE </title>
            <guid>http://recordings.talkshoe.com/TS-11618.mp3</guid>
            <pubDate>Sat, 10 Mar 2007 09:58:52 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-11618.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-11618.mp3" length="13253484" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-11618.mp3</comments>
            <description>In this last show of our 2007 FSBO Home-Selling series, we tell you where to go(!!) to list your home for sale on the internet for FREE - or nearly free.  Grab a pen and paper because we are giving you the names and web addresses and details of several FSBO and non-FSBO sites we&apos;ve investigated.  Chime in to self yourself some search time and some of that hard-earned cash as the FSBO RADIO series rolls to a close, but YHYM marches on.   </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#58 - FSBO RADIO - Listing Your Home on the Net - for FREE </itunes:subtitle>
            <itunes:summary>In this last show of our 2007 FSBO Home-Selling series, we tell you where to go(!!) to list your home for sale on the internet for FREE - or nearly free.  Grab a pen and paper because we are giving you the names and web addresses and details of several FSBO and non-FSBO sites we&apos;ve investigated.  Chime in to self yourself some search time and some of that hard-earned cash as the FSBO RADIO series rolls to a close, but YHYM marches on.   </itunes:summary>
            <itunes:duration>31:32</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#57 FSBO RADIO - CURB APPEAL &amp; THE OPEN HOUSE by Darren Kittleson</title>
            <guid>http://recordings.talkshoe.com/TS-7731.mp3</guid>
            <pubDate>Sat, 03 Mar 2007 09:59:11 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7731.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7731.mp3" length="13773164" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7731.mp3</comments>
            <description>OK Mr. Seller - know this about your FSBO:  If it don&apos;t look good from the OUTSIDE, ain&apos;t nobody goin&apos; INSIDE/  Period.  And when you DO get them INSIDE, do you know what to do?  Darren Kittleson does, and as he is Madison&apos;s Keller-Williams ace, when he talks, you should listen.  He&apos;s talking today.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#57 FSBO RADIO - CURB APPEAL &amp; THE OPEN HOUSE by Darren Kittleson</itunes:subtitle>
            <itunes:summary>OK Mr. Seller - know this about your FSBO:  If it don&apos;t look good from the OUTSIDE, ain&apos;t nobody goin&apos; INSIDE/  Period.  And when you DO get them INSIDE, do you know what to do?  Darren Kittleson does, and as he is Madison&apos;s Keller-Williams ace, when he talks, you should listen.  He&apos;s talking today.</itunes:summary>
            <itunes:duration>32:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#56 FSBO RADIO - MARKET VS ASSESSED VALUE by Appraisal Company</title>
            <guid>http://recordings.talkshoe.com/TS-7730.mp3</guid>
            <pubDate>Sat, 24 Feb 2007 09:52:26 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7730.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7730.mp3" length="13100252" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7730.mp3</comments>
            <description>What&apos;s your home worth?  You have an Appraised Value, a Market Value, and Assessed Value, and a Comparative Market Analysis - and they don&apos;t match up at all.  Our guest appraiser will explain what the difference is, what he does, and what that means to your wallet.  Take notes.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#56 FSBO RADIO - MARKET VS ASSESSED VALUE by Appraisal Company</itunes:subtitle>
            <itunes:summary>What&apos;s your home worth?  You have an Appraised Value, a Market Value, and Assessed Value, and a Comparative Market Analysis - and they don&apos;t match up at all.  Our guest appraiser will explain what the difference is, what he does, and what that means to your wallet.  Take notes.</itunes:summary>
            <itunes:duration>27:44</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#55 FSBO RADIO - Your BUYER needs a Pre-APPROVAL by Bill and Art</title>
            <guid>http://recordings.talkshoe.com/TS-7729.mp3</guid>
            <pubDate>Sat, 17 Feb 2007 09:52:43 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7729.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7729.mp3" length="10710124" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7729.mp3</comments>
            <description>Are you crazy? Would you REALLY waste your time on a home buyer that is neither Pre-Qualified nor Pre-Approved?!? Are you showing your home to Suspects, Prospects, or Convicts? Ask the right questions BEFORE they enter your DOOR. We&apos;ll help you - and we&apos;ll tell you about the most important date on that Offer to Purchase- and why. The Mortgage Guys from Capital Mortgage Advisors are here to help...</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#55 FSBO RADIO - Your BUYER needs a Pre-APPROVAL by Bill and Art</itunes:subtitle>
            <itunes:summary>Are you crazy? Would you REALLY waste your time on a home buyer that is neither Pre-Qualified nor Pre-Approved?!? Are you showing your home to Suspects, Prospects, or Convicts? Ask the right questions BEFORE they enter your DOOR. We&apos;ll help you - and we&apos;ll tell you about the most important date on that Offer to Purchase- and why. The Mortgage Guys from Capital Mortgage Advisors are here to help...</itunes:summary>
            <itunes:duration>25:29</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#54 FSBO RADIO - CLOSE EM WITH A HOME WARRANTY by Karen Starich</title>
            <guid>http://recordings.talkshoe.com/TS-7728.mp3</guid>
            <pubDate>Sat, 10 Feb 2007 09:49:49 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7728.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7728.mp3" length="12158719" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7728.mp3</comments>
            <description>Selling your FSBO?  Want a competitive edge? - How about providing a Home Warranty for your Buyer!  Karen Starich of First American Home Warranty explains the power and utility of this excellent home-selling tool that will turn Browsers into Buyers quicker than you can say, &quot;The appliances all work - I hope.&quot;  Get the skinny here.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#54 FSBO RADIO - CLOSE EM WITH A HOME WARRANTY by Karen Starich</itunes:subtitle>
            <itunes:summary>Selling your FSBO?  Want a competitive edge? - How about providing a Home Warranty for your Buyer!  Karen Starich of First American Home Warranty explains the power and utility of this excellent home-selling tool that will turn Browsers into Buyers quicker than you can say, &quot;The appliances all work - I hope.&quot;  Get the skinny here.</itunes:summary>
            <itunes:duration>28:56</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#53 FSBO RADIO - CONTRACTS &amp; CLOSING by Jessica Zerbst</title>
            <guid>http://recordings.talkshoe.com/TS-7715.mp3</guid>
            <pubDate>Sat, 03 Feb 2007 09:50:18 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-7715.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-7715.mp3" length="13264902" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-7715.mp3</comments>
            <description>Selling your home without a Realtor?  Just a little confused?  Lucky for you real estate attorney Jessica Zerbst is here to set you straight on key points of contracts and closing that FSBO deal.  When was the last time you got some great advice from a sharp lawyer for FREE?  If you&apos;re smart - TODAY!  </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#53 FSBO RADIO - CONTRACTS &amp; CLOSING by Jessica Zerbst</itunes:subtitle>
            <itunes:summary>Selling your home without a Realtor?  Just a little confused?  Lucky for you real estate attorney Jessica Zerbst is here to set you straight on key points of contracts and closing that FSBO deal.  When was the last time you got some great advice from a sharp lawyer for FREE?  If you&apos;re smart - TODAY!  </itunes:summary>
            <itunes:duration>28:04</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#52 FSBO RADIO - PRICING, STAGING &amp; MARKETING by Darren Kittleson</title>
            <guid>http://recordings.talkshoe.com/TS-6852.mp3</guid>
            <pubDate>Sat, 27 Jan 2007 09:59:15 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6852.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6852.mp3" length="14538792" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6852.mp3</comments>
            <description>Darren Kittleson of Keller-Williams knows how to sell homes.  He also knows the Wisconsin real estate market.  So If YOU want to sell your FSBO, listen to the Best of the Best in this live simulcast interview.  Don&apos;t miss it.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#52 FSBO RADIO - PRICING, STAGING &amp; MARKETING by Darren Kittleson</itunes:subtitle>
            <itunes:summary>Darren Kittleson of Keller-Williams knows how to sell homes.  He also knows the Wisconsin real estate market.  So If YOU want to sell your FSBO, listen to the Best of the Best in this live simulcast interview.  Don&apos;t miss it.</itunes:summary>
            <itunes:duration>27:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#51 - FSBO RADIO - TITLE NEEDS by Ben Smaglick</title>
            <guid>http://recordings.talkshoe.com/TS-6851.mp3</guid>
            <pubDate>Sat, 20 Jan 2007 09:59:56 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6851.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6851.mp3" length="25933763" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6851.mp3</comments>
            <description>Over one-third of homes will be sold &quot;By Owner&quot; this year - at least they&apos;ll try.  One reason for failure - ignorance.  You have to know the rules.  Ben Smaglick from First American Title knows the rules and will save you lots of aggravation.  Listen in...</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#51 - FSBO RADIO - TITLE NEEDS by Ben Smaglick</itunes:subtitle>
            <itunes:summary>Over one-third of homes will be sold &quot;By Owner&quot; this year - at least they&apos;ll try.  One reason for failure - ignorance.  You have to know the rules.  Ben Smaglick from First American Title knows the rules and will save you lots of aggravation.  Listen in...</itunes:summary>
            <itunes:duration>27:00</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#49 - Choosing a Lender - Six Mistakes to Avoid</title>
            <guid>http://recordings.talkshoe.com/TS-6848.mp3</guid>
            <pubDate>Sat, 13 Jan 2007 10:01:26 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-6848.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-6848.mp3" length="12490970" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-6848.mp3</comments>
            <description>Choosing a Mortgage Lender:  If the first words that come out of your mouth are, &quot;What&apos;s Your Interest Rate?&quot; - you&apos;re in trouble.  If your potential lender ANSWERS that question, you are BOTH in trouble.  Listen to find out why...</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#49 - Choosing a Lender - Six Mistakes to Avoid</itunes:subtitle>
            <itunes:summary>Choosing a Mortgage Lender:  If the first words that come out of your mouth are, &quot;What&apos;s Your Interest Rate?&quot; - you&apos;re in trouble.  If your potential lender ANSWERS that question, you are BOTH in trouble.  Listen to find out why...</itunes:summary>
            <itunes:duration>29:44</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#48 - FORECAST 2007 - Remeniscing About Our Financial Future</title>
            <guid>http://recordings.talkshoe.com/TS-5310.mp3</guid>
            <pubDate>Sat, 06 Jan 2007 09:00:00 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-5310.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-5310.mp3" length="25227818" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-5310.mp3</comments>
            <description>We&apos;ll kick off the new year with the real estate outlook for 2007.  What will happen to rates and residential home values here in Madison and across America?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#48 - FORECAST 2007 - Remeniscing About Our Financial Future</itunes:subtitle>
            <itunes:summary>We&apos;ll kick off the new year with the real estate outlook for 2007.  What will happen to rates and residential home values here in Madison and across America?</itunes:summary>
            <itunes:duration>26:16</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#47 Top Stories 0f 2006 - The Real Estate Recap</title>
            <guid>http://recordings.talkshoe.com/TS-1538.mp3</guid>
            <pubDate>Sat, 30 Dec 2006 10:06:47 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1538.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1538.mp3" length="10711039" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1538.mp3</comments>
            <description>We have some fun (along with Murph) highlighting the significant - at least to us - events and headlines in the 2006 Real Estate World.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#47 Top Stories 0f 2006 - The Real Estate Recap</itunes:subtitle>
            <itunes:summary>We have some fun (along with Murph) highlighting the significant - at least to us - events and headlines in the 2006 Real Estate World.</itunes:summary>
            <itunes:duration>25:30</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#46 - FSBO - Selling by Owner- Part2</title>
            <guid>http://recordings.talkshoe.com/TS-5779.mp3</guid>
            <pubDate>Sat, 23 Dec 2006 09:59:06 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-5779.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-5779.mp3" length="13668570" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-5779.mp3</comments>
            <description>The Mortgage Guys complete their show about selling you own home with steps 6 thru 10.  It&apos;s not so hard to sell it yourself - and not so easy either.  Be ready to put in a little work and some money, too.  Simulcast from their radio show on MAdison1670 - the Pulse.  Chime in.  </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#46 - FSBO - Selling by Owner- Part2</itunes:subtitle>
            <itunes:summary>The Mortgage Guys complete their show about selling you own home with steps 6 thru 10.  It&apos;s not so hard to sell it yourself - and not so easy either.  Be ready to put in a little work and some money, too.  Simulcast from their radio show on MAdison1670 - the Pulse.  Chime in.  </itunes:summary>
            <itunes:duration>32:33</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#45  FSBO FSBO How You Gonna Sellio?</title>
            <guid>http://recordings.talkshoe.com/TS-3826.mp3</guid>
            <pubDate>Sat, 18 Nov 2006 10:01:17 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-3826.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-3826.mp3" length="12040044" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-3826.mp3</comments>
            <description>FSBO - For Sale By Owner.  &quot;Fizzbo&quot; used to be a cussword among real estate agents and and realtors - not any more!  Tune in to this enlightening series and get all the answers - and many of the questions - starting this week.    The &quot;official&quot; series starts 1/13/2007 - with great industry guests and useful discussion - but we want to give you a taste now.  We want your input, so don&apos;t be a stranger.  Chime in every Saturday at 10 AM Eastern, 9 Central.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#45  FSBO FSBO How You Gonna Sellio?</itunes:subtitle>
            <itunes:summary>FSBO - For Sale By Owner.  &quot;Fizzbo&quot; used to be a cussword among real estate agents and and realtors - not any more!  Tune in to this enlightening series and get all the answers - and many of the questions - starting this week.    The &quot;official&quot; series starts 1/13/2007 - with great industry guests and useful discussion - but we want to give you a taste now.  We want your input, so don&apos;t be a stranger.  Chime in every Saturday at 10 AM Eastern, 9 Central.</itunes:summary>
            <itunes:duration>28:40</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#43 ***HomeSmartMedia Alert #3*** The Death of Miss Piggy?</title>
            <guid>http://recordings.talkshoe.com/TS-5309.mp3</guid>
            <pubDate>Fri, 15 Dec 2006 17:40:22 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-5309.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-5309.mp3" length="5975953" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-5309.mp3</comments>
            <description>New Tax Law allows deduction of Mortgage Insurance.  What&apos;s the effect on your pocketbook?  Is the PiggyBack Loan gone forever?  </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#43 ***HomeSmartMedia Alert #3*** The Death of Miss Piggy?</itunes:subtitle>
            <itunes:summary>New Tax Law allows deduction of Mortgage Insurance.  What&apos;s the effect on your pocketbook?  Is the PiggyBack Loan gone forever?  </itunes:summary>
            <itunes:duration>14:13</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#42 THE WISCONSIN GUYS vs THE MORTGAGE GUYS</title>
            <guid>http://recordings.talkshoe.com/TS-4724.mp3</guid>
            <pubDate>Mon, 11 Dec 2006 15:00:00 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-4724.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-4724.mp3" length="18714624" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-4724.mp3</comments>
            <description>This is a fun show!  The Mortgage Experts - affectionately known as The Mortgage Guys here on Madison1670 - are invited to spend an hour with Shawn Prebil and Chris Murphy on their daily radio broadcast about Wisconsin life.  The Wisconsin Guys ain&apos;t all there, but they sure know how to liven up a show.  Lots of banter, laughs, and even some pretty good mortgage advice keep this 40-minute kick rolling (we edited out the commercials for your listening convenience) along at breakneck pace.  Radio the way it aughta be!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#42 THE WISCONSIN GUYS vs THE MORTGAGE GUYS</itunes:subtitle>
            <itunes:summary>This is a fun show!  The Mortgage Experts - affectionately known as The Mortgage Guys here on Madison1670 - are invited to spend an hour with Shawn Prebil and Chris Murphy on their daily radio broadcast about Wisconsin life.  The Wisconsin Guys ain&apos;t all there, but they sure know how to liven up a show.  Lots of banter, laughs, and even some pretty good mortgage advice keep this 40-minute kick rolling (we edited out the commercials for your listening convenience) along at breakneck pace.  Radio the way it aughta be!</itunes:summary>
            <itunes:duration>39:36</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#41a - Special Make-up episode</title>
            <guid>http://recordings.talkshoe.com/TS-4874.mp3</guid>
            <pubDate>Sat, 09 Dec 2006 13:38:11 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-4874.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-4874.mp3" length="11873827" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-4874.mp3</comments>
            <description>THIS is NOT LIVE - uploading a CD.  Human error (me) disconnected our simulcast.  I am playing a CD of the radio show (recorded earlier) to give our listeners the show they missed.  Thanks.........Art and Bill...................................................................................................................................................................When a man with Money meets a man with Experience, the man with Experience gets the Money and the man with the Money gets Experience. ** A bit of a mixed bag awaits our listeners today as The Mortgage Guys discuss a few topics, including two of the most important documents in your mortgage lending life - the GFE (Good Faith Estimate) and the TIL (Truth in Lending).  These two pieces of paper can define your entire borrowing experience - ignoring their significance can cost you THOUSANDS of dollars.  So if you have a mortgage, need to get one, or are thinking of buying a home - catch this simulcast (WTDY and TalkShoe) and get some cheap, no-pain, no-cost experience.  Worth dragging out the loan papers, this one... </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#41a - Special Make-up episode</itunes:subtitle>
            <itunes:summary>THIS is NOT LIVE - uploading a CD.  Human error (me) disconnected our simulcast.  I am playing a CD of the radio show (recorded earlier) to give our listeners the show they missed.  Thanks.........Art and Bill...................................................................................................................................................................When a man with Money meets a man with Experience, the man with Experience gets the Money and the man with the Money gets Experience. ** A bit of a mixed bag awaits our listeners today as The Mortgage Guys discuss a few topics, including two of the most important documents in your mortgage lending life - the GFE (Good Faith Estimate) and the TIL (Truth in Lending).  These two pieces of paper can define your entire borrowing experience - ignoring their significance can cost you THOUSANDS of dollars.  So if you have a mortgage, need to get one, or are thinking of buying a home - catch this simulcast (WTDY and TalkShoe) and get some cheap, no-pain, no-cost experience.  Worth dragging out the loan papers, this one... </itunes:summary>
            <itunes:duration>28:16</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#41 -TIL, GFE, and Other Critical Acronyms FYI</title>
            <guid>http://recordings.talkshoe.com/TS-4820.mp3</guid>
            <pubDate>Fri, 08 Dec 2006 18:04:12 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-4820.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-4820.mp3" length="4542536" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-4820.mp3</comments>
            <description>When a man with Money meets a man with Experience, the man with Experience gets the Money and the man with the Money gets Experience. ** A bit of a mixed bag awaits our listeners today as The Mortgage Guys discuss a few topics, including two of the most important documents in your mortgage lending life - the GFE (Good Faith Estimate) and the TIL (Truth in Lending).  These two pieces of paper can define your entire borrowing experience - ignoring their significance can cost you THOUSANDS of dollars.  So if you have a mortgage, need to get one, or are thinking of buying a home - catch this simulcast (WTDY and TalkShoe) and get some cheap, no-pain, no-cost experience.  Worth dragging out the loan papers, this one... </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#41 -TIL, GFE, and Other Critical Acronyms FYI</itunes:subtitle>
            <itunes:summary>When a man with Money meets a man with Experience, the man with Experience gets the Money and the man with the Money gets Experience. ** A bit of a mixed bag awaits our listeners today as The Mortgage Guys discuss a few topics, including two of the most important documents in your mortgage lending life - the GFE (Good Faith Estimate) and the TIL (Truth in Lending).  These two pieces of paper can define your entire borrowing experience - ignoring their significance can cost you THOUSANDS of dollars.  So if you have a mortgage, need to get one, or are thinking of buying a home - catch this simulcast (WTDY and TalkShoe) and get some cheap, no-pain, no-cost experience.  Worth dragging out the loan papers, this one... </itunes:summary>
            <itunes:duration>10:48</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#39 TITLE WORK - NotJust For Breakfast Any More - with Ben Smaglick</title>
            <guid>http://recordings.talkshoe.com/TS-3217.mp3</guid>
            <pubDate>Sat, 02 Dec 2006 10:02:34 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-3217.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-3217.mp3" length="12057782" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-3217.mp3</comments>
            <description>The Man from F.A.T.C.O -  He&apos;ll be joining us and sharing a few stories about residential title and what it means to you.  Ben Smaglick is our guest.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#39 TITLE WORK - NotJust For Breakfast Any More - with Ben Smaglick</itunes:subtitle>
            <itunes:summary>The Man from F.A.T.C.O -  He&apos;ll be joining us and sharing a few stories about residential title and what it means to you.  Ben Smaglick is our guest.</itunes:summary>
            <itunes:duration>28:42</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#40 ***** HomeSmartMedia Alert #2 ******</title>
            <guid>http://recordings.talkshoe.com/TS-4358.mp3</guid>
            <pubDate>Fri, 01 Dec 2006 09:00:00 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-4358.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-4358.mp3" length="2793324" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-4358.mp3</comments>
            <description>INTEREST RATES are still too low - who&apos;s to blame?!?  And now someone is buying up all the Treasury Bonds!! - are these two events related?  Listen to HomeSmart Media Alert #2 and find out .</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#40 ***** HomeSmartMedia Alert #2 ******</itunes:subtitle>
            <itunes:summary>INTEREST RATES are still too low - who&apos;s to blame?!?  And now someone is buying up all the Treasury Bonds!! - are these two events related?  Listen to HomeSmart Media Alert #2 and find out .</itunes:summary>
            <itunes:duration>06:39</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>***** #50 - HAPPY ANNIVERSARY TO US! - iPOD GIVEAWAY! *****</title>
            <guid>http://recordings.talkshoe.com/TS-4332.mp3</guid>
            <pubDate>Thu, 30 Nov 2006 10:50:03 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-4332.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-4332.mp3" length="3694444" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-4332.mp3</comments>
            <description>iPOD GIVEAWAY.  We are celebrating one year on the radio as hosts of &quot;Your Home-Your Money Mortgage Radio&quot; and six months of TalkShoe TalkCasts - so we are giving away a free iPOD as a &apos;thank you&quot; to our listeners.  Listen to the details in this episode and get yourself in the contest.  We will have some additional contest twists in future TalkCasts, so keep checking in.  Good luck!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>***** #50 - HAPPY ANNIVERSARY TO US! - iPOD GIVEAWAY! *****</itunes:subtitle>
            <itunes:summary>iPOD GIVEAWAY.  We are celebrating one year on the radio as hosts of &quot;Your Home-Your Money Mortgage Radio&quot; and six months of TalkShoe TalkCasts - so we are giving away a free iPOD as a &apos;thank you&quot; to our listeners.  Listen to the details in this episode and get yourself in the contest.  We will have some additional contest twists in future TalkCasts, so keep checking in.  Good luck!</itunes:summary>
            <itunes:duration>08:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#38 - Free Downpayment Money</title>
            <guid>http://recordings.talkshoe.com/TS-4111.mp3</guid>
            <pubDate>Sat, 25 Nov 2006 10:00:34 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-4111.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-4111.mp3" length="12526993" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-4111.mp3</comments>
            <description>Grants, grants, grants - free money?  Yup, if you play your cards right!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#38 - Free Downpayment Money</itunes:subtitle>
            <itunes:summary>Grants, grants, grants - free money?  Yup, if you play your cards right!</itunes:summary>
            <itunes:duration>29:49</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#37 Happy Thanksgiving to All TalkShoe Audience and TJs</title>
            <guid>http://recordings.talkshoe.com/TS-3045.mp3</guid>
            <pubDate>Thu, 23 Nov 2006 11:55:27 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-3045.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-3045.mp3" length="2548296" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-3045.mp3</comments>
            <description>No TalkCast Scheduled - we just want to wish you all a Happy Thanksgiving (American) holiday with plenty of turkey, cranberries, football, and family.   Have fun, overeat, and count your blessings on this &quot;kick back and relax&quot; day. - Bill and Art</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#37 Happy Thanksgiving to All TalkShoe Audience and TJs</itunes:subtitle>
            <itunes:summary>No TalkCast Scheduled - we just want to wish you all a Happy Thanksgiving (American) holiday with plenty of turkey, cranberries, football, and family.   Have fun, overeat, and count your blessings on this &quot;kick back and relax&quot; day. - Bill and Art</itunes:summary>
            <itunes:duration>06:03</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#34 DebtSmart - Negotiating Your Credit Debt-interview with Scott Bilker</title>
            <guid>http://recordings.talkshoe.com/TS-2298.mp3</guid>
            <pubDate>Sat, 11 Nov 2006 10:02:23 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-2298.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-2298.mp3" length="11534875" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-2298.mp3</comments>
            <description>Why on earth are you paying 5%-10%-15%-even 30% credit card interest rates!? Do you think you can ever pay these things off? Do you want a break on payments? Is there ANYONE who can guide you through this mess? Yup, and he&apos;s right here - SCOTT BILKER. Scott -the author of &quot;Talk Your Way Out of Credit Card Debt&quot; - joins Bill and Art to share his wisdom and advice in this special phone interview. He has some amazing stories to tell and wisdom to impart. 

Scott has helped countless Americans save cash and aggravation just by &quot;talking&quot; - using techniques perfected over 14 years. So if you want to save money (!?!) and reduce the high credit interest payments that lead to bankruptcy or foreclosure, tune in. Remember, Scott&apos;s from New Jersey and talks fast, so listen fast to avoid missing a single word from this Credit Debt Mastermind. Find more at www.debtsmart.com and, of course, www.YourHome-YourMoney.com

*****Hint:  Psssst - This book would make a great gift for anybody over 12.
</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#34 DebtSmart - Negotiating Your Credit Debt-interview with Scott Bilker</itunes:subtitle>
            <itunes:summary>Why on earth are you paying 5%-10%-15%-even 30% credit card interest rates!? Do you think you can ever pay these things off? Do you want a break on payments? Is there ANYONE who can guide you through this mess? Yup, and he&apos;s right here - SCOTT BILKER. Scott -the author of &quot;Talk Your Way Out of Credit Card Debt&quot; - joins Bill and Art to share his wisdom and advice in this special phone interview. He has some amazing stories to tell and wisdom to impart. 

Scott has helped countless Americans save cash and aggravation just by &quot;talking&quot; - using techniques perfected over 14 years. So if you want to save money (!?!) and reduce the high credit interest payments that lead to bankruptcy or foreclosure, tune in. Remember, Scott&apos;s from New Jersey and talks fast, so listen fast to avoid missing a single word from this Credit Debt Mastermind. Find more at www.debtsmart.com and, of course, www.YourHome-YourMoney.com

*****Hint:  Psssst - This book would make a great gift for anybody over 12.
</itunes:summary>
            <itunes:duration>26:04</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#33 Special HOW-TO Episode - Free Advice Spoken Here!</title>
            <guid>http://recordings.talkshoe.com/TS-3055.mp3</guid>
            <pubDate>Sat, 04 Nov 2006 10:01:28 -0800</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-3055.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-3055.mp3" length="14588524" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-3055.mp3</comments>
            <description>Well, the emails have been piling up and now it&apos;s time to answer a few over the air.  Some questions asked The Mortgage Experts seem to be part of a recurring theme.  Others were so interesting we just HAD to answer them.  
How did we choose what questions to talk about on the air?  Well, aside from the Trash Can Hoops Method (which is quite scientific) we chose ones that would impact you most.  Chime in to see if we&apos;ve chosen right.  Another Madison 1670-the Pulse and TalkShoe simulcast show.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#33 Special HOW-TO Episode - Free Advice Spoken Here!</itunes:subtitle>
            <itunes:summary>Well, the emails have been piling up and now it&apos;s time to answer a few over the air.  Some questions asked The Mortgage Experts seem to be part of a recurring theme.  Others were so interesting we just HAD to answer them.  
How did we choose what questions to talk about on the air?  Well, aside from the Trash Can Hoops Method (which is quite scientific) we chose ones that would impact you most.  Chime in to see if we&apos;ve chosen right.  Another Madison 1670-the Pulse and TalkShoe simulcast show.</itunes:summary>
            <itunes:duration>34:43</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#32 - STRAIGHT TALK ABOUT CROOKED DEALS</title>
            <guid>http://recordings.talkshoe.com/TS-2713.mp3</guid>
            <pubDate>Sat, 28 Oct 2006 09:28:42 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-2713.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-2713.mp3" length="22693116" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-2713.mp3</comments>
            <description>A one-hour special linking &quot;Straight Talk About Money&quot; and &quot;Your Home-Your Money Mortgage Radio&quot;! Once again Bill and Art get to join Louise Googins of Googins &amp; Anton financial in this special simulcast.  Louise (a seasoned NPR interview) wants to know what the heck is going on with the mortgage industry and has asked us to be her source of truth and accuracy on her radio show.  Her investors are getting fiscally confused and financially abused.  She wants answers and so do they! 

Immediately after Louise&apos;s show The Mortgage Experts dish the dirt about some really nasty behavior from both Local and Online Lenders - stuff our client experienced just this past week!  It&apos;s Halloween Weekend and the Horror Stories don&apos;t all involve guys in hockey masks - quite a few wear suits, too.  Bust out the barf bags - some of this behavior will sicken you.  All tricks and no treats.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#32 - STRAIGHT TALK ABOUT CROOKED DEALS</itunes:subtitle>
            <itunes:summary>A one-hour special linking &quot;Straight Talk About Money&quot; and &quot;Your Home-Your Money Mortgage Radio&quot;! Once again Bill and Art get to join Louise Googins of Googins &amp; Anton financial in this special simulcast.  Louise (a seasoned NPR interview) wants to know what the heck is going on with the mortgage industry and has asked us to be her source of truth and accuracy on her radio show.  Her investors are getting fiscally confused and financially abused.  She wants answers and so do they! 

Immediately after Louise&apos;s show The Mortgage Experts dish the dirt about some really nasty behavior from both Local and Online Lenders - stuff our client experienced just this past week!  It&apos;s Halloween Weekend and the Horror Stories don&apos;t all involve guys in hockey masks - quite a few wear suits, too.  Bust out the barf bags - some of this behavior will sicken you.  All tricks and no treats.</itunes:summary>
            <itunes:duration>30:15</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#31 RENT-TO-OWN HOMEBUYING - Rent or Lease Your Way into a Home</title>
            <guid>http://recordings.talkshoe.com/TS-1646.mp3</guid>
            <pubDate>Sat, 21 Oct 2006 10:02:08 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1646.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1646.mp3" length="11628982" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1646.mp3</comments>
            <description>The mortgage experts talk with Lorne Pappas about lease-to-own opportunities for renters</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#31 RENT-TO-OWN HOMEBUYING - Rent or Lease Your Way into a Home</itunes:subtitle>
            <itunes:summary>The mortgage experts talk with Lorne Pappas about lease-to-own opportunities for renters</itunes:summary>
            <itunes:duration>27:41</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#37 ***** HomeSmartMedia Alert #1 *****</title>
            <guid>http://recordings.talkshoe.com/TS-2320.mp3</guid>
            <pubDate>Thu, 19 Oct 2006 12:13:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-2320.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-2320.mp3" length="4913152" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-2320.mp3</comments>
            <description>HomeSmartMedia, a special division of Your Home-Your Money Mortgage Radio, is launching their first Alert today.  HomeSmart Media is dedicated to sharing recent and breaking information with listeners about their finances, mortgages, and consumer news.  This alert will be posted before, after or during the TalkShoe scheduled TalkCast - we&apos;ve a few bugs to work out from our end.  Stay tuned.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#37 ***** HomeSmartMedia Alert #1 *****</itunes:subtitle>
            <itunes:summary>HomeSmartMedia, a special division of Your Home-Your Money Mortgage Radio, is launching their first Alert today.  HomeSmart Media is dedicated to sharing recent and breaking information with listeners about their finances, mortgages, and consumer news.  This alert will be posted before, after or during the TalkShoe scheduled TalkCast - we&apos;ve a few bugs to work out from our end.  Stay tuned.</itunes:summary>
            <itunes:duration>06:17</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#30 Six Mistakes to Avoid when Obtaining a Home Mortgage</title>
            <guid>http://recordings.talkshoe.com/TS-2135.mp3</guid>
            <pubDate>Sat, 14 Oct 2006 10:00:39 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-2135.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-2135.mp3" length="15731382" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-2135.mp3</comments>
            <description>You are constantly being trained via news media and advertising to look for your home mortgage - in the wrong way!  The advertisers funding all this hype don&apos;t want to save you money - they want you spending more.  Time to get smart and fight back!
See those ads on home pages and emails and website?  Online advertisers pay companies like Google up to $12.00 per click on those ads - $12.00!  Do you really think online lenders are going to give you the best rate - or save you any money at all - when they (well, actually, you) are paying for thousands of clicks?  Tune in to Bill Quigley and Art Blanchet and get real - real information, real tips, and real smart!  We&apos;ll UNtrain you.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#30 Six Mistakes to Avoid when Obtaining a Home Mortgage</itunes:subtitle>
            <itunes:summary>You are constantly being trained via news media and advertising to look for your home mortgage - in the wrong way!  The advertisers funding all this hype don&apos;t want to save you money - they want you spending more.  Time to get smart and fight back!
See those ads on home pages and emails and website?  Online advertisers pay companies like Google up to $12.00 per click on those ads - $12.00!  Do you really think online lenders are going to give you the best rate - or save you any money at all - when they (well, actually, you) are paying for thousands of clicks?  Tune in to Bill Quigley and Art Blanchet and get real - real information, real tips, and real smart!  We&apos;ll UNtrain you.</itunes:summary>
            <itunes:duration>37:27</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#29 LISTEN to the NICE LADY - A Home Inspection Can Save You Serious Money</title>
            <guid>http://recordings.talkshoe.com/TS-1537.mp3</guid>
            <pubDate>Sat, 07 Oct 2006 09:59:34 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1537.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1537.mp3" length="12247040" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1537.mp3</comments>
            <description>This Little Lady can save you Big Bucks (and maybe your life).  By popular demand, The Mortgage Experts invite Kimberly St. Louis of A-Pro Home Inspections back for more discussion of the powerful service - for Buyer, Seller, and current Homeowner alike - of the residential Home Inspection.  In today&apos;s softer real estate market, the Home Inspection can be a powerful negotiating tool for wise Buyers.  For Sellers, the inspection can set you apart in the market place and tout the benefits of a safe, well-built home.  For HomeOwners, well...there can be darker things in Your Home than just the inside of the fridge, things that endanger health and burn up Your Money.  Time for due diligence - listen to our interview with Kimberly, share a few laughs, and make your own decision.  Kimberly can later be reached for more info online at A-Pro.net/Madison.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#29 LISTEN to the NICE LADY - A Home Inspection Can Save You Serious Money</itunes:subtitle>
            <itunes:summary>This Little Lady can save you Big Bucks (and maybe your life).  By popular demand, The Mortgage Experts invite Kimberly St. Louis of A-Pro Home Inspections back for more discussion of the powerful service - for Buyer, Seller, and current Homeowner alike - of the residential Home Inspection.  In today&apos;s softer real estate market, the Home Inspection can be a powerful negotiating tool for wise Buyers.  For Sellers, the inspection can set you apart in the market place and tout the benefits of a safe, well-built home.  For HomeOwners, well...there can be darker things in Your Home than just the inside of the fridge, things that endanger health and burn up Your Money.  Time for due diligence - listen to our interview with Kimberly, share a few laughs, and make your own decision.  Kimberly can later be reached for more info online at A-Pro.net/Madison.</itunes:summary>
            <itunes:duration>29:41</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#28 FORECLOSURES Series (Show #6)-  - Get A Home Inspection Before Buying!</title>
            <guid>http://recordings.talkshoe.com/TS-1188.mp3</guid>
            <pubDate>Thu, 05 Oct 2006 21:03:03 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1188.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1188.mp3" length="2727936" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1188.mp3</comments>
            <description>Special interview with Kimberly St. Louis, a Certified Home Inspector with A-Pro Home Inspections (a-pro.net/madison) enlightens the real estate foreclosure-buying world.  How to avoid a &quot;money pit&quot; and what you have to lose - such as your health - are topics brought to light by The Mortgage Experts interview.  Kimberly knows homes inside and out - what you don&apos;t know CAN kill you both physically and financially.  Bill Quigley and Art Blanchet will try to keep you AND your wallet safe - tune in!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#28 FORECLOSURES Series (Show #6)-  - Get A Home Inspection Before Buying!</itunes:subtitle>
            <itunes:summary>Special interview with Kimberly St. Louis, a Certified Home Inspector with A-Pro Home Inspections (a-pro.net/madison) enlightens the real estate foreclosure-buying world.  How to avoid a &quot;money pit&quot; and what you have to lose - such as your health - are topics brought to light by The Mortgage Experts interview.  Kimberly knows homes inside and out - what you don&apos;t know CAN kill you both physically and financially.  Bill Quigley and Art Blanchet will try to keep you AND your wallet safe - tune in!</itunes:summary>
            <itunes:duration>31:30</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#27 SCAMS UNMASKED!!  How to Keep Your Credit and Identity Safe!</title>
            <guid>http://recordings.talkshoe.com/TS-1840.mp3</guid>
            <pubDate>Sat, 30 Sep 2006 09:59:57 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1840.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1840.mp3" length="12402688" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1840.mp3</comments>
            <description>A new book by Sid Kirchheimer tells folks how to stop from losing money to all the Bad Guys - whether individuals or corporations - as they try to get something for nothing.  The book, generously titled: 377 Smart Ways to Protect You &amp; Your Family from Ripoffs, Bogus Deals &amp; Other Consumer Headaches, is also featured in AARP magazine and there&apos;s an excellent series of articles there.  Bill and Art pick up on a few of the scams and bring them to light in this simulcast of their live radio show on Madison 1670-the Pulse.  
</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#27 SCAMS UNMASKED!!  How to Keep Your Credit and Identity Safe!</itunes:subtitle>
            <itunes:summary>A new book by Sid Kirchheimer tells folks how to stop from losing money to all the Bad Guys - whether individuals or corporations - as they try to get something for nothing.  The book, generously titled: 377 Smart Ways to Protect You &amp; Your Family from Ripoffs, Bogus Deals &amp; Other Consumer Headaches, is also featured in AARP magazine and there&apos;s an excellent series of articles there.  Bill and Art pick up on a few of the scams and bring them to light in this simulcast of their live radio show on Madison 1670-the Pulse.  
</itunes:summary>
            <itunes:duration>30:37</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#26 Nightmare Mortgages - Live Radio Simulcast - </title>
            <guid>http://recordings.talkshoe.com/TS-1485.mp3</guid>
            <pubDate>Sat, 23 Sep 2006 10:01:34 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1485.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1485.mp3" length="11380736" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1485.mp3</comments>
            <description>Oh Yeah!  Get a 1% interest rate while everyone else is at 6.5% - and there&apos;s no strings?!?  I DON&apos;T THINK SO!  We&apos;ve been telling you about these dangerous loans and now Business Week is, too!  The strings are tangling up the lives of mortgage owners - everywhere - and it&apos;s getting UGLY!
Let The Mortgage Experts set you straight on what these are, what they can do to you, what the dangers are, and what to do if you have one!  Find out once more why &quot;there ain&apos;t no free lunch!&quot;</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#26 Nightmare Mortgages - Live Radio Simulcast - </itunes:subtitle>
            <itunes:summary>Oh Yeah!  Get a 1% interest rate while everyone else is at 6.5% - and there&apos;s no strings?!?  I DON&apos;T THINK SO!  We&apos;ve been telling you about these dangerous loans and now Business Week is, too!  The strings are tangling up the lives of mortgage owners - everywhere - and it&apos;s getting UGLY!
Let The Mortgage Experts set you straight on what these are, what they can do to you, what the dangers are, and what to do if you have one!  Find out once more why &quot;there ain&apos;t no free lunch!&quot;</itunes:summary>
            <itunes:duration>28:06</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#25 Special Finance Show with Googins Financial</title>
            <guid>http://recordings.talkshoe.com/TS-1484.mp3</guid>
            <pubDate>Sat, 16 Sep 2006 09:29:43 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1484.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1484.mp3" length="27382307" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1484.mp3</comments>
            <description>&quot;Your Home-Your Money Mortgage Radio&quot; and &quot;Straight Talk About Money&quot; are combining their show this week for a full hour of discussion with YOU as the topic.  Be sure to call in your questions about finance, mortgage, real estate, and long-term investing as Art Blanchet of The Mortgage Experts and Louise Googins of Googins and Anton Financial talk about the latest news and developments in the World of Money.  We&apos;ll be listening to YOU this time.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#25 Special Finance Show with Googins Financial</itunes:subtitle>
            <itunes:summary>&quot;Your Home-Your Money Mortgage Radio&quot; and &quot;Straight Talk About Money&quot; are combining their show this week for a full hour of discussion with YOU as the topic.  Be sure to call in your questions about finance, mortgage, real estate, and long-term investing as Art Blanchet of The Mortgage Experts and Louise Googins of Googins and Anton Financial talk about the latest news and developments in the World of Money.  We&apos;ll be listening to YOU this time.</itunes:summary>
            <itunes:duration>1:05:11</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#23 Home Buying for Regular People With Irregular Income - Tips and Advice</title>
            <guid>http://recordings.talkshoe.com/TS-1204.mp3</guid>
            <pubDate>Sat, 02 Sep 2006 10:01:44 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1204.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1204.mp3" length="12989622" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1204.mp3</comments>
            <description>As we complete our second simulcast with TalkShoe and Madison 1670, we&apos;ll be presenting a multitopic show with three distinct subjects - all about home ownership.  Many folks DON&apos;T haave perfect credit, a 9 to 5 regular job, or downpayment money, yet they still want a home.  The Mortgage Experts will quickly discuss each situation - whether for you, your kids, or your friends - where we show you HOW to get past those home ownership obstacles and start owning (again) rather than renting.  We&apos;re setting the table here for future episodes where we cover these three in depth, so we want and need your opinions, stories, and feedback.  Join us here or listen later - it&apos;s all good.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#23 Home Buying for Regular People With Irregular Income - Tips and Advice</itunes:subtitle>
            <itunes:summary>As we complete our second simulcast with TalkShoe and Madison 1670, we&apos;ll be presenting a multitopic show with three distinct subjects - all about home ownership.  Many folks DON&apos;T haave perfect credit, a 9 to 5 regular job, or downpayment money, yet they still want a home.  The Mortgage Experts will quickly discuss each situation - whether for you, your kids, or your friends - where we show you HOW to get past those home ownership obstacles and start owning (again) rather than renting.  We&apos;re setting the table here for future episodes where we cover these three in depth, so we want and need your opinions, stories, and feedback.  Join us here or listen later - it&apos;s all good.</itunes:summary>
            <itunes:duration>30:56</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#22 RADON, ASBESTOS, and LEAD - OH MY!!</title>
            <guid>http://recordings.talkshoe.com/TS-1071.mp3</guid>
            <pubDate>Thu, 31 Aug 2006 20:30:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1071.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1071.mp3" length="12247040" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1071.mp3</comments>
            <description>Nope.  We&apos;re not in Kansas any more Toto - we&apos;re in Real Estate!  Now it&apos;s time to find out what&apos;s more dangerous - the WIcked Witch of the West or Your House.  To do that, you need a home inspection...

&quot;I&apos;m ALREADY paying for an appraisal - now you say I should pay for a Home Inspection?!?!&quot;  Welllll...after you listen to this this recorded interview with Kimberly St. Louis, a Certified Home Inspector with A-Pro Home Inspections (a-pro.net/madison), you may want to spring for it!  

Kimberly talks to The Mortgage Experts about just what an inspection is, who benefits from it, and discusses the powerful information contained in the report.  Whether you are buying a brand new yellow brick home or live in  a century-old castle (flying monkeys and all), Kimberly says a home inspection might save you thousands of dollars and even uncover health and safety hazards (a little fire, Scarecrow?). 
Don&apos;t worry, Bill Quigley and Art Blanchet will get you all the info you need, and It won&apos;t cost you a tin&apos;, man.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#22 RADON, ASBESTOS, and LEAD - OH MY!!</itunes:subtitle>
            <itunes:summary>Nope.  We&apos;re not in Kansas any more Toto - we&apos;re in Real Estate!  Now it&apos;s time to find out what&apos;s more dangerous - the WIcked Witch of the West or Your House.  To do that, you need a home inspection...

&quot;I&apos;m ALREADY paying for an appraisal - now you say I should pay for a Home Inspection?!?!&quot;  Welllll...after you listen to this this recorded interview with Kimberly St. Louis, a Certified Home Inspector with A-Pro Home Inspections (a-pro.net/madison), you may want to spring for it!  

Kimberly talks to The Mortgage Experts about just what an inspection is, who benefits from it, and discusses the powerful information contained in the report.  Whether you are buying a brand new yellow brick home or live in  a century-old castle (flying monkeys and all), Kimberly says a home inspection might save you thousands of dollars and even uncover health and safety hazards (a little fire, Scarecrow?). 
Don&apos;t worry, Bill Quigley and Art Blanchet will get you all the info you need, and It won&apos;t cost you a tin&apos;, man.</itunes:summary>
            <itunes:duration>29:41</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#21 - Home Buying Through a Realtor&apos;s Eyes - with Linda Laitinen Sch</title>
            <guid>http://recordings.talkshoe.com/TS-974.mp3</guid>
            <pubDate>Sat, 26 Aug 2006 10:01:31 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-974.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-974.mp3" length="12853027" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-974.mp3</comments>
            <description>She&apos;s one of our favorite guests. Keller-Williams&apos; high-producing real estate sales agent Linda Laitinen-Schultz takes a half-hour and explains her side of Home Buying.  Yeah, we know - &quot;a realtor talking about home-buying, what else is new?!&quot;  We&apos;ll Linda ain&apos;t yer average hit &apos;n run realtor - she&apos;s into her 5th transaction with some of her clients, so she&apos;s treating &apos;em right and preachin&apos; their gospel.  Let&apos;s find out together how she keeps her Buyers and Sellers loyal, happy and comin&apos; back over and over again.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#21 - Home Buying Through a Realtor&apos;s Eyes - with Linda Laitinen Sch</itunes:subtitle>
            <itunes:summary>She&apos;s one of our favorite guests. Keller-Williams&apos; high-producing real estate sales agent Linda Laitinen-Schultz takes a half-hour and explains her side of Home Buying.  Yeah, we know - &quot;a realtor talking about home-buying, what else is new?!&quot;  We&apos;ll Linda ain&apos;t yer average hit &apos;n run realtor - she&apos;s into her 5th transaction with some of her clients, so she&apos;s treating &apos;em right and preachin&apos; their gospel.  Let&apos;s find out together how she keeps her Buyers and Sellers loyal, happy and comin&apos; back over and over again.</itunes:summary>
            <itunes:duration>30:36</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#20 FORECLOSURES Series (Show #5)-  - Auctions &amp; Title Work</title>
            <guid>http://recordings.talkshoe.com/TS-1069.mp3</guid>
            <pubDate>Thu, 24 Aug 2006 20:32:48 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1069.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1069.mp3" length="14796982" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1069.mp3</comments>
            <description>Foreclosures can be a different breed of animal, especially when it comes to bidding at a Sheriff&apos;s Sale (auction) on the courthouse steps.  If you win, how do you get clear title - your claim of ownership?  The all-knowing Ben Smaglick of First American Title speaks to The Mortgage Experts and talks about some of the complexities of foreclosures and title.  Ben shares some very essential information, some scary stories, and passes on some free advice to Bill Quigley and Art Blanchet - and YOU.  Listen in and ask your questions - we&apos;ll find the answers for you.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#20 FORECLOSURES Series (Show #5)-  - Auctions &amp; Title Work</itunes:subtitle>
            <itunes:summary>Foreclosures can be a different breed of animal, especially when it comes to bidding at a Sheriff&apos;s Sale (auction) on the courthouse steps.  If you win, how do you get clear title - your claim of ownership?  The all-knowing Ben Smaglick of First American Title speaks to The Mortgage Experts and talks about some of the complexities of foreclosures and title.  Ben shares some very essential information, some scary stories, and passes on some free advice to Bill Quigley and Art Blanchet - and YOU.  Listen in and ask your questions - we&apos;ll find the answers for you.</itunes:summary>
            <itunes:duration>35:14</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#19 RENTING Can Be Hazardous to Your WEALTH!</title>
            <guid>http://recordings.talkshoe.com/TS-1056.mp3</guid>
            <pubDate>Sun, 20 Aug 2006 09:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1056.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1056.mp3" length="12095550" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1056.mp3</comments>
            <description>This just out from the Federal Reserve:  Homeowners compared to renters have thirty-six times the net worth - 36 TIMES!  That&apos;s just plain sick, sort of like Bill Gates not picking up the tab at Mothers Day dinner!  The OTHER Bill (Quigley) and Art (Blanchet) won&apos;t pay for your Mom&apos;s meal either, but the money you can save by listening to them sure could!  

In this episode they share their opinions and solutions on RENT vs OWN - they also throw in some slick numbers and a couple of special tips that could help you - or someone you love - become a homeowner.  AND you don&apos;t have to get a second job or eat Ramen noodles to afford it!  

Take a listen and learn a little - The Mortgage Experts will help you solve your home buying problems.

</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#19 RENTING Can Be Hazardous to Your WEALTH!</itunes:subtitle>
            <itunes:summary>This just out from the Federal Reserve:  Homeowners compared to renters have thirty-six times the net worth - 36 TIMES!  That&apos;s just plain sick, sort of like Bill Gates not picking up the tab at Mothers Day dinner!  The OTHER Bill (Quigley) and Art (Blanchet) won&apos;t pay for your Mom&apos;s meal either, but the money you can save by listening to them sure could!  

In this episode they share their opinions and solutions on RENT vs OWN - they also throw in some slick numbers and a couple of special tips that could help you - or someone you love - become a homeowner.  AND you don&apos;t have to get a second job or eat Ramen noodles to afford it!  

Take a listen and learn a little - The Mortgage Experts will help you solve your home buying problems.

</itunes:summary>
            <itunes:duration>28:47</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#18 REAL ESTATE as an INVESTMENT - Interview with Lorne Tabba </title>
            <guid>http://recordings.talkshoe.com/TC-1009/TS-968.mp3</guid>
            <pubDate>Sat, 19 Aug 2006 10:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-968.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-968.mp3" length="12276480" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-968.mp3</comments>
            <description>The Mortgage Experts uncork the &quot;Wisconsin Investment Genie&quot; this morning as they bring the experience and advice of their special guest Lorne Tabba to the airwaves.  Is real estate investment only for the High Rollers?  Are we talking SFR, duplexes or high-rise tenament buildings?  Shopping centers or suburban homes?  We don&apos;t know!

Lorne is the President of the Southern Wisconsin Investment Club, so we figure he&apos;s El Presidente for a reason - let&apos;s find out.
And, to add a little pressure, YHYM is in position to TalkCast this simulcast to the world as we finally get our casts in gear.  Should be fun, so join us! </description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#18 REAL ESTATE as an INVESTMENT - Interview with Lorne Tabba </itunes:subtitle>
            <itunes:summary>The Mortgage Experts uncork the &quot;Wisconsin Investment Genie&quot; this morning as they bring the experience and advice of their special guest Lorne Tabba to the airwaves.  Is real estate investment only for the High Rollers?  Are we talking SFR, duplexes or high-rise tenament buildings?  Shopping centers or suburban homes?  We don&apos;t know!

Lorne is the President of the Southern Wisconsin Investment Club, so we figure he&apos;s El Presidente for a reason - let&apos;s find out.
And, to add a little pressure, YHYM is in position to TalkCast this simulcast to the world as we finally get our casts in gear.  Should be fun, so join us! </itunes:summary>
            <itunes:duration>29:13</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#17 *+*+* PRESS RELEASE Interview Podcast with Art and Dave *+*+*</title>
            <guid>http://recordings.talkshoe.com/TS-1074.mp3</guid>
            <pubDate>Fri, 18 Aug 2006 09:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-1074.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-1074.mp3" length="8909897" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-1074.mp3</comments>
            <description>HOT OFF THE PRESSES:   Listen as Aaron Apple of PRWeb interviews Dave Nelsen, Founder and CEO of TalkShoe and Art Blanchet, Co-Host (with Bill Quigley) of Your Home-Your Money Mortgage Radio in this exclusive entitled:    
YourHome-YourMoney.com Mortgage Radio Joins Forces with TalkShoe.com for Innovative Simulcast to the World.              
It is so true, but you know that, because you&apos;re here already.            
For a download of the complete Press Release text, go here:  http://www.prweb.com/releases/2006/08/prweb425551.htm.               

Thanks for listening - we apprecaite the support!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#17 *+*+* PRESS RELEASE Interview Podcast with Art and Dave *+*+*</itunes:subtitle>
            <itunes:summary>HOT OFF THE PRESSES:   Listen as Aaron Apple of PRWeb interviews Dave Nelsen, Founder and CEO of TalkShoe and Art Blanchet, Co-Host (with Bill Quigley) of Your Home-Your Money Mortgage Radio in this exclusive entitled:    
YourHome-YourMoney.com Mortgage Radio Joins Forces with TalkShoe.com for Innovative Simulcast to the World.              
It is so true, but you know that, because you&apos;re here already.            
For a download of the complete Press Release text, go here:  http://www.prweb.com/releases/2006/08/prweb425551.htm.               

Thanks for listening - we apprecaite the support!</itunes:summary>
            <itunes:duration>09:16</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#16 FORECLOSURES Series (Show #4)- Buying Secrets!</title>
            <guid>http://recordings.talkshoe.com/TS-888.mp3</guid>
            <pubDate>Thu, 10 Aug 2006 21:19:26 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-888.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-888.mp3" length="12534490" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-888.mp3</comments>
            <description>In the second of their FORECLOSURE series TalkCasts, The Mortgage Experts discuss the basics of the Foreclosure market, including how and where to find yours - and what you&apos;ll need to know.  For you First-Time HomeBuyers, we included some awesome statistics about wealth and home ownership.  For you vets - links and tips on how to protect yourself and your investment money.  Your calls and comments are always welcome - join us in this LIVE episode for fine info and a little fun.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#16 FORECLOSURES Series (Show #4)- Buying Secrets!</itunes:subtitle>
            <itunes:summary>In the second of their FORECLOSURE series TalkCasts, The Mortgage Experts discuss the basics of the Foreclosure market, including how and where to find yours - and what you&apos;ll need to know.  For you First-Time HomeBuyers, we included some awesome statistics about wealth and home ownership.  For you vets - links and tips on how to protect yourself and your investment money.  Your calls and comments are always welcome - join us in this LIVE episode for fine info and a little fun.</itunes:summary>
            <itunes:duration>29:50</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#15 &quot;A Smart Asset&quot; - Live Interview w/Denny Correll, Author </title>
            <guid>http://recordings.talkshoe.com/TS-772.mp3</guid>
            <pubDate>Fri, 04 Aug 2006 21:20:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-772.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-772.mp3" length="11962068" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-772.mp3</comments>
            <description>We interview Dennis Correll, author of &quot;A Smart Asset&quot;, his book that explains the advantages and wealth created by home ownership.  Denny says he can show you how a buying a home - and never borrowing more than $99K - can take you all the way through retirement - IF you use his methods and your head. Listen in and find out as the Mortgage Experts get in Denny&apos;s head and see what&apos;s in there and if his book is for real!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#15 &quot;A Smart Asset&quot; - Live Interview w/Denny Correll, Author </itunes:subtitle>
            <itunes:summary>We interview Dennis Correll, author of &quot;A Smart Asset&quot;, his book that explains the advantages and wealth created by home ownership.  Denny says he can show you how a buying a home - and never borrowing more than $99K - can take you all the way through retirement - IF you use his methods and your head. Listen in and find out as the Mortgage Experts get in Denny&apos;s head and see what&apos;s in there and if his book is for real!</itunes:summary>
            <itunes:duration>29:00</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#14 FORECLOSURES Series (Show #3) - Foreclosures - A good investment?</title>
            <guid>http://recordings.talkshoe.com/TS-795.mp3</guid>
            <pubDate>Wed, 02 Aug 2006 18:11:29 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-795.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-795.mp3" length="14871039" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-795.mp3</comments>
            <description>WE CHAT UP THE FIRST OF OUR FORECLOSURE SERIES - The recording is a little rough (user error), but the information is good!  Forgive our mess and get some facts.  Thanks.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#14 FORECLOSURES Series (Show #3) - Foreclosures - A good investment?</itunes:subtitle>
            <itunes:summary>WE CHAT UP THE FIRST OF OUR FORECLOSURE SERIES - The recording is a little rough (user error), but the information is good!  Forgive our mess and get some facts.  Thanks.</itunes:summary>
            <itunes:duration>35:25</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#13 Condominium-Buying Tips and the Parade of Condos</title>
            <guid>http://recordings.talkshoe.com/TS-736.mp3</guid>
            <pubDate>Sat, 29 Jul 2006 10:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-736.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-736.mp3" length="21623246" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-736.mp3</comments>
            <description>We will be simulcasting the Your Home-Your Money Mortgage Radio show on Saturday, August 12th.  If you want to listen to today&apos;s show - stream at http://66/222/125/22/wtdyam1670 and you can call in toll-free at 1-877-867-1670.  Thanks for lisrening!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#13 Condominium-Buying Tips and the Parade of Condos</itunes:subtitle>
            <itunes:summary>We will be simulcasting the Your Home-Your Money Mortgage Radio show on Saturday, August 12th.  If you want to listen to today&apos;s show - stream at http://66/222/125/22/wtdyam1670 and you can call in toll-free at 1-877-867-1670.  Thanks for lisrening!</itunes:summary>
            <itunes:duration>30:01</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#12 Mortgage Title 101 w/Ben Smaglick - Getting the Basics</title>
            <guid>http://recordings.talkshoe.com/TS-737.mp3</guid>
            <pubDate>Sat, 29 Jul 2006 08:26:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-737.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-737.mp3" length="12326227" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-737.mp3</comments>
            <description>Why on earth do we need Title Insurance?!  Ben Smaglick of First American Title Company joins the Your Home-Your Money Mortgage Radio as a special guest to explain the HOWS and WHYS of the seemingly mysterious (and costly) Title Insurance.   Listen here and find out why lenders require it and learn why homeowners really need it!  SuperBen delivers in a fun, easy, and informative episode - don&apos;t miss it!</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#12 Mortgage Title 101 w/Ben Smaglick - Getting the Basics</itunes:subtitle>
            <itunes:summary>Why on earth do we need Title Insurance?!  Ben Smaglick of First American Title Company joins the Your Home-Your Money Mortgage Radio as a special guest to explain the HOWS and WHYS of the seemingly mysterious (and costly) Title Insurance.   Listen here and find out why lenders require it and learn why homeowners really need it!  SuperBen delivers in a fun, easy, and informative episode - don&apos;t miss it!</itunes:summary>
            <itunes:duration>29:20</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#11 REVERSE MORTGAGES - Don&apos;t Go Full Ahead!</title>
            <guid>http://recordings.talkshoe.com/TS-721.mp3</guid>
            <pubDate>Thu, 27 Jul 2006 10:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-721.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-721.mp3" length="23218176" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-721.mp3</comments>
            <description>Special Double Show!  Financial Planner Extraordinaire Louise Googins shares her show with the Mortgage Experts as we dig into the history, use, and purpose behind Reverse Mortgages - the Senior&apos;s Real Estate Lifevest.  Then in the second half-hour we host Louise as she gives an investment counselor&apos;s perspective of this cash cow for &quot;Older Adults&quot; and where it fits in your financial plan - if anywhere!  Excellent show.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#11 REVERSE MORTGAGES - Don&apos;t Go Full Ahead!</itunes:subtitle>
            <itunes:summary>Special Double Show!  Financial Planner Extraordinaire Louise Googins shares her show with the Mortgage Experts as we dig into the history, use, and purpose behind Reverse Mortgages - the Senior&apos;s Real Estate Lifevest.  Then in the second half-hour we host Louise as she gives an investment counselor&apos;s perspective of this cash cow for &quot;Older Adults&quot; and where it fits in your financial plan - if anywhere!  Excellent show.</itunes:summary>
            <itunes:duration>56:17</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#9 FORECLOSURES Series (Show #1)- Talk, Hype, &amp; Facts</title>
            <guid>http://recordings.talkshoe.com/TS-683.mp3</guid>
            <pubDate>Tue, 25 Jul 2006 10:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-683.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-683.mp3" length="12551049" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-683.mp3</comments>
            <description>FORECLOSURE Investing is being touted as the next Millionaire-Maker - and people are paying plenty for the information.  Is it any good?  The Mortgage Experts will open a Can of Whoop-Facts and give you the truth and the tools to decide what&apos;s best for you and your wallet.  This lively episode was recorded from our weekly radio broadcast and is now TalkShoe-Ready!  Listen and Learn.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#9 FORECLOSURES Series (Show #1)- Talk, Hype, &amp; Facts</itunes:subtitle>
            <itunes:summary>FORECLOSURE Investing is being touted as the next Millionaire-Maker - and people are paying plenty for the information.  Is it any good?  The Mortgage Experts will open a Can of Whoop-Facts and give you the truth and the tools to decide what&apos;s best for you and your wallet.  This lively episode was recorded from our weekly radio broadcast and is now TalkShoe-Ready!  Listen and Learn.</itunes:summary>
            <itunes:duration>29:53</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#10 FORECLOSURES Series (Show #2)-What&apos;s the Truth Here?</title>
            <guid>http://recordings.talkshoe.com/TS-681.mp3</guid>
            <pubDate>Tue, 25 Jul 2006 09:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-681.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-681.mp3" length="3436993" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-681.mp3</comments>
            <description>In this short (8:10) introduction Bill and Art touch on the FORECLOSURE news, hype, and media noise as we set the table for future episodes.  Is this really a money-making opportunity?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#10 FORECLOSURES Series (Show #2)-What&apos;s the Truth Here?</itunes:subtitle>
            <itunes:summary>In this short (8:10) introduction Bill and Art touch on the FORECLOSURE news, hype, and media noise as we set the table for future episodes.  Is this really a money-making opportunity?</itunes:summary>
            <itunes:duration>08:10</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#8 Green-Building and The Environmental Megahype - Simplified</title>
            <guid>http://recordings.talkshoe.com/TS-610.mp3</guid>
            <pubDate>Sat, 22 Jul 2006 09:30:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-610.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-610.mp3" length="12395183" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-610.mp3</comments>
            <description>Ecology.  Global Warming.  Green Building.  People and governments from New Jersey to New Delhi have jumped on the environmentally-friendly construction bandwagon - there must be a reason, right?  Hosts Bill Quigley and Art Blanchet will open this multipart series with some news, definitions, and opinions...what&apos;s yours?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#8 Green-Building and The Environmental Megahype - Simplified</itunes:subtitle>
            <itunes:summary>Ecology.  Global Warming.  Green Building.  People and governments from New Jersey to New Delhi have jumped on the environmentally-friendly construction bandwagon - there must be a reason, right?  Hosts Bill Quigley and Art Blanchet will open this multipart series with some news, definitions, and opinions...what&apos;s yours?</itunes:summary>
            <itunes:duration>29:30</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#7 BEWARE the Option ARM! - Part 2of 2</title>
            <guid>http://recordings.talkshoe.com/TS-558.mp3</guid>
            <pubDate>Fri, 14 Jul 2006 23:51:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-558.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-558.mp3" length="12250181" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-558.mp3</comments>
            <description>&quot;Option&quot; ARM investment - are you kidding!?!  Find out why WE don&apos;t like it - and why YOU shouldn&apos;t either!  Noted financial planner Louise Googins joins the Mortgage Experts in de-mystifying this and other shakey financial advice myths in Part 2 of this special combined episode.  Listen and learn.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#7 BEWARE the Option ARM! - Part 2of 2</itunes:subtitle>
            <itunes:summary>&quot;Option&quot; ARM investment - are you kidding!?!  Find out why WE don&apos;t like it - and why YOU shouldn&apos;t either!  Noted financial planner Louise Googins joins the Mortgage Experts in de-mystifying this and other shakey financial advice myths in Part 2 of this special combined episode.  Listen and learn.</itunes:summary>
            <itunes:duration>29:10</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#6 BEWARE the &quot;Option&quot; ARM! - Part 1 of 2</title>
            <guid>http://recordings.talkshoe.com/TS-551.mp3</guid>
            <pubDate>Sat, 15 Jul 2006 09:29:53 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-551.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-551.mp3" length="10985823" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-551.mp3</comments>
            <description>Special double-show this week!  The Mortgage Experts will be sharing an hour with the wise and witty financial investment counsellor Louise Googins as she hosts her show, &quot;Straight Talk About Money&quot; with us as guests.  Immediately after her half-hour we crank up &quot;Your Home-Your Money&quot; - just to get the last word - we hope!

This week we unravel the hype and rewind the spin surrounding the &quot;pick a payment&quot; and &quot;option ARM&quot; products.  They&apos;re telling us to borrow against our home - max the mortgage - and invest it!!  Are they nuts - or are we?!?</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#6 BEWARE the &quot;Option&quot; ARM! - Part 1 of 2</itunes:subtitle>
            <itunes:summary>Special double-show this week!  The Mortgage Experts will be sharing an hour with the wise and witty financial investment counsellor Louise Googins as she hosts her show, &quot;Straight Talk About Money&quot; with us as guests.  Immediately after her half-hour we crank up &quot;Your Home-Your Money&quot; - just to get the last word - we hope!

This week we unravel the hype and rewind the spin surrounding the &quot;pick a payment&quot; and &quot;option ARM&quot; products.  They&apos;re telling us to borrow against our home - max the mortgage - and invest it!!  Are they nuts - or are we?!?</itunes:summary>
            <itunes:duration>26:09</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#5 HAD A BANKRUPTCY? - Homebuying Part 2</title>
            <guid>http://recordings.talkshoe.com/TS-608.mp3</guid>
            <pubDate>Sat, 01 Jul 2006 10:00:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-608.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-608.mp3" length="10985427" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-608.mp3</comments>
            <description>The Mortgage Experts resume their quest in Part 2 - getting you ready for home ownership after Bankruptcy. Gotta make some changes, gotta focus - but you can get there if you listen to the geezers and act...
The second session continues to educate the borrower - pitfalls and predators abound, so be alert. Bad things can happen to good people - medical, employment, and so on - so a Bankruptcy isn&apos;t always your fault. And if it WAS, here&apos;s how to go...
</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#5 HAD A BANKRUPTCY? - Homebuying Part 2</itunes:subtitle>
            <itunes:summary>The Mortgage Experts resume their quest in Part 2 - getting you ready for home ownership after Bankruptcy. Gotta make some changes, gotta focus - but you can get there if you listen to the geezers and act...
The second session continues to educate the borrower - pitfalls and predators abound, so be alert. Bad things can happen to good people - medical, employment, and so on - so a Bankruptcy isn&apos;t always your fault. And if it WAS, here&apos;s how to go...
</itunes:summary>
            <itunes:duration>11:26</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#4 HAD A BANKRUPTCY? - You CAN Buy A Home!!</title>
            <guid>http://recordings.talkshoe.com/TS-607.mp3</guid>
            <pubDate>Sat, 01 Jul 2006 09:30:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-607.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-607.mp3" length="27612403" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-607.mp3</comments>
            <description>Forced into bankruptcy because of divorce, medical bill, or employment problems? Was it your own fault? It&apos;s OK. You don&apos;t have to wait 7 to 10 years to buy a home - just tune in to the Mortgage Experts from &quot;Your Home-Your Money&quot; and get the skinny.  We&apos;ll give you the 4 Crucial Steps to buying a home - AFTER a Bankruptcy - (Part 1).</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#4 HAD A BANKRUPTCY? - You CAN Buy A Home!!</itunes:subtitle>
            <itunes:summary>Forced into bankruptcy because of divorce, medical bill, or employment problems? Was it your own fault? It&apos;s OK. You don&apos;t have to wait 7 to 10 years to buy a home - just tune in to the Mortgage Experts from &quot;Your Home-Your Money&quot; and get the skinny.  We&apos;ll give you the 4 Crucial Steps to buying a home - AFTER a Bankruptcy - (Part 1).</itunes:summary>
            <itunes:duration>28:45</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#3 Nine Steps to Buying a Home - Part 1</title>
            <guid>http://recordings.talkshoe.com/TS-555.mp3</guid>
            <pubDate>Sat, 24 Jun 2006 09:30:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-555.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-555.mp3" length="31335145" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-555.mp3</comments>
            <description>An excellent show for First Time Hom-Buyers - and for step-ups, too.  Buying a home - from concept to closing - is a Process.  Homebuying is serious event  and each step in that Process must be carefully considered and completed to avoid all the mistakes, traps, and snares. However, tens of thousands of homes are bought annually in this country by folks dumber than us, so while the process is daunting, it can be stress-free. Just tune in and listen carefully to the counsel in this episode...save some money, too! (We ALL like that.)</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#3 Nine Steps to Buying a Home - Part 1</itunes:subtitle>
            <itunes:summary>An excellent show for First Time Hom-Buyers - and for step-ups, too.  Buying a home - from concept to closing - is a Process.  Homebuying is serious event  and each step in that Process must be carefully considered and completed to avoid all the mistakes, traps, and snares. However, tens of thousands of homes are bought annually in this country by folks dumber than us, so while the process is daunting, it can be stress-free. Just tune in and listen carefully to the counsel in this episode...save some money, too! (We ALL like that.)</itunes:summary>
            <itunes:duration>32:38</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#2 PREDATORY LENDING - Don&apos;t Be a Victim!</title>
            <guid>http://recordings.talkshoe.com/TS-556.mp3</guid>
            <pubDate>Sat, 17 Jun 2006 09:30:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-556.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-556.mp3" length="21598841" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-556.mp3</comments>
            <description>Where are you in the Mortgage Lending Food Chain? The Predatory Lenders are out there - and they are on top! They live in TV commercials, on your internet, in your email and sometimes on your block.  They lure you in with cleverly worded ads and cutesy commercials, smooth talk and soothe talk you.  Then when you are at your most vulnerable - they pounce - right on your wallet!!! Stop being somebody&apos;s lunch and listen to the insider info in this useful expose - you WILL save money and move up in the Lending Food Chain.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#2 PREDATORY LENDING - Don&apos;t Be a Victim!</itunes:subtitle>
            <itunes:summary>Where are you in the Mortgage Lending Food Chain? The Predatory Lenders are out there - and they are on top! They live in TV commercials, on your internet, in your email and sometimes on your block.  They lure you in with cleverly worded ads and cutesy commercials, smooth talk and soothe talk you.  Then when you are at your most vulnerable - they pounce - right on your wallet!!! Stop being somebody&apos;s lunch and listen to the insider info in this useful expose - you WILL save money and move up in the Lending Food Chain.</itunes:summary>
            <itunes:duration>29:59</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
        </item>
        <item>
            <!-- begin RSS 2.0 tags -->
            <title>#1 REALTORS - Why Should I Get One, Anyway?</title>
            <guid>http://recordings.talkshoe.com/TS-609.mp3</guid>
            <pubDate>Sat, 10 Jun 2006 09:30:00 -0700</pubDate>
            <author>Bill@MadTownMortgage.com</author>
            <link>http://recordings.talkshoe.com/TC-1009/TS-609.mp3</link>
            <enclosure url="http://recordings.talkshoe.com/TC-1009/TS-609.mp3" length="29031624" type="audio/mpeg" />
            <comments>http://recordings.talkshoe.com/TC-1009/TS-609.mp3</comments>
            <description>REALTORS! - Hunh!...Good Gosh Y&apos;all, What Are They Good For? Absolutely...!?  Maybe.  Let&apos;s find out together.  In this TalkCast we interview Linda Laitinen- Schultz, a top Keller-Williams agent and a darn nice lady - but is that worth 6% !!?  Linda gives some ideas to consider - and it&apos;s not all about money.  Tune in.</description>
            <category>Business</category>
            <!-- end RSS 2.0 tags -->
            <!-- begin iTunes tags -->
            <itunes:author>Bill Quigley</itunes:author>
            <itunes:subtitle>#1 REALTORS - Why Should I Get One, Anyway?</itunes:subtitle>
            <itunes:summary>REALTORS! - Hunh!...Good Gosh Y&apos;all, What Are They Good For? Absolutely...!?  Maybe.  Let&apos;s find out together.  In this TalkCast we interview Linda Laitinen- Schultz, a top Keller-Williams agent and a darn nice lady - but is that worth 6% !!?  Linda gives some ideas to consider - and it&apos;s not all about money.  Tune in.</itunes:summary>
            <itunes:duration>30:14</itunes:duration>
            <itunes:explicit>clean</itunes:explicit>
            <itunes:keywords>mortgage, finance, yhym, home-buying, Bill Quigley, first time home buyer, Wisconsin Mortgage,WTDY, Madison1670, Madison mortgage, business, lending, real estate, talkradio,</itunes:keywords>
            <!-- end iTunes tags -->
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